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laugh Saampath Credit Card Help - 03-27-2016, 12:17 PM

මවන්ලා හුගකාලෙකින් අවෙ... පොඩි දෙයක් තියෙනව දැනගන්න.

මට දැන් credit card එකක් ගන්න ඕන වෙලා තියෙනවා. මට කියන්න sampath bank එකෙන් දෙන Gold card එකේ advantage එක මොකද්ද classic card එක ගන්නවට වඞා credit limit එකට අමතරව.

හැමතිස්සෙම use කරන්නෙ නැති එක්කෙනුකුට gold card එක අරන් තේරුමක් තියෙනවද?


තව දෙයක්.
හිතන්න මගේ credit card එකේ limit එක Rs 50,000 කියල. මම ගන්න ඕන කඩේකින් Rs 70,000 phone එකක්. මම අතින් Rs 10,000 දීල ඉතුරු Rs 60,000 credit card එකෙන් මාස 6 කට ගෙවන්න ගන්න පුලුවන්ද?
0% interest free ගෙවන්න බඩු ගන්න පුලුවන් කියන්නෙ bank එකෙන් මාසෙකට කැපෙන interest එක නැතුව ගන්න පුලුවන් කියන එකද?
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03-27-2016, 12:19 PM

HNB Credit Card එක ගැන මොකද හිතෙන්නේ අපේ office එකට apply කරන්න ෆොමේ වගයක් අවා මට තිබ්බේ එක fill කරන්න විතරයි අනිත් ඒවා
office එකෙන් කරලා දෙනවා එත් දෙන ලිම්ට් එකවත් දන්නේ නැ දන්නා කව්රු හරි කියපන්කො ලිමිට් එක කියද කියලා

Last edited by 222ranga; 03-27-2016 at 03:11 PM.
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03-27-2016, 12:27 PM

Quote:
Originally Posted by Wal MAMA View Post
මවන්ලා හුගකාලෙකින් අවෙ... පොඩි දෙයක් තියෙනව දැනගන්න.

මට දැන් credit card එකක් ගන්න ඕන වෙලා තියෙනවා. මට කියන්න sampath bank එකෙන් දෙන Gold card එකේ advantage එක මොකද්ද classic card එක ගන්නවට වඞා credit limit එකට අමතරව.

හැමතිස්සෙම use කරන්නෙ නැති එක්කෙනුකුට gold card එක අරන් තේරුමක් තියෙනවද?


තව දෙයක්.
හිතන්න මගේ credit card එකේ limit එක Rs 50,000 කියල. මම ගන්න ඕන කඩේකින් Rs 70,000 phone එකක්. මම අතින් Rs 10,000 දීල ඉතුරු Rs 60,000 credit card එකෙන් මාස 6 කට ගෙවන්න ගන්න පුලුවන්ද?
0% interest free ගෙවන්න බඩු ගන්න පුලුවන් කියන්නෙ bank එකෙන් මාසෙකට කැපෙන interest එක නැතුව ගන්න පුලුවන් කියන එකද?
20000k athin daala ithuru 50000 card ekata denna puluwan.

gold kiyala loku wasiyak naa. annual fee wadi wenaaw credit limit wadi wenawa.

hama thissema use karanne naththam classic eke inna. loku wiyadam karanawana (indala hitala hari) gold yanna. (card eken nam karanne credit limit madi wena nisa)

interest 0% kiyanne gewanna gannawata interest ekak naa kiyala. umba gewanna gathtmama masekata waarike 5000k set wenawa kiyamu. ethakota 75/- stamp duty gewanna ona each month

habayi sometimes 0% kiwwata documentation charge da monawada kiyala charge ekak wadinawa badu ganna thanin hoyala balala ganin.

sampath ganin. anuth banku hamba

Last edited by aruna1; 03-27-2016 at 12:29 PM.
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03-27-2016, 12:28 PM

commercial ganing
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03-27-2016, 12:31 PM

sampath card is better. They had offered me a gold for classic . But I denied it. Only gold card and more annual free as I know. So I am using classic one.
I also brought more than my limit. In such a case you have to pay above limit your card initially, before buy.
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03-27-2016, 12:34 PM

I think you got it. Have to have credit balance(positive)above the card limit ..in your example have to pay 20 000 initially before buy it. Then can have monthly payment method if you wish
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03-27-2016, 12:36 PM

Quote:
Originally Posted by EVC View Post
commercial ganing
Pissuda bung.Sampath is better than Commercial.im Using Both Sampath and Commercial credit Cards.
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03-27-2016, 12:42 PM

Gold ekata hamba wena hotel offers some times classic ekata hamba wenne nae. Gold ekata machan Points earn wena seen ekak thiyenawa thawa.
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03-27-2016, 12:53 PM

Quote:
Originally Posted by 222ranga View Post
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Quote:
Originally Posted by aruna1 View Post
20000k athin daala ithuru 50000 card ekata denna puluwan.

gold kiyala loku wasiyak naa. annual fee wadi wenaaw credit limit wadi wenawa.

hama thissema use karanne naththam classic eke inna. loku wiyadam karanawana (indala hitala hari) gold yanna. (card eken nam karanne credit limit madi wena nisa)

interest 0% kiyanne gewanna gannawata interest ekak naa kiyala. umba gewanna gathtmama masekata waarike 5000k set wenawa kiyamu. ethakota 75/- stamp duty gewanna ona each month

habayi sometimes 0% kiwwata documentation charge da monawada kiyala charge ekak wadinawa badu ganna thanin hoyala balala ganin.

sampath ganin. anuth banku hamba
Quote:
Originally Posted by EVC View Post
commercial ganing
Quote:
Originally Posted by c boy View Post
sampath card is better. They had offered me a gold for classic . But I denied it. Only gold card and more annual free as I know. So I am using classic one.
I also brought more than my limit. In such a case you have to pay above limit your card initially, before buy.
Quote:
Originally Posted by c boy View Post
I think you got it. Have to have credit balance(positive)above the card limit ..in your example have to pay 20 000 initially before buy it. Then can have monthly payment method if you wish
Quote:
Originally Posted by bmzbenz View Post
Pissuda bung.Sampath is better than Commercial.im Using Both Sampath and Commercial credit Cards.
Quote:
Originally Posted by vidura99 View Post
Gold ekata hamba wena hotel offers some times classic ekata hamba wenne nae. Gold ekata machan Points earn wena seen ekak thiyenawa thawa.
Thank for comments machanla. Reps dunna hemotama
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03-27-2016, 01:16 PM

yes mchn Sampath card is way better than Commercial bank Credit card.so many Hotel Promotions.check there Card Promotions Web Site and you will see the Difference
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