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<blockquote data-quote="Hyaenidae" data-source="post: 31160746" data-attributes="member: 530392"><p>The issue with Ceylinco is that buggers don't have a proper valuation mechanism</p><p></p><p>Back in 2022 a bus swiped my side mirror while I was stuck in a fuel queue. The replacement from UNIMO was 52k but Ceylinco refused pay the amount they should've claiming the car was "undervalued" at the time of the crash even though their HQ cleared the valuation when I renewed the policy for the year (specifically asked the agent to get their approval before renewing for an increased amount)</p><p></p><p>Good thing it was only a minor accident, would’ve been royally screwed despite having comprehensive insurance if it had been a major one</p><p></p><p>Switched to Fairfirst after that. They use a valuation chart with car brands and models that they update every year so you know exactly where you stand when you pay your premium.</p></blockquote><p></p>
[QUOTE="Hyaenidae, post: 31160746, member: 530392"] The issue with Ceylinco is that buggers don't have a proper valuation mechanism Back in 2022 a bus swiped my side mirror while I was stuck in a fuel queue. The replacement from UNIMO was 52k but Ceylinco refused pay the amount they should've claiming the car was "undervalued" at the time of the crash even though their HQ cleared the valuation when I renewed the policy for the year (specifically asked the agent to get their approval before renewing for an increased amount) Good thing it was only a minor accident, would’ve been royally screwed despite having comprehensive insurance if it had been a major one Switched to Fairfirst after that. They use a valuation chart with car brands and models that they update every year so you know exactly where you stand when you pay your premium. [/QUOTE]
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