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<blockquote data-quote="Mr.Robet" data-source="post: 23129082" data-attributes="member: 401650"><p>i am working as a officer at bank of ceylon and i do not agree about our elakiri members comments. currently the lowest rates offer from bank of ceylon other than any other financial institutions. but for some reasons we have to consider more thins about applicant( loan borrower ) because of</p><p></p><p></p><ul> <li data-xf-list-type="ul"> this is sri lanka.<img src="/styles/default/xenforo/smilies/default/yes.gif" class="smilie" loading="lazy" alt=":yes:" title="Yes :yes:" data-shortname=":yes:" /><img src="/styles/default/xenforo/smilies/default/yes.gif" class="smilie" loading="lazy" alt=":yes:" title="Yes :yes:" data-shortname=":yes:" /></li> <li data-xf-list-type="ul">50% of customers are apply loans without having good salary and they are for their personal consumption needs as my personal experience.</li> <li data-xf-list-type="ul">we have to know why customer want the loan. that mean purpose. we cant offer loans for import guns and "multibaral roket loanchers"<img src="/styles/default/xenforo/smilies/default/lol.gif" class="smilie" loading="lazy" alt=":lol:" title="LOL :lol:" data-shortname=":lol:" /> for this we normally ask from customer. if we have a dought we doing a inspection while continuing the loan<img src="/styles/default/xenforo/smilies/default/rolleyes.gif" class="smilie" loading="lazy" alt=":rolleyes:" title="Rolleyes :rolleyes:" data-shortname=":rolleyes:" /></li> <li data-xf-list-type="ul">we should consider about loan re payment. this is the main thing. coz this is not our personal money<img src="/styles/default/xenforo/smilies/default/P.gif" class="smilie" loading="lazy" alt=":P" title=":P :P" data-shortname=":P" /></li> <li data-xf-list-type="ul">as a security we ask one or two garanter as a second re payment way<img src="/styles/default/xenforo/smilies/default/yes.gif" class="smilie" loading="lazy" alt=":yes:" title="Yes :yes:" data-shortname=":yes:" /></li> <li data-xf-list-type="ul">and we have to work according to government circulars<img src="/styles/default/xenforo/smilies/default/sorry.gif" class="smilie" loading="lazy" alt=":sorry:" title="Sorry :sorry:" data-shortname=":sorry:" /></li> </ul></blockquote><p></p>
[QUOTE="Mr.Robet, post: 23129082, member: 401650"] i am working as a officer at bank of ceylon and i do not agree about our elakiri members comments. currently the lowest rates offer from bank of ceylon other than any other financial institutions. but for some reasons we have to consider more thins about applicant( loan borrower ) because of [LIST] [*] this is sri lanka.:yes::yes: [*]50% of customers are apply loans without having good salary and they are for their personal consumption needs as my personal experience. [*]we have to know why customer want the loan. that mean purpose. we cant offer loans for import guns and "multibaral roket loanchers":lol: for this we normally ask from customer. if we have a dought we doing a inspection while continuing the loan:rolleyes: [*]we should consider about loan re payment. this is the main thing. coz this is not our personal money:P [*]as a security we ask one or two garanter as a second re payment way:yes: [*]and we have to work according to government circulars:sorry: [/LIST] [/QUOTE]
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