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Message: <blockquote data-quote="U_Make_Me_Sick" data-source="post: 10713949" data-attributes="member: 309418">I have been using diff types of credit cards for more than 10 yrs now, According to my experience, HSBC,SC and AMEX rip u off big time, dont go for HSBC or for SC, as someone suggested go with Sampth, right now iam with Sampath and so far iam not dissapointed. Other thing is it is a local bank, unlike HSBC or SC. Whatever u go, please make sure to pay the amout before the due date.Limit is depends on your income, For a gold card (Minimum limit 100000/=)you need to have anual income =<600000.</blockquote>

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