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Message: <blockquote data-quote="chirantha7777" data-source="post: 9110638" data-attributes="member: 165120">Until yesterday I thought Debit cards are a nice thing but it seems its not.Yesterday I went to a Insurance Company in Moratuwa to pay my life insurance. I gave my Sampath bank VISA card and the lady swiped it on the machine, a few seconds later she said my card got rejected and it did not print! I had lots of money in it and it was weird. So I gave my NDB VISA Card  and the transaction was successful. When I came home I called the Sampath bank and they told that Rs. 3,512.00 has been charged from my Sampath Card! <img src="/styles/default/xenforo/smilies/default/shocked.gif"  class="smilie" loading="lazy" alt=":shocked:" title="Shocked    :shocked:" data-shortname=":shocked:" /> I told them what happened yesterday and today and they said I will have to WAIT 2-3 days for the issue to be corrected!!! <img src="/styles/default/xenforo/smilies/default/no.gif"  class="smilie" loading="lazy" alt=":no:" title="No    :no:" data-shortname=":no:" /><img src="/styles/default/xenforo/smilies/default/no.gif"  class="smilie" loading="lazy" alt=":no:" title="No    :no:" data-shortname=":no:" /> Until then Rs. 3,512.00 is stuck!! What if it was something like Rs. 10,000? I would be bankrupt for 2-3 days!! <img src="/styles/default/xenforo/smilies/default/shocked.gif"  class="smilie" loading="lazy" alt=":shocked:" title="Shocked    :shocked:" data-shortname=":shocked:" />Fail safe procedure1. Validate card (using local algorithm)2. Contact card Server3. Send charge amount etc.4. Validate balance5. Receive receipt data6. Print Receipt - if success7. Charge Account8. Confirm chargeProcedure used in Sri Lanka1. Validate card (using local algorithm)2. Contact card Server3. Send charge amount etc.4. Validate balance5. Charge Account6. Confirm charge7. Receive receipt data8. Print ReceiptSo if the receipt data did not come.... the account is charged but no receipt is printed!! <img src="/styles/default/xenforo/smilies/default/angry.gif"  class="smilie" loading="lazy" alt=":angry:" title="Angry    :angry:" data-shortname=":angry:" /> Go go Sri Lanka Sinhalese idiots. Which bank will accept that they made a fault in the procedures? <img src="/styles/default/xenforo/smilies/default/wink.gif"  class="smilie" loading="lazy" alt=";)" title="Wink    ;)" data-shortname=";)" />Btw, the Sri Lankan Procedure makes sure the bank charges the money at all costs... it does not think of the customer at all.... that what happens when you live in a 3rd class economy with cash flow problems.Someone (I) should write to the paper but THERE IS NO MEDIA FREEDOM IN SRI LANKA TODAY!!!</blockquote>

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