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Message: <blockquote data-quote="don03" data-source="post: 11512826" data-attributes="member: 275887">Until the due date you are within the same billing period, where the interest is on the total outstanding amt from the last bill.Once the payment is done the interest will be on the balance amount. from the next billing cycleInterest is calculated per billing period. U must be wise when using credit cards & making payments. First Know about the billing cycle & free credit period & due dates. If u use the card like a moron & fail to pay tactically it can ruin ur entire life, but if managed well u can be twice better in life.</blockquote>

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