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Message: <blockquote data-quote="The_Killer" data-source="post: 22259525" data-attributes="member: 497820">Yes your short term investment will be short of 16K but you'll be getting that amount in 10-15 years along with lots of benefits.Sample calculation:This is for 15 years Life assurance, Age 26; Male person. <img src="/styles/default/xenforo/smilies/default/cool.gif"  class="smilie" loading="lazy" alt=":cool:" title="Cool    :cool:" data-shortname=":cool:" />Life assured for: LKR 10,000,000 (ten million)Yearly -  LKR 191,209Half Yearly -  LKR 97,030Quarterly -  LKR 48,516Monthly -  LKR 16,412What you'll be getting:At maturity(8% dividend based) - LKR 2,390,085 (two million three hundred ninety thousand eighty-five)Benefit (Rs)Additional Life Benefit                 30,000,000 (thirty million)Accidental Death Benefit             10,000,000 (ten million)Total & Permanent Disability         10,000,000 (ten million)Partial Permanent Disability          10,000,000 (ten million)Critical Illness Benefit                  3,000,000 (three million)Hospitalization Benefit per Day      10,000Family Income Benefit per Month   25,000So if you accidentally die within policy period your beneficiaries get following:Basic Sum Assured of Rs. 10,000,000 or Investment account value, which ever is higher, plus additional Life Benefit of Rs. 30,000,000 and Accidental Death Benefit of Rs.10,000,000 = LKR 10,000,000 + LKR 30,000,000 + LKR 10,000,000  = LKR 50,000,000 (fifty million)Tell your family to put that in a FD and monthly interest will be: 60 months FD, Monthly interest at 13% = LKR six million five hundred thousand per month.Natural death within policy period your beneficiaries get following:Basic Sum Assured of Rs. 10,000,000 or Investment account value, which ever is higher, plus additional Life Benefit of Rs. 30,000,000 = LKR 10,000,000 + LKR 30,000,000 = LKR 40,000,000 (fourty million)Tell your family to put that in a FD and monthly interest will be: 60 months FD, Monthly interest at 13% = LKR five million two hundred thousand per month.</blockquote>

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