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Message: <blockquote data-quote="sam_sajith" data-source="post: 24073215" data-attributes="member: 206455">ThanksThe loan was taken at a fix rate but it was hidden all the time, when I started to use their app few months ago it showed me 18% and after few months I have noticed the rate been upgraded to 19.25. After few mail shoots they told me the reason why I have a hike in interest is taking my salary remittance from NTB. I said I'm not satisfied with the service cause it takes two three working days to credit while other banks do it in a day maximum. Can I go for one time settlement targeting only the capital ? I don't feel to pay this as I feel I have been driven by the bank. My current financial situation doesn't help me at all. If the bank to be taken any legal actions what are the consequences? I know about the crib outcomes all I need is sometime to collect the funds which covers the balance capital and throw the money at their face yet not the interest. Please advice</blockquote>

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