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Message: <blockquote data-quote="netsurfer" data-source="post: 22165735" data-attributes="member: 537473">Most are in same group as you. we need to plan ahead. Cant rely on EPF/ETF cos by the time we reach 55, stupid governments will have spend all our EPF funds. Then they will increase retirement age to 60 ... then 65 likewise in order to not to pay. So plan ahead.. invest in a savings plan, retirement fund or invest in other properties. Stock market? to me its a bit of a gamble, I wont put all my money on that.</blockquote>

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