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<blockquote data-quote="GoldHeart" data-source="post: 16101608" data-attributes="member: 408420">yep...... this is the best account to save money bro.......open a savings manager account(S/M A/C) with profesional account(Pro. A/C) and set a standing order from Prof A/C to S/M A/C... then the balance of S/M A/C becomes 25000/= it will automatically convert into a FD... Intrest Rate for FD account higher than the normel prevailing int. machan.......Value Extras:-•1% additional interest paid towards the Savings Manager Account.&nbsp; &nbsp;&nbsp; •Sampath Vishwa Internet Banking Facility &amp; SMS Alertz Service FREE for the first year after registration.•Credit Card joining fee waived off.•Professional branded savings passbook and cheque book.Loan And Leasing Package Features&nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp; &nbsp;Eligibility&nbsp; &nbsp; •Account must be maintained for a minimum period of six months.----------------------------------------------------------------------------------------&nbsp;Personal Loans&nbsp; &nbsp; •Net income x 15 (up to a maximum of Rs.3 million).&nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; Security&nbsp; &nbsp;&nbsp; •Salary should be remitted to the Bank.&nbsp; &nbsp;&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; Guarantors&nbsp; &nbsp;&nbsp; •Below Rs.0.5 million - no guarantors.&nbsp; &nbsp;&nbsp; •Above Rs.0.5 million - guarantors or any&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; other acceptable security.&nbsp; &nbsp;&nbsp; •Repayment period of up to 60 months.----------------------------------------------------------------------------------------&nbsp;Housing Loans&nbsp; &nbsp; &nbsp; &nbsp;&nbsp; Interest Rate&nbsp; &nbsp;&nbsp; •0.25% reduced from the applicable rate.&nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp; &nbsp; &nbsp;&nbsp; •Eligible for Sevana and Professional housing loans.----------------------------------------------------------------------------------------&nbsp;Vehicle Loans&nbsp; &nbsp; &nbsp; &nbsp;&nbsp; Unregistered&nbsp; &nbsp;&nbsp; •Up to 90% of the vehicle valuation.&nbsp; &nbsp;&nbsp; •Repayment period of up to 60 months.&nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; Registered&nbsp; &nbsp;&nbsp; •Up to 75% of the vehicle valuation.&nbsp; &nbsp;&nbsp; •Repayment period of up to 60 months.&nbsp; &nbsp;&nbsp; •Vehicles must be within ten years of the year of manufacture.----------------------------------------------------------------------------------------&nbsp;Vehicle Leasing&nbsp; &nbsp; &nbsp; &nbsp;&nbsp; Interest Rate&nbsp;Brand New And Unregistered&nbsp; &nbsp; •0.25% reduced from the applicable rate.&nbsp; &nbsp;&nbsp; •Leasing of up to 100% of vehicle value.&nbsp; &nbsp;&nbsp; &nbsp;&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; Security&nbsp; &nbsp;&nbsp; •If the customer contribution is more than&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; 25% of the valuation - no guarantors.&nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp; &nbsp; &nbsp;&nbsp; •If the customer contribution is less than&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; 25% of the valuation - one guarantor.&nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp; &nbsp; &nbsp;&nbsp; •Repayment period of up to 60 months.</blockquote>

[QUOTE="GoldHeart, post: 16101608, member: 408420"] yep...... this is the best account to save money bro....... open a savings manager account(S/M A/C) with profesional account(Pro. A/C) and set a standing order from Prof A/C to S/M A/C... then the balance of S/M A/C becomes 25000/= it will automatically convert into a FD... Intrest Rate for FD account higher than the normel prevailing int. machan....... Value Extras:- • 1% additional interest paid towards the Savings Manager Account. • Sampath Vishwa Internet Banking Facility & SMS Alertz Service FREE for the first year after registration. • Credit Card joining fee waived off. • Professional branded savings passbook and cheque book. [COLOR="Blue"][U][B]Loan And Leasing Package Features[/B][/U][/COLOR] Eligibility • Account must be maintained for a minimum period of six months. ---------------------------------------------------------------------------------------- Personal Loans • Net income x 15 (up to a maximum of Rs.3 million). Security • Salary should be remitted to the Bank. Guarantors • Below Rs.0.5 million - no guarantors. • Above Rs.0.5 million - guarantors or any other acceptable security. • Repayment period of up to 60 months. ---------------------------------------------------------------------------------------- Housing Loans Interest Rate • 0.25% reduced from the applicable rate. • Eligible for Sevana and Professional housing loans. ---------------------------------------------------------------------------------------- Vehicle Loans Unregistered • Up to 90% of the vehicle valuation. • Repayment period of up to 60 months. Registered • Up to 75% of the vehicle valuation. • Repayment period of up to 60 months. • Vehicles must be within ten years of the year of manufacture. ---------------------------------------------------------------------------------------- Vehicle Leasing Interest Rate Brand New And Unregistered • 0.25% reduced from the applicable rate. • Leasing of up to 100% of vehicle value. Security • If the customer contribution is more than 25% of the valuation - no guarantors. • If the customer contribution is less than 25% of the valuation - one guarantor. • Repayment period of up to 60 months. [/QUOTE]

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