Yes that is right . If you want to be rich do not buy liabilities discuised as assets . To be rich . Live with in your means. If you loose your jobs you are put in a worm hole. The credit card is acctually the worst option to have in case of emergency, because guess what we are allways in emergency. The debit card purchases , unlike phisicall money do not let us know. How much we have used up. Instead of browing lets say you invest mudarabah you get 10-18% profit. then from that you invest 20% of your income to buy assets. you can buy assets at 80% less then 110% of liabilities. You can become rich provided you dont flow the traps set up by banks.


