Bank wala patta adu rate denne, T-Bill bank walin issue karanna kamathi naha, onima kiwoth dei, but very low rate ekata, Unta oni ape salli puluwan tharam FD walata daganna, ethakota un ewagen loan denawa, ehema nattam direct T-Bill gannawa high rate walata, bank walata eka hodatama prodit.
So...