Loan period. EMI. Monthly P/L
120 months. 0.214 mill -0.034 mill
180 months. 0.184 mill. -0.004 mill
240 months. 0.173 mill. +0.007 mill
That's a lengthy 10 (2036 year) to 20 (2046 year) years loan repayment schedule, without any profit but the property valuation..
You are sacrificing the FD...