EPF: 30000*.2*12*5 = 360,000 (assuming 30,000 is fixed for five years, this will be more than the amount mentioned if you get increments)
ETF = 30000*.03*12*5= 54,000 (same applies here)
Gratuity (if you stay in the same place at least 5 years) = 30,000*5*.5=75,000
it will be calculated by...