No annual fee for this card, but only for private banking customers who remit salaries to NTB and more than 500k
https://www.nationstrust.com/personal/payments-and-cards/mastercard/nations-trust-bank-private-banking-mastercard
She took around 15 mins to change the package over the phone. HORRIBLE
ලයින් එකේ ඉන්න -- after 5 mins again ලයින් එකේ ඉන්න. wait 10 more mins then again ලයින් එකේ ඉන්න