සම්පත් saving plans උදව්..PLZ

[Strawberry in Sri Lanka]

හු#$%යි.. සම්පත් බැන්කුව කොහොමද?

uba wage anathayek, umbata ohoma wela madi

 

[minipura]

හු#$%යි.. සම්පත් බැන්කුව කොහොමද?

ඌ කිව්වේ නම් ආණ්ඩුවේ බැංකු ගැන, අනිත් ඒවායේ නම් අව්ලක් වෙනවද කියල කිව්වේ නෑ, ඒත් මේ රටේ ඉස්සරහට තව මොනවා වෙඉද ?????
නරකද හොද තැනකින් ඉඩමක් අරන් දැම්මොත්..... අනිවා හොඳම ආයෝජනයක් .....

 

[Strawberry in Sri Lanka]

නරකද හොද තැනකින් ඉඩමක් අරන් දැම්මොත්..... අනිවා හොඳම ආයෝජනයක් .....[/SIZE]

wikunaganna bari ඉඩමක් thiyena kattiya, රත්තරං ta message ekak danna . okata kisima prayogika danumak naha; poth gullek witharai . shape eke, minihata bole bassanna , mokada uta sallli daganna thanak nathiwa inne . me wage chance ekak apahu enne na

 

[amila.ela]

kkkkkkkkkkkkkkkkkkk

 

[mcculum]

machan me mama danna widiyata umbe questions walata answer eka denne so mewa wala hari waradi gana 100% danne na , danna ewa tikata mage danumen uththara tikak dennam

1 - Saving plan ekak kiyanne apita benefits labena e wagema mudal walata arakshawak labena plan ekak

2 - FD ekei saving plan ekei wenasa nam FD ekat watennne saving plan category ekatamai

3 - Digukalinawa laba ganna nam FDs hondai kiyalai man hitanne , anika sampath eke man danna hatiyata eka FD ekak tiyanwa umbata kalinma interest eka ganna puluwan ekak

5 unge normal FD s nam 1,2,3,6,12,24,36 months walata tiyanwa

me fd nrfc savings okkotama wada honda wade machan geyak or idamak aran tikak kalayak tiyan indala rent ekata hari wikunala hari dapan

 

[don03]

මචන්ලා මට උදව්වක් ඔනේ..එලකිරි එකේ ඇතිනේ බෑන්කින් පෑත්ත කාපු උන්
මට දෑනගන්න ඔනේ සම්පත් බැන්කුවේ සේවින් ප්ලෑන් ගෑන
1.මොකක්ද සේවින් ප්ලෑන් එකක් කියන්නේ?
2. මොකක්ද FD එකකයි සේවින් ප්ලෑන් එකකයි වෙනස?
3. කෝකද වෑඩිම ලාභයක් ගන්න පුලුවන්?
4. මූලික ගෙවිම වෑඩිවන තරමටද, ගෙවන වාරිකය වෑඩිවෙන තරමටද ප්‍රතිලාබේ වෑඩි?
5. කොච්චර කාලෙකට දාන්න ඔනේද?
6. ඒ අතර බැන්කු පොලී වැඩිඋනොත් ඒකෙන් ලාභයක් එනවද?

IMF කතන්දරෙත් එක්ක NRFCදාන එකනම් නුවනට හුරු නෑ වගේ නේද?

දන්න එකෙක් කියපන්කො..bump කරලා උදව්වක් දීපන්

1. Savings Plan & savings ac are almost same, a plan might have some additional features added other than the interest to make the product more interesting. But in SL i haven't seen much. also a plan will guarantee you a fixed ROI at maturity. but the interest will be on the same rate as normal savings (5%-6%) Check 'deposit certificates' too

2. FD's are more likely to have a higher rate than Savings/Plans. FD is a time deposit whereas savings/plans are normal deposits. If u can hold to it, it is always better to go with a FD

3. Try a short term FD (6-12months) & continue it until u really wanna withdraw. the difference of of the long (5years) & short term rates will be like 0.5%-1% but the think abt the time value of money.

4. This depends on the amt u have invested, interest rate on it. how likely the interest rates will be changed in the country. basically how much will be the value of the amt u have invested at maturity (without the interest). try the following to find the future value & present value of the investment.

FV=PV(1+r)^n

FV-future value
PV- present value
r- ineterst rate
n- no of years

5. Refer to 3

6. Dats the beauty of investing on short term. if the rates increase u can re invest. FD's will always be on the agreed rate of interest. this affects only the normal savings.

All the above are subjectable to each bank's individual policies. So things might change here n there. I dont wanna mention any names of banks/non banks here cos it will be a promotion otherwise.

*** Interst rates on savings/FD's will increase in another few months as the treasury bill rates were increased.

*** Fuck IMF, save more dollars as much as u can.

 

[රත්තරං]

wikunaganna bari ඉඩමක් thiyena kattiya, රත්තරං ta message ekak danna . okata kisima prayogika danumak naha; poth gullek witharai . shape eke, minihata bole bassanna , mokada uta sallli daganna thanak nathiwa inne . me wage chance ekak apahu enne na

ආ මුස්ලිම් ලන්කට්,,,,උබල වගේ ඌරන්ගේ කොන කපන පොට් එකක් දාන්න ඉන්නේ.. ඒකත් හොද ආයෝජනයක්.
උබලා ප්‍රායෝගික දෑනුමම තියෙනම උන්... උබලට ඔලුවක් තියෙයිනම් ලමා අපචාරී කුපාඩියෙක්ගේ බොරු වලට අහුවෙයිද? ලෝකේ පැතලිද බන්? ලෝකේ මෑව්වයි කියන එකාගේ පනිවිඩකාරයම දන්නේ නෑ ලෝකේ පැතලිද හතරෑස්ද කියල... අනේ මෙහෙම හරක්

 

[රත්තරං]

machan me mama danna widiyata umbe questions walata answer eka denne so mewa wala hari waradi gana 100% danne na , danna ewa tikata mage danumen uththara tikak dennam

1 - Saving plan ekak kiyanne apita benefits labena e wagema mudal walata arakshawak labena plan ekak

2 - FD ekei saving plan ekei wenasa nam FD ekat watennne saving plan category ekatamai

3 - Digukalinawa laba ganna nam FDs hondai kiyalai man hitanne , anika sampath eke man danna hatiyata eka FD ekak tiyanwa umbata kalinma interest eka ganna puluwan ekak

5 unge normal FD s nam 1,2,3,6,12,24,36 months walata tiyanwa

me fd nrfc savings okkotama wada honda wade machan geyak or idamak aran tikak kalayak tiyan indala rent ekata hari wikunala hari dapan

thankx machan
eth ban oya idam wade anagathedi sarthaka wei kiyala hithanna amarui. lankawe arthike kadan watena watille hatiyata issarahata miladiganime hakiyawak thiyena pirisa adu wenawa. ethakota idam mila adu wenawa. perchase 10ye kali aran dammanam onna yam sahanayak thiyei

 

[රත්තරං]

1. Savings Plan & savings ac are almost same, a plan might have some additional features added other than the interest to make the product more interesting. But in SL i haven't seen much. also a plan will guarantee you a fixed ROI at maturity. but the interest will be on the same rate as normal savings (5%-6%) Check 'deposit certificates' too

2. FD's are more likely to have a higher rate than Savings/Plans. FD is a time deposit whereas savings/plans are normal deposits. If u can hold to it, it is always better to go with a FD

3. Try a short term FD (6-12months) & continue it until u really wanna withdraw. the difference of of the long (5years) & short term rates will be like 0.5%-1% but the think abt the time value of money.

4. This depends on the amt u have invested, interest rate on it. how likely the interest rates will be changed in the country. basically how much will be the value of the amt u have invested at maturity (without the interest). try the following to find the future value & present value of the investment.

FV=PV(1+r)^n

FV-future value
PV- present value
r- ineterst rate
n- no of years

5. Refer to 3

6. Dats the beauty of investing on short term. if the rates increase u can re invest. FD's will always be on the agreed rate of interest. this affects only the normal savings.

All the above are subjectable to each bank's individual policies. So things might change here n there. I dont wanna mention any names of banks/non banks here cos it will be a promotion otherwise.

*** Interst rates on savings/FD's will increase in another few months as the treasury bill rates were increased.

*** Fuck IMF, save more dollars as much as u can.

thankx machan..