Assalmu Alaikum Brothers and Sisters,
Just a reminder.
Riba (Usury) is of two major kinds:
As Muslims, our main concern when it comes to financial transactions is to avoid Riba in any of its forms, despite the fact that the basic foundation of the world economics and finance today is that of riba and dealing in usury.
The Prophet [FONT=Helvetica, Arial]<img alt="peace and blessings be upon him" width="104" border="0" height="18">[/FONT] has foretold us of a time when the spread of riba would be so overwhelming that it would be extremely difficult for the Muslim to avoid it. This situation calls for Muslims to be extra cautious before deciding on what money payment of financial methods to use in any personal or business transaction.
[FONT=Helvetica, Arial]The Noble Qur'an - Al-Baqarah 275-281[/FONT]
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[FONT=Helvetica, Arial]275. Those who eat Ribâ (usury) will not stand (on the Day of Resurrection) except like the standing of a person beaten by Shaitân (Satan) leading him to insanity. That is because they say: "Trading is only like Ribâ (usury)," whereas Allâh has permitted trading and forbidden Ribâ (usury). So whosoever receives an admonition from his Lord and stops eating Ribâ (usury) shall not be punished for the past; his case is for Allâh (to judge); but whoever returns [to Ribâ (usury)], such are the dwellers of the Fire - they will abide therein.[/FONT]
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[FONT=Helvetica, Arial]276. Allâh will destroy Ribâ (usury) and will give increase for Sadaqât (deeds of charity, alms, etc.) And Allâh likes not the disbelievers, sinners.[/FONT]
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[FONT=Helvetica, Arial]277. Truly those who believe, and do deeds of righteousness, and perform As-Salât (Iqâmat-as-Salât), and give Zakât, they will have their reward with their Lord. On them shall be no fear, nor shall they grieve.[/FONT]
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[FONT=Helvetica, Arial]278. O you who believe! Be afraid of Allâh and give up what remains (due to you) from Ribâ (usury) (from now onward), if you are (really) believers.[/FONT]
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[FONT=Helvetica, Arial]279. And if you do not do it, then take a notice of war from Allâh and His Messenger but if you repent, you shall have your capital sums. Deal not unjustly (by asking more than your capital sums), and you shall not be dealt with unjustly (by receiving less than your capital sums).[/FONT]
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[FONT=Helvetica, Arial]280. And if the debtor is in a hard time (has no money), then grant him time till it is easy for him to repay, but if you remit it by way of charity, that is better for you if you did but know.[/FONT]
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[FONT=Helvetica, Arial]281. And be afraid of the Day when you shall be brought back to Allâh. Then every person shall be paid what he earned, and they shall not be dealt with unjustly.[/FONT]
[FONT=Helvetica, Arial]The Noble Qur'an - Al-Imran 3:130[/FONT]
[FONT=Helvetica, Arial]O you who believe! Eat not Ribâ (usury) doubled and multiplied, but fear Allâh that you may be successful.[/FONT]
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[FONT=Helvetica, Arial]Hazrat Al-Khudri radiyallahu anhu reported that the Prophet <img alt="peace and blessings be upon him" width="104" border="0" height="18"> said: Gold in exchange for gold, silver in exchange for silver, wheat in exchange for wheat, barley in exchange for barley,dates in exchange for dates, salt in exchange for salt is in the same category and (should be exchanged) hand to hand, so whoever adds or demands increase he has practised usury. The giver and taker are the same.[/FONT]
“Abdullah Ibn Hanzala (ra) reported that the Messenger of Allah said: A dirham (silver coin) of Riba, which a man receives knowingly, is worse than committing adultery thirty-six times. (Ahmad). Baihaqi transmitted it, on the authority of Ibn Abbas (ra), with the addition that the Prophet continued to say: Hell is more fitting for him whose flesh is nourished by what is Haram.”
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“What Allah has bestowed on His Messenger (and taken away) from the people of the townships, belongs to Allah, to His Messenger and to kindred and orphans, the needy and the wayfarer; in order that it (i.e., wealth) may not (only) circulate amongst the wealthy among you. So take what the Messenger assigns to you, and deny yourselves that which he withholds from you. And fear Allah; for Allah is strict in punishment.” (Qur’an, al-Hashr, 59:7)
“O ye who believe! Fear Allah, and give up what remains of your demand for usury, if ye are indeed believers. If ye do it not, take notice of war from Allah and His Messenger…” (Qur’an, al-Baqarah, 2:278-9)
Allah has already written your Rizq, none can give a penny more or none can stop what Allah has decreed for you. It is you who decide which path to take that decreed Rizq, either Halal way or Haram way. Whichever the path u choose you earn only what Allah has decreed, then why choose the Haram way?
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Just a reminder.
Riba (Usury) is of two major kinds:
- Riba An-Nasia - Interest on lent money
- Riba Al-Fadl - Taking a superior thing of the same kind of goods by giving more of the same kind of goods of inferior quality, eg.,dates of superior quality for dates of inferior quality in great amounts.
As Muslims, our main concern when it comes to financial transactions is to avoid Riba in any of its forms, despite the fact that the basic foundation of the world economics and finance today is that of riba and dealing in usury.
The Prophet [FONT=Helvetica, Arial]<img alt="peace and blessings be upon him" width="104" border="0" height="18">[/FONT] has foretold us of a time when the spread of riba would be so overwhelming that it would be extremely difficult for the Muslim to avoid it. This situation calls for Muslims to be extra cautious before deciding on what money payment of financial methods to use in any personal or business transaction.
[FONT=Helvetica, Arial]The Noble Qur'an - Al-Baqarah 275-281[/FONT]
[FONT=Helvetica, Arial][/FONT]
[FONT=Helvetica, Arial]275. Those who eat Ribâ (usury) will not stand (on the Day of Resurrection) except like the standing of a person beaten by Shaitân (Satan) leading him to insanity. That is because they say: "Trading is only like Ribâ (usury)," whereas Allâh has permitted trading and forbidden Ribâ (usury). So whosoever receives an admonition from his Lord and stops eating Ribâ (usury) shall not be punished for the past; his case is for Allâh (to judge); but whoever returns [to Ribâ (usury)], such are the dwellers of the Fire - they will abide therein.[/FONT]
[FONT=Helvetica, Arial]
[/FONT]
[FONT=Helvetica, Arial]276. Allâh will destroy Ribâ (usury) and will give increase for Sadaqât (deeds of charity, alms, etc.) And Allâh likes not the disbelievers, sinners.[/FONT]
[FONT=Helvetica, Arial]
[/FONT]
[FONT=Helvetica, Arial]277. Truly those who believe, and do deeds of righteousness, and perform As-Salât (Iqâmat-as-Salât), and give Zakât, they will have their reward with their Lord. On them shall be no fear, nor shall they grieve.[/FONT]
[FONT=Helvetica, Arial]
[/FONT]
[FONT=Helvetica, Arial]278. O you who believe! Be afraid of Allâh and give up what remains (due to you) from Ribâ (usury) (from now onward), if you are (really) believers.[/FONT]
[FONT=Helvetica, Arial]
[/FONT]
[FONT=Helvetica, Arial]279. And if you do not do it, then take a notice of war from Allâh and His Messenger but if you repent, you shall have your capital sums. Deal not unjustly (by asking more than your capital sums), and you shall not be dealt with unjustly (by receiving less than your capital sums).[/FONT]
[FONT=Helvetica, Arial]
[/FONT]
[FONT=Helvetica, Arial]280. And if the debtor is in a hard time (has no money), then grant him time till it is easy for him to repay, but if you remit it by way of charity, that is better for you if you did but know.[/FONT]
[FONT=Helvetica, Arial]
[/FONT]
[FONT=Helvetica, Arial]281. And be afraid of the Day when you shall be brought back to Allâh. Then every person shall be paid what he earned, and they shall not be dealt with unjustly.[/FONT]
[FONT=Helvetica, Arial]The Noble Qur'an - Al-Imran 3:130[/FONT]
[FONT=Helvetica, Arial]O you who believe! Eat not Ribâ (usury) doubled and multiplied, but fear Allâh that you may be successful.[/FONT]
- [FONT=Helvetica, Arial] Hazrat Jabir r.a. has reported that the Messenger of Allah <img alt="peace and blessings be upon him" width="104" border="0" height="18"> cursed the devourer of usury, its payer, its scribe and its two witnesses. He also said that they were equal (in sin). [/FONT]
- [FONT=Helvetica, Arial] Hazrat Abu Hurairah r.a. reported that the Prophet <img alt="peace and blessings be upon him" width="104" border="0" height="18"> said : A time will certainly come over the people when none will remain who will not devour usury. If he does not devour it, its vapour will overtake him. [Ahmed,Abu Dawood,Nisai,Ibn Majah][/FONT]
- [FONT=Helvetica, Arial] Hazrat Abu Hurairah radiyallahu anhu reported that the Messenger of Allah <img alt="peace and blessings be upon him" width="104" border="0" height="18"> said: I came across some people in the night in which I was taken to the heavens.Their stomachs were like houses wherein there were serpents,which could be seen from the front of the stomachs. I asked :O Gabriel! Who are these people? He replied these are those who devoured usury. [Ahmed,Ibn Majah] [/FONT]
[FONT=Helvetica, Arial][/FONT]
[FONT=Helvetica, Arial]Hazrat Al-Khudri radiyallahu anhu reported that the Prophet <img alt="peace and blessings be upon him" width="104" border="0" height="18"> said: Gold in exchange for gold, silver in exchange for silver, wheat in exchange for wheat, barley in exchange for barley,dates in exchange for dates, salt in exchange for salt is in the same category and (should be exchanged) hand to hand, so whoever adds or demands increase he has practised usury. The giver and taker are the same.[/FONT]
“Abdullah Ibn Hanzala (ra) reported that the Messenger of Allah said: A dirham (silver coin) of Riba, which a man receives knowingly, is worse than committing adultery thirty-six times. (Ahmad). Baihaqi transmitted it, on the authority of Ibn Abbas (ra), with the addition that the Prophet continued to say: Hell is more fitting for him whose flesh is nourished by what is Haram.”
[FONT=Helvetica, Arial]
[/FONT]
“What Allah has bestowed on His Messenger (and taken away) from the people of the townships, belongs to Allah, to His Messenger and to kindred and orphans, the needy and the wayfarer; in order that it (i.e., wealth) may not (only) circulate amongst the wealthy among you. So take what the Messenger assigns to you, and deny yourselves that which he withholds from you. And fear Allah; for Allah is strict in punishment.” (Qur’an, al-Hashr, 59:7)
“O ye who believe! Fear Allah, and give up what remains of your demand for usury, if ye are indeed believers. If ye do it not, take notice of war from Allah and His Messenger…” (Qur’an, al-Baqarah, 2:278-9)
Allah has already written your Rizq, none can give a penny more or none can stop what Allah has decreed for you. It is you who decide which path to take that decreed Rizq, either Halal way or Haram way. Whichever the path u choose you earn only what Allah has decreed, then why choose the Haram way?
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