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Message: <blockquote data-quote="OnDaRock" data-source="post: 25428562" data-attributes="member: 269408">If you follow Dave Ramsey "baby steps" way then settle the loan as faster as possible.If you follow Robert Kiyosaki "Rich dad poor dad" then get more loans if possible and invest more.I personally like Dave Ramsey's baby steps.<ul> <li data-xf-list-type="ul">Baby Step 1 – $1,000 to start an Emergency Fund</li> <li data-xf-list-type="ul">Baby Step 2 – Pay off all debt using the Debt Snowball</li> <li data-xf-list-type="ul">Baby Step 3 – 3 to 6 months of expenses in savings</li> <li data-xf-list-type="ul">Baby Step 4 – Invest 15% of household income into Roth IRAs and pre-tax retirement</li> <li data-xf-list-type="ul">Baby Step 5 – College funding for children</li> <li data-xf-list-type="ul">Baby Step 6 – Pay off home early</li> <li data-xf-list-type="ul">Baby Step 7 – Build wealth and give!</li> </ul></blockquote>

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