Com bank account තියෙන උන් දුවගෙන වරෙන්කො පොඩ්ඩකට.

[Mahesh Wanasinghe]

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[spunkyisii]

Mona harakada ban laksa 80 k savings danne money market ekakta danne natuwa

 

[dakshinasd]

FD දනකොට වැල් පොලී හැදෙන විදියට දාන්න කෑලි කඩල. Excel එකක් හදාගෙන බලන්න minimum duration එක profit කරන. ඊට පස්සේ එකෙන් කඩල කීපයකට දාගෙන යන්න.

මේක කරන්න පුළුවන් මාසේ ගානේ පොලිය ගන්නේ නැත්තං විතරයි

Can you pls explain more on this?

 

[හෙළයෙක්]

Can you pls explain more on this?

උඩ දැම්මා

 

[Hamu mahaththaya1]

මොකක්වත් නැ බන්. desk calendar එකක් දුන්න ගිය පාර.

apo ban branch eka nam anthimai... ube nama gahalama okkoma thiyala, ubata cl ekak denawane enna kiyala ganna.. branch eke ewun aran athi sure ekata.. branch manager gen ahapan apo melo rahak nane kiyala...

anik ewun kiwwa wage podi podi fd tiakk dapan nathanm loku cc ekwk ganin okata apa thiyala.. poliyen payments tika gewan palayan.. badu tika free

 

[Mr.Curious]

FD`s (fixed deposits) are one of the biggest scams in this world..

All you have to do is to check the FD rate and the real inflation rate of the country per year (regradless the country you live in). You`ll find that the inflation rate is generally highter (even by a small margin). This generally means that you loose money (called "negative real interest rate" in economics). There could be the odd year or two where this is not the case, but generally, most countries run negative real interest rates most of the time.

When there`s tax being deducted from FD income, this becomes worse...

"FD ekak daala aaathal eke innawa..." >> one of the worse financial decisions.. Might work ok for very old people though (since they dont have to future build wealth anymore)..

"Inflation Rate in Sri Lanka averaged 10.09 percent from 1986 until 2024, reaching an all time high of 67.40 percent in September of 2022 and a record low of -2.10 percent in November of 2024. source: Department of Census and Statistics - Sri Lanka."

Isn't it the lowest-risk option when it comes to investing in Sri Lanka?

 

[MrCat]

Isn't it the lowest-risk option when it comes to investing in Sri Lanka?

Yes, in terms of risk, it is the lowest (not just in SL, but in most places of the world). Government bonds (mostly U.S bonds) are possibly the second lowest risk. But both options yield vey minor returns in the long-term, adjusted for inflation.

 

[wissnshaftler]

yako mage 25 tath 14,000k hamba wenava combank eke.... uba EFD ekak dapan monthly renew wena

අඩෝ මාසෙට දාහතරදාහක්ද

Fd බං බැංකුවල නොදා ඔය lolc lb finance වගේ කොම්පැනි ව්ල් දැම්මම කේස් ද

 

[London Mahathun]

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[Dr.Amdan]

උඹට සහන දීලා කයියනායක.

 

[Kasun0]

Online dana fd cancel karanna puluwanda bn online ma.

Imagine I open a 3 month fd and wanted to cash out in 2 months. Can I cancel it and withdraw without going to the bank.

Dan puluwan. Issara ba.
Mun qgreement eke thiyenawa cancel karama apita interest hambena widiya. Dawas gana anuwa mechcharai kiyala. Habai mama fd dekak cancel kara rupiyalak hambune na 2months old fd ekak. Call karanna inne