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Message: <blockquote data-quote="lkfunboy" data-source="post: 29399438" data-attributes="member: 408325"><h3>Housing loan Help for 2024</h3>ලගදි Housing loan එකක් දැම්ම කව්රු හරි ඉනන්වද මම නිකන් බැලුව ,දාන්න කලින් website වල  තියන details ,  service charge දැක්කම personal loan එකක් දාන එක හොදයි කියල හිතෙනවා මෙච්චර කැපෙන්නේ නැහැ නේද personal loan වල<table style='width: 100%'><tr><th>Housing Loan Charges</th><th></th><th></th></tr><tr><td>Processing Fee</td><td>0.5% of Loan Amount Minimum LKR 10,000.00 to Maximum LKR 200,000.00</td><td></td></tr><tr><td>Mortgage Bond</td><td>Loan Amount</td><td> </td></tr><tr><td>1. Up to LKR 5,000,000</td><td>1% of Loan amount - Minimum LKR 5,000.00</td><td></td></tr><tr><td>2. LKR 5,000,000 up to LKR 25,000,000</td><td> </td><td></td></tr><tr><td>LKR 5,000,000</td><td>LKR 50,000.00</td><td></td></tr><tr><td>LKR 5,000,001 up to LKR 25,000,000</td><td>LKR 50,000 + 0.5% on the remaining balance</td><td></td></tr><tr><td>3. LKR 25,000,000 and above</td><td> </td><td></td></tr><tr><td>LKR 25,000,000</td><td>LKR 150,000.00</td><td></td></tr><tr><td>LKR 25,000,0001 and above</td><td>LKR 150,000/-  + 0.25%</td><td></td></tr><tr><td>VAT</td><td>Mortgage Charges x 15.00%</td><td></td></tr><tr><td>Mortgage Bond Total = Mortgage Charges + VAT </td><td></td><td></td></tr><tr><td>Valuation Fee</td><td> </td><td>Depends on Valuation + Travelling Charges e.g. If Loan Amount = LKR 2,000,000/-,Valuation Fee = LKR 2,000/- + travelling charges</td></tr><tr><td>Title Search Charges</td><td>As applicable by the respective lawyers who are outsourced and employed by the bank</td><td></td></tr><tr><td>Stamp Duty</td><td>Purchase or Construction of a House - Below LKR 3,000,000/-</td><td>No Charges</td></tr><tr><td>Purchase or Construction of a House - Above LKR 3,000,000/-</td><td>0.1% of Loan Amount</td><td></td></tr><tr><td>For Transfer deeds - Up to LKR 100,000/-</td><td>3.0% of Transfer deed value</td><td></td></tr><tr><td>For Transfer deeds - Above LKR 100,000/-</td><td>4.0%of Transfer deed value</td><td></td></tr><tr><td>Insurance Policies</td><td>Title Insurance Policy</td><td>On evaluation requirement.</td></tr><tr><td>Mortgage Policy</td><td>Mandatory</td><td></td></tr><tr><td>Fire Insurance</td><td>As per valuation</td><td></td></tr></table></blockquote>

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