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Message: <blockquote data-quote="NEMISIS" data-source="post: 30595785" data-attributes="member: 494668">Im also using NTB, usually their rate is good, You can send a message to the bank via app, and ask for a better rate, they usually get a bit higher rate if you do so. So when you want to exchange, don't do it as a transaction but send a message to the bank asking to get a special rate and confirm with you before the transaction, they will call you and inform the rate, then they will do the transaction.Try to get inner circle, or private banking if you your salary is in the range, and get a USD debit card, so you can pay USD directly for your subscriptions, ebay or when you are travelling.</blockquote>

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