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Message: <blockquote data-quote="tharakaf" data-source="post: 26322019" data-attributes="member: 576197">First of all get an app like spendee machan. And make sure you note down everything you spend. Knowing what you have is the first step of managing.Before thinking about savings, try to take sometime and list down your expenditures. That way you will get an idea about what and where you can save. You might be able to cut down on stuff and optimize your spending. But don't endup like a stingy mothefucker. Regarding Banks, all have the same rate. I don't think that fix deposits make any sense kiyala. Finally, Savings will only take you to one level. But if you are looking at exponential growth wise investments are the way, key word is "wise".</blockquote>

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