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Message: <blockquote data-quote="Hyaenidae" data-source="post: 30601911" data-attributes="member: 530392">Even a minor collision could cause arbitrary deductions, with Ceylinco VIP citing "vehicle undervaluation". Happened to me when a bus took out my side mirror while I was in a fuel queue back in 2022.Basically, Ceylinco VIP can claim any car is undervalued because they don't have a proper system in place to determine what the actual market value of a vehicle at a given time period is and communicate that to the customer.Switched to Fairfirst since 2023. They have a yearly updated list of cars with their manufactured year and value, so customers know exactly what the insurer thinks their car is worth at the time of being insured so they can't lowball claims as they please.In Japan J-NCAP is run by the state organization NASVA (National agency for Automotive Safety & Victims' Aid)So NASVA = JNCAP<a href="https://www.nasva.go.jp/mamoru/en/assessment_car/detail/98" target="_blank">https://www.nasva.go.jp/mamoru/en/assessment_car/detail/98</a></blockquote>

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