This is a Simple and Quick One.
We are Going to Design This.
1.Create new file.Any size you want.In RGB Color mode.
* Fill it with a Grey Color.Like R-128 G-128 B-128.
* Create another New Layer.Fill it with a Gradient Color. Feel free to use any color or chek below image as refernce.
Change This Layer BLENDING MODE To MULTIPLY.
2.Next,add Some text.And Select it By Using Ctrl+Click on Layer Tumbnail in Layer Pannel.Chek below Image.
3.Create a New Layer Above the Text Layer.While Still There Your Selectoin in text,apply Stroke to that selection.Make Sure The stroke go into New Layer.
Use A Grey Color,and Fair Amount in Stroke.It Should Be On Outside as Above Image.
4.Select Color Dodge Tool.And Use 'Midtone' as the Range and Exposure About 20%.
5.Highlight few in areas on this Stroke Layer Using Color Dodge Tool.You Better to change the Blending Mode Of Stroke LAyer to Color DODGE aswell.
Keep below image as reference to highligt areas.
Use 2 or 3 Times Color dodge Tool in Circled in red Color.These areas will higlight most.And Few times lower than that in Circled in ORANGE COLOR>.
Next Some Duplications.
I'll Rename the Stroke Layer As "A".
Duplicate That Layer .Bring it Below the "A" Layer.Rename it as "A Below"
.Now Go Back to "A" Layer.Duplicate it 2Times.
Rename them as "B" and "C".
Now your Layers Order Should Be like this.
C
B
A
A below. Got >
6.Now Change the Blending mode of "A" Layer as Color Burn.
7.Go to Layer "C".It's the top most LAyer.
It's Blending mode is already 'Color Dodge'.And if it is Not Change it as Color Dodge.
And aplly some Gassauin Blur to That Layer.About 3 or 3.5 Amount.
8.Now go to Layer "B'.Change it's Color Mode to OVERLAY.And Apply Some Gassaiun BLur too.
And Change it's OPACITY to About 40%.
You Rember we Have a Layer Call " A Below".
Change it's Blending mode to "OVERLAY".
Done.
If You need You can Play with Some Colors.
The End
.

We are Going to Design This.
1.Create new file.Any size you want.In RGB Color mode.
* Fill it with a Grey Color.Like R-128 G-128 B-128.
* Create another New Layer.Fill it with a Gradient Color. Feel free to use any color or chek below image as refernce.
Change This Layer BLENDING MODE To MULTIPLY.
2.Next,add Some text.And Select it By Using Ctrl+Click on Layer Tumbnail in Layer Pannel.Chek below Image.
3.Create a New Layer Above the Text Layer.While Still There Your Selectoin in text,apply Stroke to that selection.Make Sure The stroke go into New Layer.
Use A Grey Color,and Fair Amount in Stroke.It Should Be On Outside as Above Image.
4.Select Color Dodge Tool.And Use 'Midtone' as the Range and Exposure About 20%.
5.Highlight few in areas on this Stroke Layer Using Color Dodge Tool.You Better to change the Blending Mode Of Stroke LAyer to Color DODGE aswell.
Keep below image as reference to highligt areas.
Use 2 or 3 Times Color dodge Tool in Circled in red Color.These areas will higlight most.And Few times lower than that in Circled in ORANGE COLOR>.
Next Some Duplications.
I'll Rename the Stroke Layer As "A".
Duplicate That Layer .Bring it Below the "A" Layer.Rename it as "A Below"
.Now Go Back to "A" Layer.Duplicate it 2Times.
Rename them as "B" and "C".
Now your Layers Order Should Be like this.
C
B
A
A below. Got >
6.Now Change the Blending mode of "A" Layer as Color Burn.
7.Go to Layer "C".It's the top most LAyer.
It's Blending mode is already 'Color Dodge'.And if it is Not Change it as Color Dodge.
And aplly some Gassauin Blur to That Layer.About 3 or 3.5 Amount.
8.Now go to Layer "B'.Change it's Color Mode to OVERLAY.And Apply Some Gassaiun BLur too.
And Change it's OPACITY to About 40%.
You Rember we Have a Layer Call " A Below".
Change it's Blending mode to "OVERLAY".
Done.
If You need You can Play with Some Colors.
The End
.