හොඳ Credit card එකක්

[Fbfocus]

මට හොඳ Credit card එකක් කියන්න ගන්න?. Offers තියෙන කරදර අඩු එකක්. HSBC,HNB etc

 

[Underground]

Go for UNION BANK / COMMERCIAL Bank

Not Recommended - PAN ASIA / NDB

 

[Fbfocus]

Go for UNION BANK / COMMERCIAL Bank

Not Recommended - PAN ASIA / NDB

I don't see much offers in both. example Holidays,Dinein,shopping

 

[senewimala1988]

• Sampath (Visa or Mastercard) - Supermarket/utility/fuel walata hodata viyadam wenava nam Sampath Everyday card ekakuth ekka ganna. Site eke offers balanna.
• HNB - Hoda offers thiyenava. site eke balanna.
• NDB - Kaalekata hambaanata offers enava. me davas wala adui. hebei customer service hari na kiyala godak aya kiyanava.
• Standard Chartered - Site eke daala thiyena Offers oyaata gelapenava nam ganna
• LOLC - Service eka hodai. Offers adui. Guarantor kenek oni (Gedara kenek guarantor vidiyata ganna puluwan)
• PABC - Card ekak thibbata wadi experience ekak na. Offers site eke update wenne na, SMS walin inform karanne.
• HSBC - Hoda offers kaalekata thiyenava. Use karana aya kiyanne gannama epaa kiyala service hari na kiyala.

 

[Fbfocus]

• Sampath (Visa or Mastercard) - Supermarket/utility/fuel walata hodata viyadam wenava nam Sampath Everyday card ekakuth ekka ganna. Site eke offers balanna.
• HNB - Hoda offers thiyenava. site eke balanna.
• NDB - Kaalekata hambaanata offers enava. me davas wala adui. hebei customer service hari na kiyala godak aya kiyanava.
• Standard Chartered - Site eke daala thiyena Offers oyaata gelapenava nam ganna
• LOLC - Service eka hodai. Offers adui. Guarantor kenek oni (Gedara kenek guarantor vidiyata ganna puluwan)
• PABC - Card ekak thibbata wadi experience ekak na. Offers site eke update wenne na, SMS walin inform karanne.
• HSBC - Hoda offers kaalekata thiyenava. Use karana aya kiyanne gannama epaa kiyala service hari na kiyala.

HNB hodayi vage. Thanks for info bro!!!!!

 

[tharakaf]

මට හොඳ Credit card එකක් කියන්න ගන්න?. Offers තියෙන කරදර අඩු එකක්. HSBC,HNB etc

HSBC - Complex offers (if you buy this and that, but bill higher than this you get 10%)
Sampath - Good offers with keells/Cargills. And during Aurudu and Christmas flat 10% the bill at cargills. Good hotel offers
Combank - good with keells, cargills. Good hotel offers. Good with clothing stores as well.
HNB - Good with hotels and highend clothing stores
BOC - good with clothing and have seen offers at super markets
DFCC/NDB - same as BOC

Anyways it will always depend on what you want to spend on. Also try to calculate the amount you save vs the cost to maintain the card. Sometimes it makes no sense.

And it is always good to have a card cos you can pay without worrying about going to ATM. but the downside is if you don't be careful you will get in to a debt trap cos you tend to spend without a limit.

 

[senewimala1988]

HNB hodayi vage. Thanks for info bro!!!!!

Good choice. Due date ekata kalin full payment gewanna. nathnam interest ekak add wenava. Minimum ekavath pay kale nathnam penalty ekakuth wadinava. hema card ekakma ehemai.

 

[nnp327]

HSBC, Sampath, Combank

 

[senal neveyi]

Sampath- probably the best. good offers. good customer service
NDB- good offers especially during the festival seasons. but check the bill manually.
NTB- very good customer service. but only Amex/mastercard .high annual fee. most offers may not be relevant to most of us.
HSBC- I would not recommend it to my worst enemy.

 

[Voldemort Bro]

Sampath credit card is the best in the market.

 

[ncpasan]

Sampath and NTB - Good offers and 0% payment schemes available for many items time to time
HSBC - Not recommended. Offers available didn't suit me and poor customer service

 

[tharakaf]

HSBC - Complex offers (if you buy this and that, but bill higher than this you get 10%)
Sampath - Good offers with keells/Cargills. And during Aurudu and Christmas flat 10% the bill at cargills. Good hotel offers
Combank - good with keells, cargills. Good hotel offers. Good with clothing stores as well.
HNB - Good with hotels and highend clothing stores
BOC - good with clothing and have seen offers at super markets
DFCC/NDB - same as BOC

Anyways it will always depend on what you want to spend on. Also try to calculate the amount you save vs the cost to maintain the card. Sometimes it makes no sense.

And it is always good to have a card cos you can pay without worrying about going to ATM. but the downside is if you don't be careful you will get in to a debt trap cos you tend to spend without a limit.

Also forgot to mention don't take out credit cards if you don't have an account in that bank. Will become a nuisance.

 

[NRTG]

SAMPATH and ComBank

 

[ncpasan]

Also forgot to mention don't take out credit cards if you don't have an account in that bank. Will become a nuisance.

AMEN

 

[senewimala1988]

Credit Card Owners in Sri Lanka wage group ekakata join vunoth thava info ganna puluwan wei. Card agent lath innava (HNB, BOC wage evvata agent la na)

 

[vinura kithmal]

Sampath, NTB, COM & HNB

 

[SimMaster]

Sampath , HNB, Combank, Cargills

 

[milindasenarath]

dan nam sampath wala wedak athi offers mukuth ne
hnb balanna

 

[තොත්ත බබා]

have bad experience with Pan Asia service on credit card
dont go for it

 

[kalhara96]

Commercial witharai use karala thiyenne
danatanam awlak naha