Bank loan

[Sandy_Fdo]

If we take a loan from People's Bank and if it goes bankruptcy, what will happen to our loan ?

 

[dilshan87]

Those will be taken over/acquired by another bank. All the assets and liabilities will be transferred to the new one probably at a discounted rate.

 

[pathaleiretta]

ගෙවන්න වෙනව බන්. රාජ්‍ය බැන්කු නිසා වහන්නෙ නෑනෙ ඉතින්. ලොකල් මනී පැත්ත ඉතින් බන්කොලොත් වෙන එකක් නෑ. ( මන් දන්න විදිය. )

 

[Sandy_Fdo]

ගෙවන්න වෙනව බන්. රාජ්‍ය බැන්කු නිසා වහන්නෙ නෑනෙ ඉතින්. ලොකල් මනී පැත්ත ඉතින් බන්කොලොත් වෙන එකක් නෑ. ( මන් දන්න විදිය. )

Then what happens for the fixed interest rate ? Will they change it ?

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Those will be taken over/acquired by another bank. All the assets and liabilities will be transferred to the new one probably at a discounted rate.

Ioan interest rate wenas karavi neda ban ethkota fixed unath?
------ Post added on Mar 28, 2022 at 1:06 PM

 

[sakuntha1996]

Then what happens for the fixed interest rate ? Will they change it ?

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Ioan interest rate wenas karavi neda ban ethkota fixed unath?
------ Post added on Mar 28, 2022 at 1:06 PM

naha ehema karanna baha
uba floating rate ekak nemeyi nam gatte

kohomath issarahata FD walatayi loan walatayi interest eka wadi karayi

 

[Sandy_Fdo]

naha ehema karanna baha
uba floating rate ekak nemeyi nam gatte

kohomath issarahata FD walatayi loan walatayi interest eka wadi karayi

Me wele loan ekak ganna eka worth da ban gewaaganna puluwan nam rupiyala float wena nisaa.

 

[pathaleiretta]

Then what happens for the fixed interest rate ? Will they change it ?

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Ioan interest rate wenas karavi neda ban ethkota fixed unath?
------ Post added on Mar 28, 2022 at 1:06 PM

ඒක ඇග්‍රීමන්ට් එක අනුව වෙනස් වෙයි නෙ? උන් එහෙම තත්වයක් යටතෙ කොන්දේසි දාල තියෙනම්. කොහොමත් ඕව කම්ප්ලීට් කියවන්නෙ නෑනෙ බන් ලොන් ගනිද්දි. උබ කොහොමත් ෆික්ස් රේට් එකකටනෙ ඇග්‍රී වෙන්නෙ. ඒක නිසා ගොඩක් දුරට ඒ රේට් එකම තියෙයි

 

[Sandy_Fdo]

ඒක ඇග්‍රීමන්ට් එක අනුව වෙනස් වෙයි නෙ? උන් එහෙම තත්වයක් යටතෙ කොන්දේසි දාල තියෙනම්. කොහොමත් ඕව කම්ප්ලීට් කියවන්නෙ නෑනෙ බන් ලොන් ගනිද්දි. උබ කොහොමත් ෆික්ස් රේට් එකකටනෙ ඇග්‍රී වෙන්නෙ. ඒක නිසා ගොඩක් දුරට ඒ රේට් එකම තියෙයි

Lankawe mokakwath dan trust karanna be ban.

 

[sakuntha1996]

Me wele loan ekak ganna eka worth da ban gewaaganna puluwan nam rupiyala float wena nisaa.

mata hariyatama kiyanna baha ban .ubata loan eka aran karana de sure nam damma ganin. habayi fixed rate ekak balapan . float nam udata misak yatata yanne naha.

 

[dilshan87]

Then what happens for the fixed interest rate ? Will they change it ?

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Ioan interest rate wenas karavi neda ban ethkota fixed unath?
------ Post added on Mar 28, 2022 at 1:06 PM

Kohomath Fixed denne dan uparima 5 years ne. Ita passe floating yanne. Ehema deepu unta samaharawita same dei. Passe samahara wita e ganath allai floating rate eken. State banks nam bankrupt wenne na. Unta patta widihata assets thiyenawa. Liquidity problem thamai ithin awoth. Eth achchu gahala hari dei.

 

[Sandy_Fdo]

mata hariyatama kiyanna baha ban .ubata loan eka aran karana de sure nam damma ganin. habayi fixed rate ekak balapan . float nam udata misak yatata yanne naha.

Land ekak aran daanna ban. Athe 50 laks savings have. E laksha 50 wadak nathi wenawa. Loan ekak dala tawa laksha 30 k wath aran land ekak aran danna da kiyala baluwe.

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Kohomath Fixed denne dan uparima 5 years ne. Ita passe floating yanne. Ehema deepu unta samaharawita same dei. Passe samahara wita e ganath allai floating rate eken. State banks nam bankrupt wenne na. Unta patta widihata assets thiyenawa. Liquidity problem thamai ithin awoth. Eth achchu gahala hari dei.

Gaththoth 5 years tamai ban
------ Post added on Mar 28, 2022 at 1:18 PM

 

[sakuntha1996]

Land ekak aran daanna ban. Athe 50 laks savings have. E laksha 50 wadak nathi wenawa. Loan ekak dala tawa laksha 30 k wath aran land ekak aran danna da kiyala baluwe.

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Gaththoth 5 years tamai ban
------ Post added on Mar 28, 2022 at 1:18 PM

ela bank ekath ekka katha karala balapn .

 

[dilshan87]

Land ekak aran daanna ban. Athe 50 laks savings have. E laksha 50 wadak nathi wenawa. Loan ekak dala tawa laksha 30 k wath aran land ekak aran danna da kiyala baluwe.

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Gaththoth 5 years tamai ban
------ Post added on Mar 28, 2022 at 1:18 PM

Aluthen nam 5 year fixed dena ekak nathi wei bun. Uparima 3 wage dei. 5 Year fixed denawanam atha udin labai.

 

[Sandy_Fdo]

Aluthen nam 5 year fixed dena ekak nathi wei bun. Uparima 3 wage dei. 5 Year fixed denawanam atha udin labai.

Ela.

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ela bank ekath ekka katha karala balapn .

Thank you bro...
------ Post added on Mar 28, 2022 at 1:23 PM

 

[ravindu sadul]

Lol ponnayak ne.loku talk dunnata bank loanuth aran

 

[Sandy_Fdo]

Lol ponnayak ne.loku talk dunnata bank loanuth aran

I don't have bank loans yet asshole. No debts. But not sure whether to your mom?
Read the other posts before barking.

 

[Voldemort Bro]

If we take a loan from People's Bank and if it goes bankruptcy, what will happen to our loan ?

When a company (bank) becomes bankrupt, a trustee is appointed to liquidate (sell) the company's assets (loans and advances to customers are assets of the bank) , and the money is used to pay off debts. (bank’s loans, investor’s money etc.)
Your loan will be recovered forcefully, by selling the security or by having a mutual agreement.

 

[Nanosudha]

Stable banks monada bn denata?

 

[ravindu sadul]

I don't have bank loans yet asshole. No debts. But not sure whether to your mom?
Read the other posts before barking.

Aapo wadak na gobbaya uba

 

[dilshan87]

Lol ponnayak ne.loku talk dunnata bank loanuth aran

Mole thiyena un loan gahala thamai bun duwanne. If you are in a corporate sector you know what I mean.