What’s your credit card limit?

[johnferna678]

400k Amex platinum

 

[NetFreak]

750,000
250,000

 

[netnet]

90i fixed deposit ekekin gatte

 

[ITGuy25]

Commercial 1 Million (LKR)
HSBC 500,000
Amex / Other $35,000

 

[The Chairman]

Such a nice story bro I agree with you maintaining a good credit score is also a benefit of a credit card if you use it wisely, can use that as a poof for loans and stuff

---

Bro card set ekkak ne annual payment keeyak gewanawada bun
------ Post added on Jan 2, 2025 at 10:51 PM

750000 - 3500 + 500
400000 - 4000
350000 - 1500
230000 - 4000
175000 - 1500

interest gewala thiyenne ekama eka parai mage mistake ekakin payment eka aduwen karala

 

[srishanss]

Amex - 1.3 million

 

[intel_inside]

Amex - 1.3 million

Explore?

 

[vishamacharya]

First CC in 2007 after moving to UK as a student. Credit limit £300 (52%APR ) very high interest rate card but got that to pay on time and build credit history.
Then in 2011 applied for proper CC through my bank (HSBC UK). Got approved for £2500 (21%APR). I'm using that card ever since and now my credit limit is £44000 (17%APR).
Credit cards are really useful if you know how to use your card wisely.

If you have a good credit history, you should be able to get a 0% card in the UK easily. In UK, customer loyalty is penalised not rewarded.

What I've done:

• Santander 0% for 23 months - (previously switched from Sainsburys 0% for 18-months and next switch to Natwest or Virgin Money 0% in 2026. - This card is for purchases. Limit £14,000
• Lloyds World Elite Mastercard (22.9%) but comes with unlimited priority pass airport lounge access. I always maintain near-zero balance on this card. Limit is £11,000 has a fee of £180pa.
• Amex Preferred Rewards Gold (30.7%) - has a number of perks including cashback for air tickets and other purchases. Also generates points which can be transferred to airmiles. I have a £15,000 limit but with a fee of £195.

I'm maintaining the Santander for purchases and other two for rewards.

 

[nevermindNevergiveup]

combank	175K
hnb & sampath	150K
hsbc	500K
ntb	1M

@Heshan Daminda

 

[Mahesh Wanasinghe]

Unlimited

 

[intel_inside]

combank	175K
hnb & sampath	150K
hsbc	500K
ntb	1M

@Heshan Daminda

Whata the ntb card type?

 

[nevermindNevergiveup]

Whata the ntb card type?

amex

 

[intel_inside]

amex

Explore da bro?

 

[nevermindNevergiveup]

Explore da bro?

ඒ කිව්වේ?

 

[intel_inside]

ඒ කිව්වේ?

Amex explorer kiyala card ekak tiysnawa neda NTB

 

[nevermindNevergiveup]

Amex explorer kiyala card ekak tiysnawa neda NTB

දන්නෑ මගෙ එක platinum

 

[LINDA_ADERSON_22]

interest-free installment වටිනො නෙහ් බන්

අනේ එපා බං. සල්ලි දීල බඩු ගන්න තරන් සනීපයක් තවත් නෑ. මාස ගනන් ගෙව ගෙව පවු ගෙවනවට වඩා.

 

[nvhcc89]

15K AU$

 

[Bigspin]

If you have a good credit history, you should be able to get a 0% card in the UK easily. In UK, customer loyalty is penalised not rewarded.

What I've done:

• Santander 0% for 23 months - (previously switched from Sainsburys 0% for 18-months and next switch to Natwest or Virgin Money 0% in 2026. - This card is for purchases. Limit £14,000
• Lloyds World Elite Mastercard (22.9%) but comes with unlimited priority pass airport lounge access. I always maintain near-zero balance on this card. Limit is £11,000 has a fee of £180pa.
• Amex Preferred Rewards Gold (30.7%) - has a number of perks including cashback for air tickets and other purchases. Also generates points which can be transferred to airmiles. I have a £15,000 limit but with a fee of £195.

I'm maintaining the Santander for purchases and other two for rewards.

My HSBC Premier CC already have 9 months interest free on purchases and 18 months interest free on balance transfers (17% is the general rate for the card). Around Christmas time they always give 24m interest free on purchase option. 2 years ago I paid for my Kitchen refurbishment using that option and paid off last June.

I have £2250 CC from Tesco for the fuel and for any online subscriptions.

 

[Dharatha]

Rich spenders