Property investment advice

[Emios]

House price is good,renting to student idea is the issue

 

[Peace for All]

I think with that much capital you can buy a massive land in the rural areas and grow..

But you are too busy for that..

 

[CohenLenstra]

The problem is you have forgotten about the cost of maintaining the property through out that periods. Also can you get 180 per month? sounds like a steep price

25k * 8 rooms.

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I think with that much capital you can buy a massive land in the rural areas and grow..

But you are too busy for that..

Yes, that's the pain.
------ Post added on Jul 1, 2026 at 4:42 PM

 

[Peace for All]

Anyway, that's all I can think of..

All the best brah..

 

[Emios]

25k * 8 rooms.

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Yes, that's the pain.
------ Post added on Jul 1, 2026 at 4:42 PM

Before going for the plan place some ads for 25k per month per student and see how many real calls you get.just a smillar looking AI photo of house will do

 

[infernocus]

Its not that steady ban,25k is high end most go for 15 near sliit,better renting to a family

25K must be new normal

I used to rent a place near SLIIT around 2020, it was 15K (Attached bathroom, Room only,seprate entrance, no parking, no AC)

 

[CohenLenstra]

House price is good,renting to student idea is the issue

This listing https://ikman.lk/en/ad/room-for-rent-females-battaramulla-for-rent-colombo

The shared room goes for 15k per person per month.

Also, if you call listings that are more than 2 weeks old, they are non longer available.

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Anyway, that's all I can think of..

All the best brah..

Thank you for your insights.
------ Post added on Jul 1, 2026 at 4:46 PM

 

[Emios]

25K must be new normal

I used to rent a place near SLIIT around 2020, it was 15K (Attached bathroom, Room, only, seprate entrance, no parking, no AC)

Its still the same,a student cannot afford 25k.and you cant ask for advance.

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This listing https://ikman.lk/en/ad/room-for-rent-females-battaramulla-for-rent-colombo

The shared room goes for 15k per person per month.

Also, if you call listings that are more than 2 weeks old, they are non longer available.

---

Thank you for your insights.
------ Post added on Jul 1, 2026 at 4:46 PM

Are you looking for students or random females?
------ Post added on Jul 1, 2026 at 4:50 PM

 

[CohenLenstra]

Its still the same,a student cannot afford 25k.and you cant ask for advance.

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Are you looking for students or random females?
------ Post added on Jul 1, 2026 at 4:50 PM

Students. But either way, in the above listing the room you can see the room is not that comfy and nice, not even tiled. But still the price.

Also, I was thinking of students who come good families that will fund the student. I feel that with a small investment, you could make the property look modern. Eg: small open countertop pantry area etc.

 

[Emios]

Students. But either way, in the above listing the room you can see the room is not that comfy and nice, not even tiled. But still the price.

Also, I was thinking of students who come good families that will fund the student. I feel that with a small investment, you could make the property look modern. Eg: small open countertop pantry area etc.

Hmm i know about that area a bit bro its hard to go above 15 no matter the condition.but if you can try some ads before jumping in

 

[TechnWeb]

rent karala oka kawada hoyannada. resale nam hoda. price wadi wage

 

[CohenLenstra]

Hmm i know about that area a bit bro its hard to go above 15 no matter the condition.but if you can try some ads before jumping in

I see... Yes, needs a bit more research into it.

 

[KarolisAppu]

Details:
Land/house near SLIIT
Price 27 million
From hand 13.5 mill
Loan 13.5 million at 14.5% per annum

Alterations and add upstair (slab already done): 5.0 million

Total investment: 18.5 million

Expected income (rent): 180,000 per month

Loan period. EMI. Monthly P/L
120 months. 0.214 mill -0.034 mill
180 months. 0.184 mill. -0.004 mill
240 months. 0.173 mill. +0.007 mill

Is this a worthy investment? The investment is entirely based on property appreciation, no profit till loan is repaid. No idea about the rate of property appreciation.

My doubt is that I personally feel that the investment is a longterm venture. My purpose of any investment is to generate wealth for me to enjoy, not anything about inheritance etc. On the otherhand feel like it's a solid future security, and method of diversification.

Any thoughts, opnions, facts, anything on this?

Your total investment: 13.5 + 13.5 + 5 = 32 million
Expected Gross return: 0.18 X 12 = 2.16 million
Cost of capital (loan): 1.12 million (considering 5 years)
Net return: 1.04 million per year (excluding maintenance cost)

Cash investment: 13.5 + 5 = 18.5
Your net return: 5.62% (very low) - you can generate 8-10% easily from alternative investments BUT

Property appreciation is the hidden gain of this. if you expect the value of the properly will be doubled in 5 year, you have a big gain - even in 10 years.

 

[CohenLenstra]

Your total investment: 13.5 + 13.5 + 5 = 32 million
Expected Gross return: 0.18 X 12 = 2.16 million
Cost of capital (loan): 1.12 million (considering 5 years)
Net return: 1.04 million per year (excluding maintenance cost)

Cash investment: 13.5 + 5 = 18.5
Your net return: 5.62% (very low) - you can generate 8-10% easily from alternative investments BUT

Property appreciation is the hidden gain of this. if you expect the value of the properly will be doubled in 5 year, you have a big gain - even in 10 years.

Yes, that's true. Property appreciation is the thing. Nothing else.

 

[Emios]

Property going to be double in piliyandala,kesbewa not malabe. There is a lankawebproperty map that records average sales and forecast

 

[Sanundil]

ලක්ෂ 18 - 19ක බඩු අරන් හැම මාසෙම ලාභෙ ලක්ෂ 2.5 පන්නලා එනවා මගේ සිල්ලර කඩෙනුත්. ලක්ෂ 135ක් දාලා මාසෙට 1.80ක් හොයලා වැඩක් නැහැ!