Machan umba credit card ekak ganna hithagena innawanam lankawe thiyenne Visa, Master Card & Amex thama... Visa card eka godak than wala accept karanawa... Amex unath awlak na.. umbe salary eke hatiyata annual fee eka aduma card ekakata apply karana eka thama honda... kohoma kalath umba transaction ekak kalama sure ekatama statement eka check karapan umba karapu transaction ekka match wenawada kiyala...elangata kohomahari statement eka anuwa gewanna thiyena dawasata kalin full payment eka karanna... nathinam late payment fee & interest wadunama aiyo salli kiyala hithenawa... hariyata welawata payments karala card eka pawichchi kaloth passe kaleka credit limit eka increase karagannath lesi..thawa oni deyak thiyenawanam msg ekak dapan machan...