එකපාර වාහනෙකට සල්ලි දෙන එකද හොඳ??

topguy

Well-known member
  • Feb 25, 2023
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    srilanka
    මට bike එකක් ගන්න සල්ලි තියෙනවා. Bike එක එකපාර සල්ලි දීලා ගන්න එකද වාසි නැත්තන් වෙන විදියක් තියෙනවාද??

    ✅Bike එකට full payment එක කලාම අතේ තව සල්ලි ඉතිරි වෙනවා.
    ❌Lease දීලා වාරික ගෙවන්න කරදර වැඩ මට.
     
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    spunkyisii

    Well-known member
  • Apr 3, 2016
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    Bike ekak wage gannawa nam lokuwata tax prshnayak wenne naha uba full amount eka daala eka ganin. Bike walata wage full insurance daana eka poddk withra paadui mokada uba harakek wage elawana ekek nemei nam accident ekak wenna tiyana possibility eka hugakma adui wessaka wage skid karala peralunot arenna.
     

    raman2

    Well-known member
  • Feb 16, 2009
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    Bike walata leasing nam danna epa. interest rate eka car wage nemei godak wadi. samahara ewai 30% withara.
    ehema wenne bike ganna unta bank ekakin leasing da ganna hari job ekak naha or income naha..
    ithin kalu kada walin ganne, ethakota amara poli..
     

    Jack_Sparrow

    Well-known member
  • Jun 16, 2008
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    Black Pearl
    athe tiyana salli walata bank eke dena interest ekata wada lease walata gewana interest eka wediy
    ehema baluwoth athin salli dila ganna eka tamai wasi

    samahara dewal tiyanawa (like electronics) interest nathiwa monthly payment plans denawa. etakota onna salli tika FD dala ganna eka labai
    habai installments miss unoth tax gewanna wenawa
     
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    XibitZ

    Well-known member
  • Oct 10, 2008
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    Moratuwa
    yako bike walata poliya wediyi. 25% witara gannawa.
    udaharanekata bike eka laksha 9 nam uba laksha 10ka fix ekak dala eken 90%ka loan ekak ganin. e salli walin bike eka ganin.
    ubata fix eken lebena poliyayi uba loan ekata danna ona poliyayi athara paratharaya 3%k 4%k thiyenne. eka dapan capital eken kotasak ekka. loan eka gewala iwraweddi bike ekath thiyenawa fix ekath thiyenawa.

    loan eka laksha 9 wunoth awurudu 5ta 14%ta masekata 20940 wage wenne

    fix poliya 10% lebunoth 8300 poliya widiyata lebenawa. ithirigana hoyaganna puluwannam hari
     

    raman2

    Well-known member
  • Feb 16, 2009
    9,779
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    yako bike walata poliya wediyi. 25% witara gannawa.
    udaharanekata bike eka laksha 9 nam uba laksha 10ka fix ekak dala eken 90%ka loan ekak ganin. e salli walin bike eka ganin.
    ubata fix eken lebena poliyayi uba loan ekata danna ona poliyayi athara paratharaya 3%k 4%k thiyenne. eka dapan capital eken kotasak ekka. loan eka gewala iwraweddi bike ekath thiyenawa fix ekath thiyenawa.

    loan eka laksha 9 wunoth awurudu 5ta 14%ta masekata 20940 wage wenne

    fix poliya 10% lebunoth 8300 poliya widiyata lebenawa. ithirigana hoyaganna puluwannam hari
    10 laks thiyanawa nam ban direct salli deela gannawane. Mokatada apema salli fd daala e poliyatath wadiyen 4% thawa bank ekata gewanne..
    Athin kite..
     
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    XibitZ

    Well-known member
  • Oct 10, 2008
    13,233
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    Moratuwa
    10 laks thiyanawa nam ban direct salli deela gannawane. Mokatada apema salli fd daala e poliyatath wadiyen 4% thawa bank ekata gewanne..
    Athin kite..

    ena warikaya gewaganna awlak nettan ohoma karana eka labayi.
    warikaya 20940
    fix poliya 8300
    12640 hoyala danna one.
    business karana ewun a widiyata gema gahanne.
    fix dapu laksha 10 ithiri wenawa.
    fix + bike eke ekathuwa laksha 19
    athin danne 758400
    fix laksha 10
    141600k labayi

    otana labekata wada thiyenne thamanta wagakimak aran ithiriyak karanna puluwannam anthimata fix eka ithiriwena seen eka
     
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    raman2

    Well-known member
  • Feb 16, 2009
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    ena warikaya gewaganna awlak nettan ohoma karana eka labayi.
    warikaya 20940
    fix poliya 8300
    12640 hoyala danna one.
    business karana ewun a widiyata gema gahanne.
    fix dapu laksha 10 ithiri wenawa.
    fix + bike eke ekathuwa laksha 19
    athin danne 758400
    fix laksha 10
    141600k labayi

    otana labekata wada thiyenne thamanta wagakimak aran ithiriyak karanna puluwannam anthimata fix eka ithiriwena seen eka
    Pissuda ban. 10lak 10% poliyata 5 year FD ekak dala 9 lak loan ekak gahuwoth umba awrudu 5 anthime 900,000 + 180,000 athin 4% wadipura poliya + bank charges gewanna ona. Okoma 1,100,000 wage gewanna ona. Maseta nam 18334
    Anthimata Athata hambenne 1,000,000

    Umba 9 lak walata direct bike eka aran ithuri 1 lak mula indan FD daala , maseta ara 18334 ganama 5 year deposit kaloth total eka 1,504,222 enawa..
    laksha 5 katath wada labai..

    Gamee moda haththa thama FD daala loan gahanne. Patti harak
     
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    Mahesh Wanasinghe

    Well-known member
  • May 28, 2023
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    New Zealand
    බයික් එකක් නිසා එක සැරේ දිලා ගනින්. පාවිච්චි කරපු එකක් ගන්නවා නම් පොඩි ගානකට හරි ෆිනෑන්ස් දාපන්. එතකොට බයික් එකේ චැසි කොටලද, එන්ජින් කොටලද කියලා දැන ගන්න පුලුවන්.
     
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    coder101

    Well-known member
  • Jul 20, 2018
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    eka paara salli dunnama 3rd party insurance ekak dan duwanna puluwan..
    lease kaloth poliya ekka cost ekath wadi, aniwa full insurance dannath ona..
    Please DONT machn.
    Ekapara denna salli tibbata ehema dila ganna epa bn.
    Habai leasing gannama epa.

    Bank ekata gihin bike eke advance eka athe tiyan, balance eka fixed ekak dapan.
    Dala fixed ekata against loan ekak aran eka gewan palayan. Kawadahri ekapara settle kranna hithunoth fixed eken aran settle krapn.
    Nathnm oi fixed eka umbage emergency eka widiyata tiyan monthly income eken pay krapn. Anthima weddi umbata bike ekai, fixed ekai 2ma tiyei. Umbata monahri hadissiyak unoth emergency fund ekakuth tiyenawa.

    Anika lankawe wahanayak use kranawanm bike or car or monahari kamak na, aniwaryenma full insurance ekak dapan. 3rd party daan parawal wala wahana padinna epa. I repeat 3rd party insurance dannama epa.
    Anika kisima leasing company ekakata yanna epa, bank ekakinma kraganna balapn hamadema. Leasing is shit.
     

    Don GasCan

    Well-known member
  • Nov 3, 2010
    42,707
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    සේදවත්ත
    සල්ලි වලින් රත්‍රන් අරන් බස් එකේ පලයන් පොඩි දවසක් තව . බයික් එකත් අරන් අතටත් ගානක් එනවා
     
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    raman2

    Well-known member
  • Feb 16, 2009
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    Please DONT machn.
    Ekapara denna salli tibbata ehema dila ganna epa bn.
    Habai leasing gannama epa.

    Bank ekata gihin bike eke advance eka athe tiyan, balance eka fixed ekak dapan.
    Dala fixed ekata against loan ekak aran eka gewan palayan. Kawadahri ekapara settle kranna hithunoth fixed eken aran settle krapn.
    Nathnm oi fixed eka umbage emergency eka widiyata tiyan monthly income eken pay krapn. Anthima weddi umbata bike ekai, fixed ekai 2ma tiyei. Umbata monahri hadissiyak unoth emergency fund ekakuth tiyenawa.

    Anika lankawe wahanayak use kranawanm bike or car or monahari kamak na, aniwaryenma full insurance ekak dapan. 3rd party daan parawal wala wahana padinna epa. I repeat 3rd party insurance dannama epa.
    Anika kisima leasing company ekakata yanna epa, bank ekakinma kraganna balapn hamadema. Leasing is shit.
    1. Dan mama issella post eke ganan hadala pennuwa athin deela gannawata wada FD walin loan daala ganna eka laksha ganak padui bank eka thama posath wenne.. e salli api ekathu kalanam laksha ganak labai..

    2. Mama koti ganaka wahana padinneth 3rd party daala. Happunoth athin hadanawa.
    Full insurance walata awruddata laksha ganan nikan pudana salli aparade.
    Anika happunath depreciation kiyan un gewanne 70%, eelangata wariketh wadi wenawa..
     
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