Honestly I also had the same problem about 3 years ago. Though able to save some money it will spend for unavoidable reason. I got the permit and I sold it. Got about 17.5 . Then I took boc loan for 5 years. I bought Japanese Alto then. Now paying loan about 32000 per month.
Not a big...
I took orange, innovex, green, Richardson,arpico, Phillips,osram, wusley, .....ECT.
But I think orange, innovex, green are cheaper. Phillips and osram is good but bit costly. Arpico worse.
If can buy from agent it's bit cheaper due to discount.
Good post,, I also bought one of it in 2015. Manufacturered in 2013. It can adjust side mirror by inside. Fuel economy is more or less same. It's my first car. Took for 26 from Indra traders, my one is baeige colour.