ElaKiri Credit Card Mega Thread

SHEHAN_GIWANTHA

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  • Dec 24, 2013
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    Request an Increased Credit Line/ Sample letter to bank for Credit card limit increase

    [Senders Name]
    [Address line]
    [State, ZIP Code]
    [Letter Date]

    [Recipients Name]
    [Address line]
    [State, ZIP Code]

    [Subject: Normally bold, summarizes the intention of the letter] -Optional-

    Dear [Recipients Name],

    I have been a credit card user of your bank since a really long time and have always been sincere at the time of payments and bills. I also have an account record of being punctual at the time of payments. I now request of an increase of Rs. XXXXXX on my credit card limits.

    I have recently joined a new job at ABC, which requires me to travel more than before quite usually. My trips are usually sponsored by my company so there is absolutely no concern regarding the payments of bills if I use a credit card for the purpose. The payment is made by the company only after the trip is over and I present the statement of expenditure. I therefore need a greater amount accessible from my credit card.

    As you can see the last time I used a credit card on my trip to Canada, I almost exhausted my credit card limits which became somewhat a hindrance for a few hours. Handling cash is rather difficult especially while travelling so I would really appreciate if you approve my request for increasing credit card limits.

    I have submitted the documents required for an increase in credit card limit. I would be grateful if my request could be processed faster.

    Thank you.


    Sincerely,

    [Senders Name]
    [Senders Title] -Optional-

    [Enclosures: number] - Optional -
    cc: [Name of copy recipient] - Optional -

     
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    SHEHAN_GIWANTHA

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  • Dec 24, 2013
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    Guidelines to write a letter for asking a credit limit increase

    When you need to increase your credit limit, you should write a letter for this purpose.
    Mention your reason for needing more credit.
    Tell the creditor how good your previous record has been.
    The tone of your letter should be formal, and the language should be unambiguous and objective.
    Get directly to the point and request the creditor an increase in your credit limit.
    Mention the reasons for needing a higher credit limit.
    Tell them to take a look at your spotless previous record.
    Request the creditor to answer your letter.
     
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    SHEHAN_GIWANTHA

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  • Dec 24, 2013
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    14-EC9154-B325-4209-BD05-82-EAB4285261.jpg


    Onna mage Gold Visa card1 Master Platinum card1 upgrade karagatta
     

    laknath123

    Well-known member
  • Jun 23, 2007
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    click here
    හෙනයා;25107498 said:
    ado HSBC platinum cashback card eke annual eka 4250k karala neda :dull:

    පරණ එව්වටත් අදාලයිද බං :shocked:
    අපේ ප්‍රමෝෂන් එකක් නිසා දෙදාස් ගාණක් කියලා කිව්වනේ :shocked:
     

    SHEHAN_GIWANTHA

    Well-known member
  • Dec 24, 2013
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    Lokka, ai Visa walin Mastercard walata maru wune ?
    Any specific advantages ?

    Atta kathawa kiwwoth Mata gold1 platinum walata upgrade karanna one una. Visa platinum denna ba kiwwa mage credit limit1 ta. Master platinum ekak dennan kiwwa. MasterCard payment walata samaha than wala tiyena offers gannath puluwan nisa man ok kiwwa. Mata kohomath HSBC visa platinum eka tiyenawane
     

    SHEHAN_GIWANTHA

    Well-known member
  • Dec 24, 2013
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    Lokuwata naha ayya.
    70K wage.

    Un ehema thama Malli. Matath mulinma dunne rs100000. Passe mama deparak request karala rs15000 gane deparak wadi karala dunna :growl:

    Hama masa 6kata sarayakma request karala limit1 wadi kara ganna:yes:
    Karana hama payment ekama card1 karala mase aanthimata full settle karala danna;)
    Puluwannan statement 1 eddi rs21000 ta aduwen thiya ganna (kalin payment karala adu karaganna):cool:
     

    හෙනයා

    Well-known member
  • May 23, 2014
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    Kottawa
    Un ehema thama Malli. Matath mulinma dunne rs100000. Passe mama deparak request karala rs15000 gane deparak wadi karala dunna :growl:

    Hama masa 6kata sarayakma request karala limit1 wadi kara ganna:yes:
    Karana hama payment ekama card1 karala mase aanthimata full settle karala danna;)
    Puluwannan statement 1 eddi rs21000 ta aduwen thiya ganna (kalin payment karala adu karaganna):cool:

    meke scene eka mokakda ban? :confused:
     

    SHEHAN_GIWANTHA

    Well-known member
  • Dec 24, 2013
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    හෙනයා;25111418 said:
    meke scene eka mokakda ban? :confused:

    Credit utilization eka 30% walata aduwen thiya ganna eken oppu wenawa oya risky borrower kenek neme kiyala. Ethakota Credit score eka th wadi wenawa