~Fixed Deposit කතන්දරේ දැනගමුද?~

[Ithika mithika]

1 month fd ekak demmot 1 month eka ivara unama poliyai dapu ganai dekama hambenavada ? Maturity kiyanne mnada ?

Ow, 1 month complete unama interest eka lebenawa, kemathi nam capital eka ( dapu madala ) withdraw karanna puluwan,
Maturity kiyanne kal pireema, Deposit ekaka nan 1 month dapu ekak kal pirena dinaya thama maturity date eka kiyanne..

Deposit ekak Dana method 2 k thiyenawa masen mase poliya ganna ewa monthly deposit nethnam term deposit., awruddakata, masa 3,6 wage kalekata dala kal pireemedi polita gannawa maturity deposit ( maturity method/ basis)

 

[Criss Angel]

Ow, 1 month complete unama interest eka lebenawa, kemathi nam capital eka ( dapu madala ) withdraw karanna puluwan,
Maturity kiyanne kal pireema, Deposit ekaka nan 1 month dapu ekak kal pirena dinaya thama maturity date eka kiyanne..

Deposit ekak Dana method 2 k thiyenawa masen mase poliya ganna ewa monthly deposit nethnam term deposit., awruddakata, masa 3,6 wage kalekata dala kal pireemedi polita gannawa maturity deposit ( maturity method/ basis)

Den sampath eke 3month valata 10% denava 10lak demmoth 3month valin passe 1lak hambenavada 12 month valata 12% denne 10lak fd demmoth 12months passe hambenne 1.2lak, ithin oya 10lak masa 3nen 3 demmoth masa 12 ta 4lak hambenavane ehama karanna pulvanda

 

[djnick]

බමෝ

 

[VPS09]

Machan mama gawa 30lak thiyenawa kiyala hithamu..mata geyak hadanna ona..

Me salli walin gedara hadanna puluwan kiyala hithamu
Hodama option eka mokakada me option 3n? (30 lak walata 10 years wage loan ekak gatthoth monthly gewanan ona amount eka loku apahasuwak nathiwa gewanna puluwan.)

1.Salli tika wiyadam karala gedara hadanawa.
2.Salli tika FD ekak dala FD eken loan ekak gannawa e bank ekenma
3.Salli tika interest rates godak wadi(14%) peoples leasing wage sure bank ekaka FD deposit karala rates godak adu bank ekakin housing loan ekak gananwa 10-15 years walata wage.

option 3 eka hodai 15% walata wada adu poliyata loan eka ganna puluwn nm saha peoples leasing wage high interest gewana bank sure karanna puluan nm

natnm option 01. Hodai uba ituru karanna hithana ekek nm

2ka nm echara wadak na.

 

[VPS09]

Den sampath eke 3month valata 10% denava 10lak demmoth 3month valin passe 1lak hambenavada 12 month valata 12% denne 10lak fd demmoth 12months passe hambenne 1.2lak, ithin oya 10lak masa 3nen 3 demmoth masa 12 ta 4lak hambenavane ehama karanna pulvanda

10 lac dammot 3 months walata 3/12i hambenne.

e liyanne 10% × 3/12

10lac × 10% × 3/12 = 25000k wage poliya st wenne.

 

[Ithika mithika]

Den sampath eke 3month valata 10% denava 10lak demmoth 3month valin passe 1lak hambenavada 12 month valata 12% denne 10lak fd demmoth 12months passe hambenne 1.2lak, ithin oya 10lak masa 3nen 3 demmoth masa 12 ta 4lak hambenavane ehama karanna pulvanda

3 months walata 10% nam annual interest ekane machan e 10% kiyanne..
1,000,000.00 *10% =100,000.00/4
25,000.00
(3month nisa 4 n bedanawa)
Bank walin hemawelema kiyanne annual interest eka {rate sheet wala podiyata p.a (per annum ) kiyala gahala thiyenawa..}
Masa 3 poliya balala eka aith renew weddi add wenawa.. ( kemathi nam withdraw karanna puluwan ) 1 lak 3 months walata enne ne 25000 i enne..
Pehedilie ne machan..?

 

[Ithika mithika]

Machan mama gawa 30lak thiyenawa kiyala hithamu..mata geyak hadanna ona..

Me salli walin gedara hadanna puluwan kiyala hithamu
Hodama option eka mokakada me option 3n? (30 lak walata 10 years wage loan ekak gatthoth monthly gewanan ona amount eka loku apahasuwak nathiwa gewanna puluwan.)

1.Salli tika wiyadam karala gedara hadanawa.
2.Salli tika FD ekak dala FD eken loan ekak gannawa e bank ekenma
3.Salli tika interest rates godak wadi(14%) peoples leasing wage sure bank ekaka FD deposit karala rates godak adu bank ekakin housing loan ekak gananwa 10-15 years walata wage.

1 weni option eka karoth ge hadenawa naya nowi, eth aith e salli tika hoyanna kalayak yanawa .. ( mokada loku ganak ithuru karana eka bohodurata amaru nisa)

2 weni option ekata giyoth ubata gewana poliyata wada wadi Poliyak gewanna wenawa mokada fd rate ekata 3-5 % rate ekak add wenawa loan ekata e nisa eka padui

3 weni option eka hondai Hebei adu rate ekakata loan ekak genime hakiyawa matha depend wenawa
Professional catogory / or government loans thama rates aduma.
Government loan denawa 4% ( actual rate eka 12-14 , 4% employees balance government eken gewanne)

E wage adu poliyata loan ekak Aran 17% wage rare ekakata Fd ekak Dana eka wasie..

 

[Hasistranger]

ගොඩක් වටිනවා මචෝ

මට පොඩි ප්‍රශ්නයක් තියෙනවා , දැන් බැංකු වල තියෙනවනේ ජ්‍යෙෂ්ට පුරවැසි ස්ථීර තැන්පතු.එකකට අපේ අම්මල හරි තාත්තල හරි අවුරුදු 60න උද කෙනෙක් සල්ලි දැම්ම කියමුකෝ.එතකොට හදිස්සියේ එයාට මොනාහරි උනොත් අර තැම්පතුවට මොකද වෙන්නේ , ඒ සල්ලි එයාලගේ දරුවන්ට ගන්න පුලුවන්ද , ඒක වෙන්නේ කොහොමද , නැත්තන් ඒ ගිණුමට joiner කෙනෙක් විදිහට තමන්ගේ දරුවෙක්ව ඇතුලත් කරන්න පුලුවන්ද.


You must spread some Reputation around before giving it to Ithika mithika again.

 

[Criss Angel]

3 months walata 10% nam annual interest ekane machan e 10% kiyanne..
1,000,000.00 *10% =100,000.00/4
25,000.00
(3month nisa 4 n bedanawa)
Bank walin hemawelema kiyanne annual interest eka {rate sheet wala podiyata p.a (per annum ) kiyala gahala thiyenawa..}
Masa 3 poliya balala eka aith renew weddi add wenawa.. ( kemathi nam withdraw karanna puluwan ) 1 lak 3 months walata enne ne 25000 i enne..
Pehedilie ne machan..?

Den tama terune
Man koreave inne lkr valin fd dana ekada hoda nettan usd valin fd dana ekada hoda,

 

[Ithika mithika]

ගොඩක් වටිනවා මචෝ

මට පොඩි ප්‍රශ්නයක් තියෙනවා , දැන් බැංකු වල තියෙනවනේ ජ්‍යෙෂ්ට පුරවැසි ස්ථීර තැන්පතු.එකකට අපේ අම්මල හරි තාත්තල හරි අවුරුදු 60න උද කෙනෙක් සල්ලි දැම්ම කියමුකෝ.එතකොට හදිස්සියේ එයාට මොනාහරි උනොත් අර තැම්පතුවට මොකද වෙන්නේ , ඒ සල්ලි එයාලගේ දරුවන්ට ගන්න පුලුවන්ද , ඒක වෙන්නේ කොහොමද , නැත්තන් ඒ ගිණුමට joiner කෙනෙක් විදිහට තමන්ගේ දරුවෙක්ව ඇතුලත් කරන්න පුලුවන්ද.


You must spread some Reputation around before giving it to Ithika mithika again.

Nominee kiyala seen ekak thiyenawa machan , ( pasu aithiya) fd daddi nominee widiyata ube name danmama ubata fd eke aithiya lebenawa senior citizen ta Mona hari unoth.
Nethnam jointer widiyata danna puluwan ethakota ownership eka 50% ~ 50%, hebei banks wala senior citizen rate denne godak welawata senior citizen witarak iddi. ( bank wala dena 15% scheme ekata wage SC witarak danne)

 

[sunerudx]

You must spread some Reputation around before giving it to Ithika mithika again.

 

[Ithika mithika]

Den tama terune
Man koreave inne lkr valin fd dana ekada hoda nettan usd valin fd dana ekada hoda,

SLR thama danna wenne machan, banks wala convert karala danne..

 

[nikdw]

අපි Fd daddi, අපෙ ලියවිලි කීපයක් අදාල ආයතනයට දෙන්න ඕනෙ,
1) Nic ,Pp, or Dl
2) billing proof (adress wenas nam)
3) Nominee details ( nominee Nic, pp or Dl)

me wage dewal one ne. FD danakota kelinma online banking wain Danna puluwan.

and anybody know sampath bank rating kohomda kuala. ?

 

[nikdw]

ethakota ban sampath ehema 11.75% k da koheda denawa neh 3 months walata. oya tax eka wadunama api actual amount eka enne 9.5% neh?

samapath me gana tama denawada ban ?

 

[Money Mike]

ok

 

[mano_323]

Good One...

 

[harshana123]

Tfs

 

[Ashman]

12+

 

[sha34]

tfs +++++

 

[Ithika mithika]

RDB eka stable da ban ?
http://www.rdb.lk/interestrates.php

RDB awlak ne machan, eth oya rates ma godak bank wala denawa..