~Fixed Deposit කතන්දරේ දැනගමුද?~

Ithika mithika

Well-known member
  • Feb 1, 2017
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    Central bank ceiling rates for Fixed deposits (for finance companies..)
    Up to 12 months 12.10
    up to 36 months 13.10
    Up to 60 months 14.61

    ( 1% more for senior citizens over 55 years)
    Senior citizens (Over 60 ) tax free for any amount

    KIT friends..!!!:love::cool:;)
     
    Last edited:

    VPS09

    Well-known member
  • Sep 13, 2014
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    maharagama
    After June deposit refund karaganna puluwan wei..
    Dan investor kenek set wela athi boho durata.
    Central bank eken board ekak dala supervise karanawa, awlak wen ne..

    Interest eka dena ekak nadda bn.

    me ape ammala awrudu ganakata kalin dapuwa. dan investment ekata wada atte interest eka :confused:

    25 lac dapu eka dan 55 lac wt wela ati
     

    Ithika mithika

    Well-known member
  • Feb 1, 2017
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    mata dan ganna puluwan da senior citizen ayata kochara FD eka limit eka , thawa tax eka kohomada? eka wadinawada new buget eken

    Danata senior citizen tax free.. Onema amount ekak deposit karanna puluwan tax wenne ne..
    (~Senior citizens over 60 years old ~)
     

    Ithika mithika

    Well-known member
  • Feb 1, 2017
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    FD certificate nathi una
    BOC
    Ganne kohomada

    Bank ekata gihin ( adala branch ekata) wistare kiyanna, ita passe eyala affidavit ekak, indemnity ekak dewi (printed forms hari, hadagena enna kiyala hari kiyawi) eka fill karala 50 stamp ekak uda JP kenek issaraha sign karala , JP seal gahala certify karagena bank ekata gihin dunnama duplicate certificate ekak print karala dewi.
    Maturity date ekata giyath withdrawal eka karala dewi
     

    ltty head

    Well-known member
  • May 28, 2009
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    machan, awurudu 5kta dameeme wasiyak thiyeda machan?

    money depreciation ekka baluwama? please advice.
     

    VPS09

    Well-known member
  • Sep 13, 2014
    6,729
    2,139
    113
    maharagama
    After June deposit refund karaganna puluwan wei..
    Dan investor kenek set wela athi boho durata.
    Central bank eken board ekak dala supervise karanawa, awlak wen ne..

    Mn hithanne na bn apita ait full amount ekama hambei kiyala.
    Dan mekata goda eemak na. 6 months gihin salli withdraw karanna dunnama 80% wt customersla oke withdaw karai ne bayata. Etakota un kohomat watenawa
     

    Ithika mithika

    Well-known member
  • Feb 1, 2017
    8,992
    2,873
    113
    machan, awurudu 5kta dameeme wasiyak thiyeda machan?

    money depreciation ekka baluwama? please advice.

    Rates aduwena trend elak tiyenawa nam 5 years dana eka padu ne..
    Eth me wage kalekadi echchara loku kalekata danna epa, inflation eka wedie, rates adui.
    Short term automatically renewal widiya ta danna..
     

    Ithika mithika

    Well-known member
  • Feb 1, 2017
    8,992
    2,873
    113
    Mn hithanne na bn apita ait full amount ekama hambei kiyala.
    Dan mekata goda eemak na. 6 months gihin salli withdraw karanna dunnama 80% wt customersla oke withdaw karai ne bayata. Etakota un kohomat watenawa

    Mata 1000% k sure fully withdrawal denawa..
    Ammata thaththata baya nowi inna kiyapan..( dan investor kenek hoyagena..danna widiyata.. After June they'll be ok)
    Aniwa withdrawal denawa, eka sure!
     

    Flyboy

    Well-known member
  • Oct 15, 2007
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    Colombo
    Mn hithanne na bn apita ait full amount ekama hambei kiyala.
    Dan mekata goda eemak na. 6 months gihin salli withdraw karanna dunnama 80% wt customersla oke withdaw karai ne bayata. Etakota un kohomat watenawa

    Ehema eka parata withwraw karanan denne na. Mature wena widihata denne kiyala thama kiyanne.

    Awulak wena ekak na kiyala matath hitenawa. not sure