HNB Bank vs NTB Bank

[thinking_guy]

සුභ අලුත් අවුරුද්දක් සිංහලු.

මගේ HNB එකවුන්ට් එක දැන් අවුරුද්දක් විතර පරණයි. උන්ගෙ බෑන්කින් ස්ටාෆ් එකයි conventional banking පැත්තයි හොඳ උනාට ඩිජිටල් බෑන්කින් පැත්තෙන් නම් තාමත් ගව් ගානක් ඈතින් ඉන්නෙ. සමහර රජයේ බැංකුවල සිස්ටම් HNB එකට වඩා ඉස්සරහින් තියෙනව. HNB ඩිජිටල් බෑන්කින් ඇප් එක ඇක්ටිවේට් කරගන්න උන්ගෙ බ්‍රාන්ච් එක හතර පාරක් විසිට් කරල හෙඩ් ඔෆිස් කොම්ප්ලේන් කරලත් තාම බැරි උනා. මේ අවුරුද්දෙ NTB වලට මාරුවෙන්න බැලුවේ.

NTB උන්ගෙ කස්ටමර් සර්විස් එක ගැන උඹලගෙ එක්ස්පීරියන්ස් එක කොහොමද? ෆ්රීමී ඇප් එක හොඳයි ඔන්ලයින් බෑන්කින් ෆ්ලැට්ෆෝම් එක කොහොමද? මම ගොඩක් වෙලාවට පාවිච්චි කරන්නෙ foreign remittance ගෙන්න ගන්න, පේපැල් ලින්ක් කරගන්න RFC (PFCA) එකවුන්ට් එකක් ඕපන් කරගන්න වගේ සීන් වලට.

 

[sam_sajith]

Don't you have any other option other than NTB

 

[hodakolla]

Wish u the same mcn

 

[thinking_guy]

Don't you have any other option other than NTB

Already having accounts in Commercial Bank. For this particular purpose I need a separate bank. Do you have any suggestions?

 

[sam_sajith]

Already having accounts in Commercial Bank. For this particular purpose I need a separate bank. Do you have any suggestions?

Here all the banks are same on nutshell, in terms of service , accessibility and tech support, Sampath, Commercial are way ahead , and NDB is catching up.

Don't even think go near NTB they can be fancy in their tech terms but it's an abyss inside. Take my advice bro

 

[fallend]

HNB thamai matanam hodama bung. App ekath patta lesi bung

 

[BumbleB]

NTB is the worst bank I have ever dealt with! They charge for everything, and they are pretty misleading as well.
Frimi is the only product that is good, their banking is utter shit.

Source: I was an inner circle customer for 12 months and hated their service and lies. Their personal loan rates are 2%, 3% higher than each and every other bank and they do not hesitate lie about that as well.

 

[sachith19920726]

NTB එකේ account එකක් නම් නෑ.. ඒත් හොදයි කියනව ගොඩක් උන්..
උන්ගෙ android app එක එහෙම බලපන්.. ඒකට ගහන්න app එකක් නෑ වෙන එක බැංකුවකවත් මට හිතෙන විදියට..
app එක නිසා account එකක් හදන්න වටිනව.

 

[Pinkbc]

combank - both mobile and web app are simple,easy,secure and efficient (my presonal exprience). u can enable two factor authentication (OTP) for every online transactions even for debit card.

sampath - good option but they have very confusing password policy

NTB - android app is ok but password is just a PIN number and no OTP verification

 

[sam_sajith]

NTB එකේ account එකක් නම් නෑ.. ඒත් හොදයි කියනව ගොඩක් උන්..
උන්ගෙ android app එක එහෙම බලපන්.. ඒකට ගහන්න app එකක් නෑ වෙන එක බැංකුවකවත් මට හිතෙන විදියට..
app එක නිසා account එකක් හදන්න වටිනව.

Why the hell you want to select a bank just because of the App ? If their policies are bad ? Typical attitude

 

[ncpasan]

E banking වලටනන් NTB පට්ට. මම 2014 ඉඳන් පාවිච්චි කරනවා කිසි අවුලක් නෑ
එකම case එක තාම OTP verification නැති එක තමයි

 

[BumbleB]

NTB එකේ account එකක් නම් නෑ.. ඒත් හොදයි කියනව ගොඩක් උන්..
උන්ගෙ android app එක එහෙම බලපන්.. ඒකට ගහන්න app එකක් නෑ වෙන එක බැංකුවකවත් මට හිතෙන විදියට..
app එක නිසා account එකක් හදන්න වටිනව.

Patta boru, Appririyama bank eka NTB. If you haven't worked them with then you do not know. Aruu kiwwa, muu kiwwa type talks are not reliable! If you need to give away your money to them, then it is fine.

If you need an online banking solution you can use NTB's frimi app without creating a new account. (It is a virtual acc). Then you can connect any bank account to that Frimi acc and topup the required amount when only needed. (Interest rates are 0% or really low )

 

[ncpasan]

NTB is the worst bank I have ever dealt with! They charge for everything, and they are pretty misleading as well.
Frimi is the only product that is good, their banking is utter shit.

Source: I was an inner circle customer for 12 months and hated their service and lies. Their personal loan rates are 2%, 3% higher than each and every other bank and they do not hesitate lie about that as well.

I've never had any issue with them. Their account benefits are also pretty solid depending on your account type

 

[LANKAT]

HNB ඩිජිටල් බෑන්කින් ඇප් එක ඇක්ටිවේට් කරගන්න උන්ගෙ බ්‍රාන්ච් එක හතර පාරක් විසිට් කරල හෙඩ් ඔෆිස් කොම්ප්ලේන් කරලත් තාම බැරි උනා. මේ අවුරුද්දෙ NTB වලට මාරුවෙන්න බැලුවේ.

mekanam matath una, mama unta banala banala hariyannema nathi thana, brach eke managertath email ekak damma. maasayak withara wenawa thaama reply ekak naa. munge loku than wala inna kaagehari mail ekak ewapanko hondata kiyala denna mama.

 

[BumbleB]

I've never had any issue with them. Their account benefits are also pretty solid depending on your account type

Account type? Inner circle? Salary Saver? I had everything. Their loan rates are at least 3% higher than BOC, Commercial bank. And they lie about number of things. Most of their banking staff are young, unexperienced peeps.

What are the account benefits you are talking about?

 

[TechnWeb]

NTB + Frimi hodai mama godak kal use karanava. Payoneer sallith gattha ekata tika davasakata kalin.

 

[ncpasan]

Account type? Inner circle? Salary Saver? I had everything. Their loan rates are at least 3% higher than BOC, Commercial bank. And they lie about number of things. Most of their banking staff are young, unexperienced peeps.

What are the account benefits you are talking about?

I've never taken loans so have no idea regarding it. But max bonus account is pretty solid and they do give the mentioned benefits

 

[sam_sajith]

I've never taken loans so have no idea regarding it. But max bonus account is pretty solid and they do give the mentioned benefits

You get your ATM, you get your online access , all the banks are using CEFT and SLIP transfers, they charge standard ATM withdrawal charges, and the saving interest is almost the same with all the banks with different account types, when you select a bank go for the reputation and what they have done to the general public , NTB is not having good records when they deal with their loans. For me NTB is noting but abyss

 

[ncpasan]

You get your ATM, you get your online access , all the banks are using CEFT and SLIP transfers, they charge standard ATM withdrawal charges, and the saving interest is almost the same with all the banks with different account types, when you select a bank go for the reputation and what they have done to the general public , NTB is not having good records when they deal with their loans. For me NTB is noting but abyss

That's individual perception. For me it's the best if you have Frimi too

 

[MihiCherub]

HNB app eka nam pajathai.. worst shit..utte password policy ekak thiyenne epa wenawa. oka wada widala hada gattath wadak na. ayith lock wenawa