As a insurance broker. My advice to you.
Sri Lanka Insurance cooperation
Premium High
Customer service NIL
Claims They will pay but after lots of fuss.
Ceylinco
Premium very HIGH
Customer service GOOD
Claims will pay without issues
HNB Assurance
One of the new insurance companies growing faster
Premium LOW
Customer service GOOD
Claims, they are very flexible
AIA (started with CTC eagle, Eagle insurance, Aviva NDB, Now AIA)
they still serve the CTC eagle customer and not have done any changes.
Premium LOW
Customer service GOOD
Claims, They are flexible
Union Assurance
Premium Average
Customer service Average
Claims OK
Allianz
Premium Average
Customer service average
Claims OK
LOLC, MBSL. CO-OP Insurance
They are new comers not much experience.
Its like this machan, all the insurance companies give same cover but it depend on your requirement. what you wont to cover or not. so basically read the terms & conditions, Excess on claims etc.
what dos broker do is very vast. we provide consultancy for companies & individual for their insurance needs. its like giving advice on how the coverage should take. what are the requirements you must meet. etc.
I do not need your business machan, as a EK member i can advice you on this if you need. if you need any help PM me.
