Finance Company ekakada wada karanne??

Bender

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Aug 18, 2009
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Robot Arms Apartments
මචන්ලා එළකිරි එකේ ෆිනෑන්ස් කොම්පැනි වල වැඩ කරන කට්ටිය ඕන තරම් ඇතිනේ මට පොඩි විස්තර ටිකක් දැනගන්න තියෙනවා එහෙම කට්ටිය ඉන්නවනම් Pm එකක් දාන්නකෝ :)
 

eranga_rama

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  • Mar 7, 2008
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    bike 1k finance karaganna ban :nerd:

    machan me copmanies bikes walata lease denawa.

    1.Asset Line leasing
    2. Orient Finance
    3. Peoples leasing

    Try these also
    4. LB Finance
    5. LOLC
    6. SInger Finance
    7. Vallible Finance


    Hebai puthe interst rate eka nam ambanaka wedi. Interset rate compare karpan hema company ekakama. Interser rate over 20% nam umbata personal loan ekak aran (umbe salary above 25,000/= nam hugak banks walin denawa) bike eka ganna eka labai. Perosnal loan int. rate eka 16%-18% wage.

    Car,van wala denata yana int. rate eka 12.5% to 14.00% wage. Eth machan umbata bike ekak kawruth eh int. rate ekata denne na. Ekai man kiwwe personal loan ekak ganna kiyala.

    Usually leases are cheaper than loans. But this is not the case for bikes. :(
     
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    Bender

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    machan mama personal loan 1k aragena gannath hithuwa eth deken mokadda wadiyen laba kiyala thamai balaganna ona.. kohomath athin 1 lakh dila ithuru ganata thamai finance hari loan 1k hari ganna ona. mechchara membersla inna forum eke uba witharai mekata reply kare thx a lot machan really appreciate it. rep+++
     
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    eranga_rama

    Well-known member
  • Mar 7, 2008
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    machan mama personal loan 1k aragena gannath hithuwa eth deken mokadda wadiyen laba kiyala thamai balaganna ona.. kohomath athin 1 lakh dila ithuru ganata thamai finance hari loan 1k hari ganna ona. mechchara membersla inna forum eke uba witharai mekata reply kare thx a lot machan really appreciate it. rep+++

    no prob machan if you need more info just let me know. machan the other thing is that you'll need to pay 4000 odd amount excluding the insurance for the registartion if you lease it. If you buy it outright no such massive costs and you'll get the ownership also.

    The best thing is to copmare the interset rates and decide. And also you'll have maximum of 5 years to settle the loan but in leases it's usually for 3 or 4 years. (On the other hand you should not forget the fact that when the period is longer you'll be end up paying more interest at the end). But I prefer a personal loan since the likleyhood of you getting a high interest rate is less than a lease.
     

    Bender

    Member
    Aug 18, 2009
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    Robot Arms Apartments
    no prob machan if you need more info just let me know. machan the other thing is that you'll need to pay 4000 odd amount excluding the insurance for the registartion if you lease it. If you buy it outright no such massive costs and you'll get the ownership also.

    The best thing is to copmare the interset rates and decide. And also you'll have maximum of 5 years to settle the loan but in leases it's usually for 3 or 4 years. (On the other hand you should not forget the fact that when the period is longer you'll be end up paying more interest at the end). But I prefer a personal loan since the likleyhood of you getting a high interest rate is less than a lease.

    ok machan i think getting a personal loan is the best for me as u say. thanks again machan :)