maka mama gaththe mage current account ekata OD ekak widihata.. mama ahuwahama kiuwe poliya 29% PA kiyala... ithin macban la 25000.00 masa 1 ta wenne Rs. 605 wage ganak ne (25000*29/1200) mama gaththe Oct 28 & close kale Nov 10th
sathi 2kak wage thamai oka thibune..
baluwahama OD poliyata amatharawa.. mun account eka minus unoth wenawama 1500.00 kapanawalu... minimun poliyak kiyala ekak thiyanawalu eka 750.00 so mage poliya 750.00 adu nisa mata 750.00 k charge wenawa poliya eeta amathatawa ara 1500.00 charge wenawa.. onna machanla ethakota OCT month ekata oya widihata charge una (28 idala 31 wenakan dawas 2 kakata) eeta passe mama 10th weddi eka iwara kala.. menne bole Nov 30th mekata kapila... mama ahuwahama kiuwa... e ara Nov 1 idala 10th wenakan ewatalu....
mama machan la Nov 30 account eke thibba salli tika okkoma gaththa... eka nisa charges adu kalahama account eka apahu minus gihin.. so ekata thawa 1500.00 k Dec 31st kapenawa...
loan eka iwara karana dawase ekata adala okkoma kapuwanan iwarai ne... aniuka ban OD gaththahama kohomath account eka minus yanawane... so OD poliyai minus yanakota ganna ganai 2 kama ganna eka harima asadaaranai kiyala penne nadda???
menna me wage ewa thamai ban central bank eken balala neethi daanna oni... minissunwa hooran kana hide wechcha side.......
Amex card ekath ohomai ban... mama danata peoples' bank eka credit card ekakau Amex ekai 2 kak use karanawa.... peoples' eka maara hodai ban... amex eken minissunwa maran kanawa...
1. oyage loan eka anuwa month ekakata Rs 605 interest eka hari. minimun interest eka Rs 750 kiyala thiyanawanam. ethakota Rs 750 charge una ekath hari. ubata approve karala thiyenne temp. OD ekak. itin ekedi mun 1500k temp. OD facility ekata charge karanawa
2. ekathota oya meka aranthiyenne, Oct 28 - Nov 10.
OCt 28-30 = 750+1500=2250
Nov 1-30 = 750+1500= 2250
eth de 1 wenakota bank charges ekka ayith OD giyanam..
Dec 1-30 = 750+1500
mama danna widiyata 750 pawa charge wenna one. but ume me charge wena eka asadaranai.. oya Current account eken loan ekak nogena credit card ekakin oka gattanam oyata yanne...
2% when withdrawing + 2 % per month
e kiyanne
OCt 28-30 = 500+500
Nov 1-30 = 500
total 1500
meke wela thiyenne.. oya weradi option ekak select karapu eke warada.