HSBC CREDIT CARD පොලිය හදන විදිහ මෙන්න!!

Simsons

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Oct 12, 2011
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Boss, mama inne office eke, mehe bank statements nehe, anika mata thiyenne sampath account ekak, no bank statements. loku talks danawa newe, but mata ilakkam 6 ka salary ekak hamba wenawa. mata platinum card ekak offer kara, mama gaththe ne, wedak nethi nisa saha eke annual charge eka wedi nisa.

Oni ekekta kiyanna puluwan bun mata mechcharak hambenawa kiyala. 999,999 & 100,000 dekama ilakkan 6 ewwa thama. Anna eka thama oni eka araganna. HSBC eke majority ekata galepenna thama un offers denne. Minority eka target karala unta wadak na. Customerslawa thiyaganna offers denawa misak un aniwa denna oni kiyala badila na. Un dena ewwa godak unta wadak thiyana hinda thama HSBC kiyana eka thama thiyenne. Poddak therum aran eka ekaata baninnei complain karannei nathuwa molen kalpana karala therum ganna kata issara karaganne nathuwa
 

mamanamperi

Active member
  • Jun 13, 2011
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    NTB th oya wage machan la.... mama 25000 loan ekak 12 days walata aran danata bank ekata poliya witharak Rs.4000.00 withara gewala thiyanwa.. gaththu loan eka gewalath iwarai... nxt month eketh 1500.00 kapenna thiyanawa... meeta hodai GINI POLIYEK GEN gaththanan
     

    danukapeiris

    Well-known member
  • Apr 14, 2007
    6,952
    1,906
    113
    NTB th oya wage machan la.... mama 25000 loan ekak 12 days walata aran danata bank ekata poliya witharak Rs.4000.00 withara gewala thiyanwa.. gaththu loan eka gewalath iwarai... nxt month eketh 1500.00 kapenna thiyanawa... meeta hodai GINI POLIYEK GEN gaththanan

    mokadda yako e loan dena widiya ??
    mokadda poliya ??
    mokadda gatta date eka ??
    mokadda gewapu dinaya ??
    mokadda billing cycle eka ??
     

    mamanamperi

    Active member
  • Jun 13, 2011
    684
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    maka mama gaththe mage current account ekata OD ekak widihata.. mama ahuwahama kiuwe poliya 29% PA kiyala... ithin macban la 25000.00 masa 1 ta wenne Rs. 605 wage ganak ne (25000*29/1200) mama gaththe Oct 28 & close kale Nov 10th

    sathi 2kak wage thamai oka thibune..

    baluwahama OD poliyata amatharawa.. mun account eka minus unoth wenawama 1500.00 kapanawalu... minimun poliyak kiyala ekak thiyanawalu eka 750.00 so mage poliya 750.00 adu nisa mata 750.00 k charge wenawa poliya eeta amathatawa ara 1500.00 charge wenawa.. onna machanla ethakota OCT month ekata oya widihata charge una (28 idala 31 wenakan dawas 2 kakata) eeta passe mama 10th weddi eka iwara kala.. menne bole Nov 30th mekata kapila... mama ahuwahama kiuwa... e ara Nov 1 idala 10th wenakan ewatalu....

    mama machan la Nov 30 account eke thibba salli tika okkoma gaththa... eka nisa charges adu kalahama account eka apahu minus gihin.. so ekata thawa 1500.00 k Dec 31st kapenawa...

    loan eka iwara karana dawase ekata adala okkoma kapuwanan iwarai ne... aniuka ban OD gaththahama kohomath account eka minus yanawane... so OD poliyai minus yanakota ganna ganai 2 kama ganna eka harima asadaaranai kiyala penne nadda???


    menna me wage ewa thamai ban central bank eken balala neethi daanna oni... minissunwa hooran kana hide wechcha side.......

    Amex card ekath ohomai ban... mama danata peoples' bank eka credit card ekakau Amex ekai 2 kak use karanawa.... peoples' eka maara hodai ban... amex eken minissunwa maran kanawa...
     

    88gee

    Well-known member
  • May 11, 2008
    8,077
    826
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    tnx kiwwata , appa mara weda ne , mananam credit card pawichiyak ne debit card witharai , meka denagatha eka hodai :) +5 added
     

    88gee

    Well-known member
  • May 11, 2008
    8,077
    826
    113
    NTB th oya wage machan la.... mama 25000 loan ekak 12 days walata aran danata bank ekata poliya witharak Rs.4000.00 withara gewala thiyanwa.. gaththu loan eka gewalath iwarai... nxt month eketh 1500.00 kapenna thiyanawa... meeta hodai GINI POLIYEK GEN gaththanan

    :oo::baffled::no::shocked:
     

    danukapeiris

    Well-known member
  • Apr 14, 2007
    6,952
    1,906
    113
    maka mama gaththe mage current account ekata OD ekak widihata.. mama ahuwahama kiuwe poliya 29% PA kiyala... ithin macban la 25000.00 masa 1 ta wenne Rs. 605 wage ganak ne (25000*29/1200) mama gaththe Oct 28 & close kale Nov 10th

    sathi 2kak wage thamai oka thibune..

    baluwahama OD poliyata amatharawa.. mun account eka minus unoth wenawama 1500.00 kapanawalu... minimun poliyak kiyala ekak thiyanawalu eka 750.00 so mage poliya 750.00 adu nisa mata 750.00 k charge wenawa poliya eeta amathatawa ara 1500.00 charge wenawa.. onna machanla ethakota OCT month ekata oya widihata charge una (28 idala 31 wenakan dawas 2 kakata) eeta passe mama 10th weddi eka iwara kala.. menne bole Nov 30th mekata kapila... mama ahuwahama kiuwa... e ara Nov 1 idala 10th wenakan ewatalu....

    mama machan la Nov 30 account eke thibba salli tika okkoma gaththa... eka nisa charges adu kalahama account eka apahu minus gihin.. so ekata thawa 1500.00 k Dec 31st kapenawa...

    loan eka iwara karana dawase ekata adala okkoma kapuwanan iwarai ne... aniuka ban OD gaththahama kohomath account eka minus yanawane... so OD poliyai minus yanakota ganna ganai 2 kama ganna eka harima asadaaranai kiyala penne nadda???


    menna me wage ewa thamai ban central bank eken balala neethi daanna oni... minissunwa hooran kana hide wechcha side.......

    Amex card ekath ohomai ban... mama danata peoples' bank eka credit card ekakau Amex ekai 2 kak use karanawa.... peoples' eka maara hodai ban... amex eken minissunwa maran kanawa...


    1. oyage loan eka anuwa month ekakata Rs 605 interest eka hari. minimun interest eka Rs 750 kiyala thiyanawanam. ethakota Rs 750 charge una ekath hari. ubata approve karala thiyenne temp. OD ekak. itin ekedi mun 1500k temp. OD facility ekata charge karanawa

    2. ekathota oya meka aranthiyenne, Oct 28 - Nov 10.

    OCt 28-30 = 750+1500=2250
    Nov 1-30 = 750+1500= 2250

    eth de 1 wenakota bank charges ekka ayith OD giyanam..

    Dec 1-30 = 750+1500

    mama danna widiyata 750 pawa charge wenna one. but ume me charge wena eka asadaranai.. oya Current account eken loan ekak nogena credit card ekakin oka gattanam oyata yanne...

    2% when withdrawing + 2 % per month

    e kiyanne

    OCt 28-30 = 500+500
    Nov 1-30 = 500

    total 1500

    meke wela thiyenne.. oya weradi option ekak select karapu eke warada.
     

    danukapeiris

    Well-known member
  • Apr 14, 2007
    6,952
    1,906
    113
    Crd denne salary eke hetiyata ban..

    if ur salary 15000, u'll gt a gold,
    if salary 50000, u'll gt platinum,
    if ur salary 200000 , u'll gt platinum +

    eka weradi.. salary eke hetiyata dennawa wagema usage eka wedi ayage upgrade karanawa... thawa unge bank wala deposit thiyana eka mathath wenas wenawa
     

    mamanamperi

    Active member
  • Jun 13, 2011
    684
    152
    43
    1. oyage loan eka anuwa month ekakata Rs 605 interest eka hari. minimun interest eka Rs 750 kiyala thiyanawanam. ethakota Rs 750 charge una ekath hari. ubata approve karala thiyenne temp. OD ekak. itin ekedi mun 1500k temp. OD facility ekata charge karanawa

    2. ekathota oya meka aranthiyenne, Oct 28 - Nov 10.

    OCt 28-30 = 750+1500=2250
    Nov 1-30 = 750+1500= 2250

    eth de 1 wenakota bank charges ekka ayith OD giyanam..

    Dec 1-30 = 750+1500

    mama danna widiyata 750 pawa charge wenna one. but ume me charge wena eka asadaranai.. oya Current account eken loan ekak nogena credit card ekakin oka gattanam oyata yanne...

    2% when withdrawing + 2 % per month

    e kiyanne

    OCt 28-30 = 500+500
    Nov 1-30 = 500

    total 1500

    meke wela thiyenne.. oya weradi option ekak select karapu eke warada.

    mama nemei ban select kale... mamakale OD ekakata apply karapu eka.. NTB eken thamai oka dunne ... mata kiuwe OD ekata 29% pa kiyala ithin e welawe mama ganan hadala baluwahama eka labai.. so mama eka gaththa passe ne danne eka TOD kiyala.. ai ban OD kiyanne kohomath bank account eka minus yana ekakne.. so OD ekata charge karanawata amatharawa account eka minus yana ekatath charge kalahama ekama OD ekata mata patta widihata charge wenawane... ehema baluwoth mama Rs. 25000.00 ta Rs. 27000.00 pa gewala... e kuyanne mama 108% poliyak gewalane... ithin meka asadaarana nadda????