1.Umbata 10.5% ta loan ekak gahanna puluwankama thiyeddi umba 12.5% ta loan eka gahanawa. podi gaanak newei. Billion 10 k. Aurudu 30 kata.
Gaana hadala balapanko.
2. Umbata me loan eka dena ekaata loan eka denna athe salli ne. U karanne umbenma adu gaanakata nayata aragena (BoC) Umbatama wedi ganakata nayata denawa.
3. Umbata naya dena ekaa e certificate eka (Bond certificate) Nayata dunnata wada wedi gaanakata umbe paule kenektama (EPF/ETF) wikunala bank eken gaththa loan eka gewanawa.
Onna okai kathandare. Gaana hadala balapanko. Billion 10 k Aurudu 30 kata 2% k wedi poliyakata gaththahama meka thamai direct paduwa.
Indirect paduwa wenne 12.5% ta gaththa nisa CB eke average loan rate eka up wenawa 11% i gaanakata. (meka thibbe < 11%). Ethakota eta passe digatama ganna loans ganna wenne okkoma wedi poliyata.
Mulinma mama methana fraud ekak wela thiyanawa kiyala oyage points 3 gena kiyannam
1. Weradi kathawak. 1billion auction ekata apu bid ekathu karala thama average interest eka aragena e ganatama 10billion ma ganna thibba kiyala prediction ekak karala thama oya loss eka hadala thiyenne. eka "assumption ekak withrai. godak durata 10billion ma auction eka demma nam interest rate eka ettatama oya ganatama yanna thibba. ehenam loss eka 0. kohomada api kiyanne anith primary dealers la e interest ekatama loku ganan bid karai kiyala. normally amount eka wedi wenakota interest eka wediyen thama danne. hodata beluwanam penei PTL ekata wada highest rate walin bid karapu un ona tharam innawa.
2. okath real world ekedi wena deyak. share trading karapu un innawanam dannawa ethi share credit walata ganna puluwan dawas 2-3 settle karanna. ethakota settle karanna kalin wedi ganata sell karala profit eka witharak gedara aran yanna puluwan. mama pawa eka karala thiyanawa podi ganan walin. hithapan loku un karana dewal
3. kohomath EPF/ETF walata investment waladi rules thiyanawa hema magulema invest karanna be kiyala. unta puluwan Bills bonds wage invest karanna thama. but last government ekedi oka chage kara mama danna widiyata share market eke invest karanna.
horakama wenne insider news ekak dunna nisa karapu bid eken. ethanai game eka yanne. news eka thama 1billion issue karata 10billion wenakam gannawa kiyana eka. oka anith un denan hitiyanam unuth bid karanawane. again un kiyata bid karaida kiyana eka (interest eka) apita kiyanna be. ekai kiyanne loss eka predicted kiyala.
oya wage insider news enawa share market ekedi ona tharam. eka illegal but wenawa. USA wala jayarathnam kiyala ekek hire giyeth oya athak eka dila.
example: mata "A" kiyana company eke director kiyanawa bonus issue ekak karanna adahasak thiyanawa kiyala. man news eka danna nisa dagena shares gannawa. ita passe ettama announcement eke anawa. ethakota price eka up wenawa nikanma. ethakota mama mage shares eliyata dala profit gannawa. bonus issue eken passe price eka nikanma down wela podi margin ekakin indicative gain ekak hedenawa. but mama indicative gain nemei salli aragenath iwarai. oya wage boru news dila price up karana seen CSE eke ona tharam thiyana. rellata yana un patta loss wenawa salli karayo survive wenawa. e nisa berima thena 10% price band ekak pawa demma ups and downs.
menna share market eke una etta story ekak. hodatama dannawa ethine gotabaya lanka hospitals dunna game eka. ethanath kalin news eka awa EPF eken menna me ganata share okkoma gannawa kiyala. patta gain ekak un hewwa. mewa oppu karanna be. but share trade karapu un dannawa.
kohomath salli thiyana ekata salli hoyana eka mara lesi wedak. 1million walin dana sellam walata wada 1billion walin puluwan. ita wada 10billion walin puluwan.
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