Sampath bank loan Help!

ieannet

Well-known member
  • Oct 15, 2006
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    Turnover and salary do not matter to the bank. If you have money, the bank will grant you loans. If you do not have money, then the bank will not grant you a loan. Simple theory

    A well-known person of mine does not have a job, earns no income, and does not deposit anything into the bank regularly, specifically, the Sampath Bank. However, the person had a credit card with a limit of just 60,000, issued by ComBank. Sampath offers a $3 million loan at 17% pre-approved and receives a call every week.

    So what is the catch here? That person does have FDs over 1.4 million. The issue is that the person never uses or withdraws this FD, which means the bank knows the person does not have any financial difficulties. that all banks need.

    My Theory
    If you need a loan, such as a housing loan, education loan, or car loan, you simply need to demonstrate your financial stability to the bank and prove that you have sufficient funds available. No need for any loans, and there are no cash or funding issues in your life :yes:
     

    ShiranthaG

    Well-known member
  • Apr 12, 2023
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    Turnover and salary do not matter to the bank. If you have money, the bank will grant you loans. If you do not have money, then the bank will not grant you a loan. Simple theory

    A well-known person of mine does not have a job, earns no income, and does not deposit anything into the bank regularly, specifically, the Sampath Bank. However, the person had a credit card with a limit of just 60,000, issued by ComBank. Sampath offers a $3 million loan at 17% pre-approved and receives a call every week.

    So what is the catch here? That person does have FDs over 1.4 million. The issue is that the person never uses or withdraws this FD, which means the bank knows the person does not have any financial difficulties. that all banks need.

    My Theory
    If you need a loan, such as a housing loan, education loan, or car loan, you simply need to demonstrate your financial stability to the bank and prove that you have sufficient funds available. No need for any loans, and there are no cash or funding issues in your life :yes:
    සිංහලෙන් කියපන් බන් , තමන්ට ලෝන් ගන්න අවශ්‍ය නෑ කියල බැංකුවට පෙන්නන්න ඕන බන් ලෝන් ගන්න කියල . ඕක මන් කලින් මේකෙම කොහේ හරි තැනකත් කියල ඇති බන් .
     
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    saho

    Active member
  • Oct 9, 2007
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    Kelaniya
    ඔය ගෝතයන්ගෙන් පුදුම කරදරයක් බන් තියෙන්නෙ
    එපා කියද්දි එක එක නම්බර් වලින් කතා කර කර ලෝන් ඇගේ ගහන්න යනවා
     

    Tonto

    Well-known member
  • Apr 23, 2023
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    ඔය ගෝතයන්ගෙන් පුදුම කරදරයක් බන් තියෙන්නෙ
    එපා කියද්දි එක එක නම්බර් වලින් කතා කර කර ලෝන් ඇගේ ගහන්න යනවා
    Guarantee Oney naha nisa watinawa neda
     

    Chamithacc

    Well-known member
  • May 10, 2023
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    සම්පත් ලොන් ගන්න ආපු වුන් උබලට tin එක හදාගෙනද තියෙන්නේ.
    Tax ගෙවනවාද
     

    PolHora

    Well-known member
  • Apr 18, 2025
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    අඩෝ....උබල ඉන්න දිහකට මාවත් ගනිල්ලකෝ....උබල වෙන ලෝකෙක ද ඉන්නේ....දෙන් බලපන් 3M ලෝන් එකක් ඇවිත් ගත්තේ නැති උනුත් ඉන්නවා...මම බලපන්කෝ.... රෙන්ට් එකට ඉදලා ඇති වෙලා ගේ වැඩ ටික ඉවර කරන්න ලෝන් එකක් ගන්න මාස ගාණක් දඟලනවා
    Elakiri millionaire paradise, math me podi housing loan ekak daganna haduwa gedara poddak hadaganna sampath bank thamai dan 10Years salary ena account eka they told me can’t get loans, personal loans has stopped, can’t get housing loan since after paying loan installment and credit cards remaining balance should be 120000/- 🤣
     

    Martian Professor

    Well-known member
  • Dec 4, 2024
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    Elakiri millionaire paradise, math me podi housing loan ekak daganna haduwa gedara poddak hadaganna sampath bank thamai dan 10Years salary ena account eka they told me can’t get loans, personal loans has stopped, can’t get housing loan since after paying loan installment and credit cards remaining balance should be 120000/- 🤣
    Ithin kiyapanko bn param parawen ena salli nethuwa thamanta idamak nethuwa gamak Gahanna hadana kollo kohomada bn goda yanne geyak dorak hadagena
     

    senewimala1988

    Well-known member
  • Dec 5, 2007
    7,748
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    Kadawatha, Sri Lanka
    Call Eka Awanam Badu, already approved wela tiyne. poliya case ekaka nathinam wishwa app ekan ganda puluwan

    No security, no signature, 100% app-online, but interest eka 20% time eka max two minutes sali account eke, just click -> next ->click ...etc then tin tin money on account :lol:
    No security, but still need to go to the bank, then the interest is 17~18 % one-day loan
    Mata aawa 3Mn for 13.75%

    Oya 3m denne monawath security ekak nathiwada
    No security. Pre-approved. Nikanma click karala, installment keeyada kiyala balala, installment amount eka avulak nathnam, OK karanna thiyenne. mama gaththeth na, oka aran gewaa ganna salli nathi hinda.
    ------ Post added on Jul 22, 2025 at 9:33 AM
     

    Janatha Jhon

    Well-known member
  • Nov 24, 2023
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    Mata aawa 3Mn for 13.75%


    No security. Pre-approved. Nikanma click karala, installment keeyada kiyala balala, installment amount eka avulak nathnam, OK karanna thiyenne. mama gaththeth na, oka aran gewaa ganna salli nathi hinda.
    ------ Post added on Jul 22, 2025 at 9:33 AM
    ඕකේ ස්ක්‍රීන් ෂොට් එකක් දාන්න පුළුවන් ද
     
    • Wow
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