Credit card help

hornetboy

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  • Dec 7, 2012
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    මේකේ උන් කියලා නැති එකක් තියනවා...
    UN-utilized balance ලිමිට් එක 300,000 තියෙන්න ඕනා 300,000ක් බඩුවක් ඉන්ස්ටෝල්මන්ට්ස් ගන්න


    ලක්ෂ 3ක බඩුවක් ඉන්ස්ටෝල්මන්ට් අරන් ඉන්ස්ටෝල්මන්ට් වෙලාවට ගෙවනවා නම් උබට පොලිය 0.00
    ethakota installments kiyen wage settle karanna puluwanda machn

    60 months 0% installment nam mata set welaama na.
    Installment nam (Absolute 0%) - HNB and Sampath
    Installment (with one time handling fee) - NDB and Union
    Hotel Offers - HNB, Sampath, NDB (anith ewageth adu wadi vidiyata thiyenava)
    mama me langdai buyabans site eke dekka machn eka eka items 60 months 0% thibba. hebai anith places wala nm dekala ne eka
    ------ Post added on Jul 8, 2026 at 9:00 PM
     

    wqe123

    Well-known member
  • Aug 21, 2015
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    ලංකාවේ.. ලංකාවේ
    ethakota installments kiyen wage settle karanna puluwanda machn


    mama me langdai buyabans site eke dekka machn eka eka items 60 months 0% thibba. hebai anith places wala nm dekala ne eka
    ------ Post added on Jul 8, 2026 at 9:00 PM
    it depends. example fridge ekak gannawa 200,000
    card limit eka 300,000
    masa 12, 20, 24, 36 oya wage option denawa
    eka depen wenne seller bank ekath ekka ena agreement eka anuwa.
    normally 5%-8% wage gaanak awuruddak plan ekata seller denna ona bank ekata oya wenuwen. e kiyanne laksha 200,000 ekak wikunuwoth abans aduma 190,000 abans laa ta labenne. samahara welawata 184,000 wennath puluwan. ---> meka oya discount ekak dunaa wage thama abans ekata...

    0% kiyanne bank eke business eka. nothing is free. thing is you do not see the cost as customer.

    boho welawata oya 0% - x months plan dena welawata ita kittu gananka cash discount ekak thiyanawa.
    Eg. damro 10% cash discount.
     
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    hornetboy

    Active member
  • Dec 7, 2012
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    it depends. example fridge ekak gannawa 200,000
    card limit eka 300,000
    masa 12, 20, 24, 36 oya wage option denawa
    eka depen wenne seller bank ekath ekka ena agreement eka anuwa.
    normally 5%-8% wage gaanak awuruddak plan ekata seller denna ona bank ekata oya wenuwen. e kiyanne laksha 200,000 ekak wikunuwoth abans aduma 190,000 abans laa ta labenne. samahara welawata 184,000 wennath puluwan. ---> meka oya discount ekak dunaa wage thama abans ekata...

    0% kiyanne bank eke business eka. nothing is free. thing is you do not see the cost as customer.

    boho welawata oya 0% - x months plan dena welawata ita kittu gananka cash discount ekak thiyanawa.
    Eg. damro 10% cash discount.
    ehema beluwata passe 0% kiyanne boru scn ekak wage neda machn. den api 200,000 item ekak shop ekakin buy karanawa kiyamu. ethakota bank eken e shop ekata full payment eka karanawa neda? api card center cl karala eka installments walata hadaganna onada nethnm eka shop ekenma apita karala dena process ekakda machn
     

    wqe123

    Well-known member
  • Aug 21, 2015
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    ලංකාවේ.. ලංකාවේ
    ehema beluwata passe 0% kiyanne boru scn ekak wage neda machn. den api 200,000 item ekak shop ekakin buy karanawa kiyamu. ethakota bank eken e shop ekata full payment eka karanawa neda? api card center cl karala eka installments walata hadaganna onada nethnm eka shop ekenma apita karala dena process ekakda machn
    dekama thiyanawa.
    bank promotion ekak nam egollo absorb karanawa e fee eka. e kiyanne shop ekata 200,000 labenawa.
    Shop eken bank ekata call karala arrange kaloth 200,000 delaa fee eka kapanawa naththan net amount eka danne. bank to bank krame wenas

    ithin cash discount ekak dunnata, rupiyal 16,000k adu kalata manussayekuta ganna bari dewal installment karama minissu gannawa ne.
    eka thama trick eka.
    namuth samahara kattiya oken roll out ekak karala benifies ganna ayath innawa
     
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    hornetboy

    Active member
  • Dec 7, 2012
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    dekama thiyanawa.
    bank promotion ekak nam egollo absorb karanawa e fee eka. e kiyanne shop ekata 200,000 labenawa.
    Shop eken bank ekata call karala arrange kaloth 200,000 delaa fee eka kapanawa naththan net amount eka danne. bank to bank krame wenas

    ithin cash discount ekak dunnata, rupiyal 16,000k adu kalata manussayekuta ganna bari dewal installment karama minissu gannawa ne.
    eka thama trick eka.
    namuth samahara kattiya oken roll out ekak karala benifies ganna ayath inna
    ah hari machn. 0% thiyenawanm installments wedipura ganna eke wasiyak thiyeda? card payment ekakdi 3% bank eken charge karanwada
     

    senewimala1988

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  • Dec 5, 2007
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    Kadawatha, Sri Lanka
    ah hari machn. 0% thiyenawanm installments wedipura ganna eke wasiyak thiyeda? card payment ekakdi 3% bank eken charge karanwada
    machn. oyaage first card eka nam, eka paara installment scene wage dewal walata atha gahanna epaa, loku experience ekak e gena nathi hinda. Mulin maasa deka thunak podi podi ganan walata pay karala, wenne mokakda kiyala experience karala inna. Bank eken wadipura sathayak wath apen ganne na. commission eka gewanna oni seller, buyer nemei. Due date ekata kalin Total Bill eka settle kalaama sathayak wath wadipura gewanna set wenne na.
     
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    wqe123

    Well-known member
  • Aug 21, 2015
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    ලංකාවේ.. ලංකාවේ
    3% eka charges eka merchant ta misak card holder ta neme.
    ow merchant charge eka charge wenawa

    masa padi karayakuwa lump sum payment labenne nathi nam (Bonus) 0% / Installement kiyanne hoda option ekak.
    samahara shop wala cash deal price eka oya okkotoma aduyi. eg. laksela kiribathgoda
    ethakota dec/april wala ethanin aragena bank eken dena 0% ekaka convert karagaththa nam wade goda.
     
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    Bam

    Well-known member
  • Apr 6, 2025
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    3% eka charges eka merchant ta misak card holder ta neme.

    අපේ පැත්තෙ පොඩි සුපර් මාර්කට් එකක් තියනවා . දවසට ලක්ෂ දෙකක වගේ බිස්නස් වෙන එතන නම් 3% ගන්නවා කියලා ගහලා තියනවා . හාල් එහෙම ඒහෙම දීල ගන්නත් බෑ කියලා ගහලා තියනවා . එකම රටේ එක එක පැති වල වෙනස් කම්.
     

    kanakaJ

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  • Oct 16, 2025
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    mage gawa tiyenne sampath and NTB
    Dekama hodai. samahara masa wala 25% discount enawa supermarket wala.
    NTB eke annual fee eka kiyakda bn? Un mastercard world eka neda denne entry level unta


    phone eke price eka credit card eke available spending limit eka athule thiynawa nam onema bank ekaka CC ekakin, bank ekath ekka katha karala installements walin gewanna set kara ganna puluwan. 0% interest fee. Handling fee ekak gannawa podi ganaka
    ------ Post added on Jul 9, 2026 at 3:48 PM
     

    wqe123

    Well-known member
  • Aug 21, 2015
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    ලංකාවේ.. ලංකාවේ
    අපේ පැත්තෙ පොඩි සුපර් මාර්කට් එකක් තියනවා . දවසට ලක්ෂ දෙකක වගේ බිස්නස් වෙන එතන නම් 3% ගන්නවා කියලා ගහලා තියනවා . හාල් එහෙම ඒහෙම දීල ගන්නත් බෑ කියලා ගහලා තියනවා . එකම රටේ එක එක පැති වල වෙනස් කම්.
    merchant agreemeent eke widihata ehema baa.
    fuel walata ekayi 1% charge ekek ganne card wala.
    namuth oya wage wenawa digatama
     
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    hornetboy

    Active member
  • Dec 7, 2012
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    machn. oyaage first card eka nam, eka paara installment scene wage dewal walata atha gahanna epaa, loku experience ekak e gena nathi hinda. Mulin maasa deka thunak podi podi ganan walata pay karala, wenne mokakda kiyala experience karala inna. Bank eken wadipura sathayak wath apen ganne na. commission eka gewanna oni seller, buyer nemei. Due date ekata kalin Total Bill eka settle kalaama sathayak wath wadipura gewanna set wenne na.
    ow machn me kiyana kathawath aththa. poddak experince kara nm hodai kiyala hithenawa. mokakda machn use karana card eka

    3% eka charges eka merchant ta misak card holder ta neme.
    ow merchant charge eka charge wenawa

    masa padi karayakuwa lump sum payment labenne nathi nam (Bonus) 0% / Installement kiyanne hoda option ekak.
    samahara shop wala cash deal price eka oya okkotoma aduyi. eg. laksela kiribathgoda
    ethakota dec/april wala ethanin aragena bank eken dena 0% ekaka convert karagaththa nam wade goda.
    samahara shops walin customer gen 3% charge karanawane. meke harima rule eka mokakda machn
    ------ Post added on Jul 10, 2026 at 10:06 PM

    merchant agreemeent eke widihata ehema baa.
    fuel walata ekayi 1% charge ekek ganne card wala.
    namuth oya wage wenawa digatama
    sampath cards wala fuel walta charge wenne ne neda? debit/ credit cards dekema
    ------ Post added on Jul 10, 2026 at 10:07 PM
     

    senewimala1988

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  • Dec 5, 2007
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    Kadawatha, Sri Lanka
    ow machn me kiyana kathawath aththa. poddak experince kara nm hodai kiyala hithenawa. mokakda machn use karana card eka
    Sampath, Seylan, HNB, Union, NDB, BOC, LOLC, PABC (Kalin CDB and SCB thibila ain karaa, HNB Limit wadi kara ganna. Passe Seylan and BOC gaththa)

    samahara shops walin customer gen 3% charge karanawane. meke harima rule eka mokakda machn
    ------ Post added on Jul 10, 2026 at 10:06 PM
    Illegal. But thaama oka wenava.
    ------ Post added on Jul 10, 2026 at 11:09 PM

    sampath cards wala fuel walta charge wenne ne neda? debit/ credit cards dekema
    ------ Post added on Jul 10, 2026 at 10:07 PM
    Sampath credit cards wala Visa / Mastercard Platinum and above surcharge eka refund wenava. Anith ewata refund wenne na. Amex walata surcharge eka 2% da koheda.
    ------ Post added on Jul 10, 2026 at 11:11 PM
     
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    rambo321

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  • May 15, 2022
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    Com Bank, HNB තමයි ගොඩක්ම 0% instalment plans තියෙන්නේ. Hotel offers නම් HNB තමයි ගොඩක්ම මට නම් set වෙලා තියෙන්නේ.
    ඔය දෙකට අමතරව NDB, NTB, DFCC, Union Bank Cards තියෙනවා. දැනට නම් අවුලක් වෙලා නැහැ මේ කිසිම එකක්. Offers තියෙන විදිහට බලලා card use කරනවා.
     
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    Heshan Daminda

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  • Mar 13, 2009
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    NDB එකෙන් ඇවිල්ල හිටියා ඔපිස් එක ගාවට බදාදා හවස. මගෙන් ඇහුවා කාඩ් පාවිච්චි කරනවද කියල. මම ඒ වෙලාව පික්මී එකක් දාලා තිබ්බේ ඌ ඇවිල්ල බලන් ඉන්න නිසා මම පරක්කු වෙනවා කියල ගියා.
     
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    tha123

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  • Mar 4, 2015
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    bump

    Thanks macho. ethakota bn cc ekn api ganna gana api hthamu 6 months wage gihin apita eka para settle karanna puluwan kiyala, e option eka cc walata puluwanda bn? leasing wala wage. ow machn uba kiyana kathaw aththa cc nisa patta yannama naya wechcha minissu genath ahala thiyenawa.
    klin settle krnn plwn. hbaii early settlement fee ekk gnnv
    ------ Post added on Jul 11, 2026 at 10:19 AM
     
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    hornetboy

    Active member
  • Dec 7, 2012
    880
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    Sampath, Seylan, HNB, Union, NDB, BOC, LOLC, PABC (Kalin CDB and SCB thibila ain karaa, HNB Limit wadi kara ganna. Passe Seylan and BOC gaththa)


    Illegal. But thaama oka wenava.
    ------ Post added on Jul 10, 2026 at 11:09 PM


    Sampath credit cards wala Visa / Mastercard Platinum and above surcharge eka refund wenava. Anith ewata refund wenne na. Amex walata surcharge eka 2% da koheda.
    ------ Post added on Jul 10, 2026 at 11:11 PM
    me cards set eka atharin hodama benifits thiyena card eka mokakda machn? Use Karapu experience eken. installments, offers wage dewal walata yanawanm sampath or combank hodai da

    Com Bank, HNB තමයි ගොඩක්ම 0% instalment plans තියෙන්නේ. Hotel offers නම් HNB තමයි ගොඩක්ම මට නම් set වෙලා තියෙන්නේ.
    ඔය දෙකට අමතරව NDB, NTB, DFCC, Union Bank Cards තියෙනවා. දැනට නම් අවුලක් වෙලා නැහැ මේ කිසිම එකක්. Offers තියෙන විදිහට බලලා card use කරනවා.
    com bank hodai neda machn? sampath use karanne nedda
    ------ Post added on Jul 11, 2026 at 12:30 PM

    NDB එකෙන් ඇවිල්ල හිටියා ඔපිස් එක ගාවට බදාදා හවස. මගෙන් ඇහුවා කාඩ් පාවිච්චි කරනවද කියල. මම ඒ වෙලාව පික්මී එකක් දාලා තිබ්බේ ඌ ඇවිල්ල බලන් ඉන්න නිසා මම පරක්කු වෙනවා කියල ගියා.
    office walata un visit karala cards denawa neda. thawa kawruhari qwa me wagema combank eken awith thibba kiyala
    ------ Post added on Jul 11, 2026 at 12:30 PM

    bump


    klin settle krnn plwn. hbaii early settlement fee ekk gnnv
    ------ Post added on Jul 11, 2026 at 10:19 AM
    ah ela machn. e fee eka % ekak widiyata gaththoth kiyak wageda full amount eken
    ------ Post added on Jul 11, 2026 at 12:31 PM
     
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    tha123

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  • Mar 4, 2015
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    ah ela machn. e fee eka % ekak widiyata gaththoth kiyak wageda full amount eken
    ------ Post added on Jul 11, 2026 at 12:31 PM
    mma hithanne bank to bank & time to time wens wenv... me lgdi commerical eke sri lankan air ticket installment krnn plwn offer ekaka dkka early settlement fee eka 3% kiyala..

    වැඩිම offers දැකල තියෙන්නේ Commercial, HNB, Sampath, BOC තමා..


    income category එක අනුව තියෙන offers නම් මටනම් දැනෙන විදිහ මෙහෙමයි,
    • HNB, BOC, Peoples - low to mid middle class offers
    • Commercial, Sampath - mid to upper middle class offers
    • NTB, HSBC - Upper class offers

    අනිත් බැංකු ගැනනම් ලොකු අදහසක් නැත..
    me klin thread ekaka mma offers gana dapu post ekak.
    ------ Post added on Jul 11, 2026 at 2:14 PM