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No claim bonus (Vehicle). හෙන බොරුවක් ද?

NEMISIS

NEMISIS

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  • Nov 13, 2013
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    ඒජන්ට්ට කතා කරලා කියපන් මේ සැරේ 3rd party දාන්නෙ කියලා. ඒක කරන්නම හදපන්, ගනන් අහල අදම දාන්න ඕන කියලා
    10-15ක ඩිස්කවුන්ට් එකක් අනිවා හම්බෙනවා ෆුල් Insurance වලට

    ලීස් කරලා අරගෙන තියනවා නං ඉතිං කරන්න දෙයක් නැහැ
     
    Hyaenidae

    Hyaenidae

    Well-known member
  • Apr 8, 2015
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    NEMISIS said:
    ඒජන්ට්ට කතා කරලා කියපන් මේ සැරේ 3rd party දාන්නෙ කියලා. ඒක කරන්නම හදපන්, ගනන් අහල අදම දාන්න ඕන කියලා
    10-15ක ඩිස්කවුන්ට් එකක් අනිවා හම්බෙනවා ෆුල් Insurance වලට
    Click to expand...

    They could be reducing the scope of coverage / removing one or more coverages to give you that discount
     
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    Elamaz

    Elamaz

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  • Mar 18, 2023
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    NEMISIS said:
    ඒජන්ට්ට කතා කරලා කියපන් මේ සැරේ 3rd party දාන්නෙ කියලා. ඒක කරන්නම හදපන්, ගනන් අහල අදම දාන්න ඕන කියලා
    10-15ක ඩිස්කවුන්ට් එකක් අනිවා හම්බෙනවා ෆුල් Insurance වලට

    ලීස් කරලා අරගෙන තියනවා නං ඉතිං කරන්න දෙයක් නැහැ
    Click to expand...
    Ehema karata kamak na poddk agreement eka baasha dekenma hari illan balapn, nttn oya yakku full eka athule thiyena podi podi covers ayin karala thama gaana adu karanne. Anthimata claim karanna giyama eeka cover vela na.
     
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    tharakaf

    tharakaf

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  • Oct 19, 2020
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    Hyaenidae said:
    Yeah Ceylinco VIP deducted about 12K from my side mirror replacement which cost 52K or thereabouts iirc, I just took my business to Fairfirst 🤷‍♂️
    Click to expand...
    You talking about the "Owners Account"? My car's MD is 2018 and I had to pay 35% of the parts brand new value to replace things. But the good thing is places like stafford will always give you a discount so that it comes really close to the amount the insurance will pass.
     
    ChamaraGL

    ChamaraGL

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  • Oct 1, 2013
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    reddit said:
    mulma eka 55, last year eke 60 ganak, me para renew eka 71.

    a asse valuation eka 60 wath karannada ahanwa call karala, :angry: 55 tiyenne. ekata premium eka 15,000k wedi wenawalu.
    Click to expand...
    Matath ohoma akak karakawanna beluwa ..mama kiwwa ahemanam mama danne nee wahana dekama ain karanawa dapu value akata dapan kiyala ..eth 5000k wage wedi una me sere tax case akak kiyala ..premium aka wedi karanna dunne nee..mu epara kiwwa parisamen padinna kiyala:P
    mama kawadawath claim aran nee ban mokatawath owage no claim kalaya iwarai dan dan aduwenne nee eth tax wedi wena nisa wedi wenawa..
     
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    reddit

    reddit

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  • Aug 18, 2016
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    Chilaw
    ChamaraGL said:
    Matath ohoma akak karakawanna beluwa ..mama kiwwa ahemanam mama danne nee wahana dekama ain karanawa dapu value akata dapan kiyala ..eth 5000k wage wedi una me sere tax case akak kiyala ..premium aka wedi karanna dunne nee..mu epara kiwwa parisamen padinna kiyala:P
    mama kawadawath claim aran nee ban mokatawath owage no claim kalaya iwarai dan dan aduwenne nee eth tax wedi wena nisa wedi wenawa..
    Click to expand...
    ow. mata no claim bonus hariyatama set wela tiyenne peoples leasing unge eken witharai. aduma Rs 5000 k hari awurdda gaane adu wela tibuna.
    me mun kiyana tax seen eka dan ungeth tiyenawada danne ne, kalekin leasing seen ekata giye nethi hinda hariyatama danne ne.
     
    netnet

    netnet

    Well-known member
  • Oct 6, 2016
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    amjad18 said:
    හැම මාසෙම accident වෙන්නැත්තම් third party දාලා premium ටික වෙනම එකතු කරගන්න.
    Click to expand...
    accident predict karanna puluwan nam mama insurance dannema naha 🤣
     
    Hyaenidae

    Hyaenidae

    Well-known member
  • Apr 8, 2015
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    tharakaf said:
    You talking about the "Owners Account"? My car's MD is 2018 and I had to pay 35% of the parts brand new value to replace things. But the good thing is places like stafford will always give you a discount so that it comes really close to the amount the insurance will pass.
    Click to expand...

    Nope apparently I had undervalued the car
     
    Hyaenidae

    Hyaenidae

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    tharakaf said:
    So did you actually under value it?
    Click to expand...

    Didn't know if that's the case, how am I supposed to know the value attributed to the make, model and the year of the car by the insurance had changed 🤷‍♂️ they didn't notify me anything when I made my annual payment, they waited until I made a claim. Fortunately it was a minor accident, I would've lost much more than 12K for no fault of mine
     
    Gini_kukula

    Gini_kukula

    Junior member
  • Oct 31, 2011
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    -333- said:
    Under value neda?
    90 Laks Ceylinco VIP - 120000
    Sri Lanka insurance cliam ganna giyama henama katta bun. epa wenawa.
    Smahara garaje kiyanawa insurance claim eka apita bank ekata araganna. Ae gollanta cache gewanna kiyala. SLIC cliam enna parakku wenawa lu.
    Api gihin okkoma kara ganna ona bun. mama num henma kattak kewa. hoda welawata buffer eka poddak wadila replace karanna una. loku ekak num hik wenawa.
    Click to expand...
    Math first Time SLIC.
    SimMaster said:
    ලංකාවම හොර හැත්ත නේද ඔයි
    Click to expand...
    Kiyala wadak naha ban, Subject eka danne nathi unama thiyala Arinawa loweth nathi wenna..
    ------ Post added on Dec 4, 2024 at 2:20 PM
    NEMISIS said:
    ඒජන්ට්ට කතා කරලා කියපන් මේ සැරේ 3rd party දාන්නෙ කියලා. ඒක කරන්නම හදපන්, ගනන් අහල අදම දාන්න ඕන කියලා
    10-15ක ඩිස්කවුන්ට් එකක් අනිවා හම්බෙනවා ෆුල් Insurance වලට

    ලීස් කරලා අරගෙන තියනවා නං ඉතිං කරන්න දෙයක් නැහැ
    Click to expand...
    Elaze machan thanks..
    ------ Post added on Dec 4, 2024 at 2:21 PM
     
    tclanki

    tclanki

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  • Feb 11, 2010
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    mtath me insurance eka hadena eka gana doubt me year eke pay kala sahenna wadiyen kisima claim ekak nah Peoples Insurance tiyenne
     
    speedmalli

    speedmalli

    Well-known member
  • Nov 22, 2011
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    Auckland
    Sri Lanka insurance adu kule

    No claim bonus is a scam

    Mama nam puluwan tharam claim gahuwa

    Gana wadi karanawa nam wena ekakata palayan

    Anthimata insurance ekak use kare 2015 wage HNB. Dan nam sure na hoyala balapan
     
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    miyuru4u

    miyuru4u

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  • Jan 18, 2007
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    In the eyes of my girl
    72 කොහෙද බන් 97000 හම්බ වෙන්නෙ
    මමත් මගෙ එක 72 දැම්මෙ 120 ගත්තනෙ
    නො කෙල්ම් බොන්ස් කියල ගානක් අඩු වෙලා මේ පාරත් 120 වගෙ ගෙව්ව
    HNB Assurance
     
    Mali2009

    Mali2009

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  • May 20, 2009
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    check HNB ... My friends say they paying only 1/2 of insurance. The rest 1/2 need to pay if a claim is made ..... aS PER FRIENDS IT IS THE LOWEST COST. THEY DID FOR TWO YEARS. ME TOOO CONSIDERING IT NEXT YEAR2025
     
    Hyaenidae

    Hyaenidae

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    miyuru4u said:
    72 කොහෙද බන් 97000 හම්බ වෙන්නෙ
    මමත් මගෙ එක 72 දැම්මෙ 120 ගත්තනෙ
    නො කෙල්ම් බොන්ස් කියල ගානක් අඩු වෙලා මේ පාරත් 120 වගෙ ගෙව්ව
    HNB Assurance
    Click to expand...

    Valuation: 6 million, Fairfirst

    Premium: 94,000
     
    Last edited:
    Muzain

    Muzain

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  • Aug 23, 2006
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    In the hell naaaa.... may be in heaven
    Yep...wahane watinakama aduwenawanam ok nathham wedak na
    heerunath ganin mamanam kiyanne haduwe nattath kamak na :P
    Mali2009 said:
    check HNB ... My friends say they paying only 1/2 of insurance. The rest 1/2 need to pay if a claim is made ..... aS PER FRIENDS IT IS THE LOWEST COST. THEY DID FOR TWO YEARS. ME TOOO CONSIDERING IT NEXT YEAR2025
    Click to expand...
    I have HNB general - what you said is not true
    ------ Post added on Dec 4, 2024 at 4:19 PM
     
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