That would be Combank IMO. SMS alerts, SMS/email OTP, chip and pin card, engraved name on the card, etc. Mata Combank ATM eka allanne na naththam mage main account eka widihata Com bank use karanne.
Don't even talk with the Sri Lankan shitfaces in English. I go nuts when I work 12 hours a day working in English people (a British company) and th Sri Lankan restaurant workers call me in English.
You still have to learn proper English though. Even if they can understand you, proper use in...