Credit Card අසාදාරනකම් පැමිණිලි

[somadasa]

Machanz Bank walin Credit card payments waladi apita karana jara weda,asadaranakam gena complain karanna place ekak thiyanwa neda? poddak danna kenek wistara kiyannako

 

[topkollek]

මොකද උනේ? මෙතන විස්තර දාපන්.

 

[ehseres]

Be careful of NDB credit cards

 

[somadasa]

මොකද උනේ? මෙතන විස්තර දාපන්.

Ne ban.HSBC eke mage credit card eka hold karala Total outstanding eka payment plan ekak widiyata 01 walata hada gatta equal payment widiyata 2019 December. etakota corona case eka thibbe ne. mama masa 6kl witara eka digata gewwa. eeta passe lockdown kaledi saha passe apu tight ekath ekka eka digata payment danna beri una. eth mama puluwan unama part payment kara. 180000 k witara thibba mama 145,000 k witara oya widiyata gewala thiyanne. Den munge recovery walin katha karakla kiyanawa payment plan eke kale iwara nisa ekata interest ekak wedila 70,000 gaanak gewanna thiyanwalu
Munge ammalata $%^#$#@
mama kiwwa Corona issue eka thiyana kaleta kalin ne payment plan ekata giye Corona kiyanne mata witarak balapau case ekak nemei eka nisa mata Grace period ekak denna kiyala. Kochchara unta eka kiwwaath ae point ekata anemi unge agents la serin sere calls deela katha karanne. mama kiwwa ona nam CRIB dapalla hebei denna porondu wechcha ganata wada satha 5 k denne ne kiyala. Mun mata thawa gewanna thiyanne 30,000 ganak kiyala unma kiyapu ewa wala call records ehemath man gawa thiyanawa. eth mun dana point eka agreement kale iwara wechcha eka.
mokadda mekata karanna puluwan

 

[your_love]

http://financialombudsman.lk/

 

[asylum]

bump.

 

[hodakolla]

BUMPER

 

[topkollek]

Ne ban.HSBC eke mage credit card eka hold karala Total outstanding eka payment plan ekak widiyata 01 walata hada gatta equal payment widiyata 2019 December. etakota corona case eka thibbe ne. mama masa 6kl witara eka digata gewwa. eeta passe lockdown kaledi saha passe apu tight ekath ekka eka digata payment danna beri una. eth mama puluwan unama part payment kara. 180000 k witara thibba mama 145,000 k witara oya widiyata gewala thiyanne. Den munge recovery walin katha karakla kiyanawa payment plan eke kale iwara nisa ekata interest ekak wedila 70,000 gaanak gewanna thiyanwalu
Munge ammalata $%^#$#@
mama kiwwa Corona issue eka thiyana kaleta kalin ne payment plan ekata giye Corona kiyanne mata witarak balapau case ekak nemei eka nisa mata Grace period ekak denna kiyala. Kochchara unta eka kiwwaath ae point ekata anemi unge agents la serin sere calls deela katha karanne. mama kiwwa ona nam CRIB dapalla hebei denna porondu wechcha ganata wada satha 5 k denne ne kiyala. Mun mata thawa gewanna thiyanne 30,000 ganak kiyala unma kiyapu ewa wala call records ehemath man gawa thiyanawa. eth mun dana point eka agreement kale iwara wechcha eka.
mokadda mekata karanna puluwan

වාරික ගෙවන්න බැරි වෙනව නම් ගෙවන්න නියමිත දිනේට කලින් බැංකුව එක්ක කතාකරේ නැද්ද?

 

[sanjeewa.per85]

සක්කිලි ඉන්න තක්කඩි බැංකුවක් HSBC කියන්නේ.

 

[Hyaenidae]

Be careful of NDB credit cards

Tahudu meka ada dapu thread ekak ne. Mama hithuwe godak kal indan ena ekak kiyala

Edit: My Story

https://elakiri.com/threads/ndb-ක්‍රෙඩිට්-කාඩ්-තියෙන-අය.1978746/

 

[dmsupun]

Ne ban.HSBC eke mage credit card eka hold karala Total outstanding eka payment plan ekak widiyata 01 walata hada gatta equal payment widiyata 2019 December. etakota corona case eka thibbe ne. mama masa 6kl witara eka digata gewwa. eeta passe lockdown kaledi saha passe apu tight ekath ekka eka digata payment danna beri una. eth mama puluwan unama part payment kara. 180000 k witara thibba mama 145,000 k witara oya widiyata gewala thiyanne. Den munge recovery walin katha karakla kiyanawa payment plan eke kale iwara nisa ekata interest ekak wedila 70,000 gaanak gewanna thiyanwalu
Munge ammalata $%^#$#@
mama kiwwa Corona issue eka thiyana kaleta kalin ne payment plan ekata giye Corona kiyanne mata witarak balapau case ekak nemei eka nisa mata Grace period ekak denna kiyala. Kochchara unta eka kiwwaath ae point ekata anemi unge agents la serin sere calls deela katha karanne. mama kiwwa ona nam CRIB dapalla hebei denna porondu wechcha ganata wada satha 5 k denne ne kiyala. Mun mata thawa gewanna thiyanne 30,000 ganak kiyala unma kiyapu ewa wala call records ehemath man gawa thiyanawa. eth mun dana point eka agreement kale iwara wechcha eka.
mokadda mekata karanna puluwan

Addareeta naya denne na bro umbala wage uninna nisaa thama welawata gewana unta annual fee witharak gewwama cash back offers okkoma hambenne. Keep it up

 

[lahirufx+]

Cc help

 

[Hyaenidae]

CCUP

 

[The Hacker]

බම්පි

 

[siyalude]

Ne ban.HSBC eke mage credit card eka hold karala Total outstanding eka payment plan ekak widiyata 01 walata hada gatta equal payment widiyata 2019 December. etakota corona case eka thibbe ne. mama masa 6kl witara eka digata gewwa. eeta passe lockdown kaledi saha passe apu tight ekath ekka eka digata payment danna beri una. eth mama puluwan unama part payment kara. 180000 k witara thibba mama 145,000 k witara oya widiyata gewala thiyanne. Den munge recovery walin katha karakla kiyanawa payment plan eke kale iwara nisa ekata interest ekak wedila 70,000 gaanak gewanna thiyanwalu
Munge ammalata $%^#$#@
mama kiwwa Corona issue eka thiyana kaleta kalin ne payment plan ekata giye Corona kiyanne mata witarak balapau case ekak nemei eka nisa mata Grace period ekak denna kiyala. Kochchara unta eka kiwwaath ae point ekata anemi unge agents la serin sere calls deela katha karanne. mama kiwwa ona nam CRIB dapalla hebei denna porondu wechcha ganata wada satha 5 k denne ne kiyala. Mun mata thawa gewanna thiyanne 30,000 ganak kiyala unma kiyapu ewa wala call records ehemath man gawa thiyanawa. eth mun dana point eka agreement kale iwara wechcha eka.
mokadda mekata karanna puluwan

Machan mehemai, Uba waraddagena tiyennne. Dan machan ube card eka pitata wikunala iwarai.. Oya ubata katha karanne debt collector kenek(naya ekathu karannek) .. Uba mulinma hot line ekata katha karala kiyapan uba salli danawa eth katha karana aya tharjanaya karanawa, nattam kurunuharapa kiyanawa not nice kiyala. Eta passe kiyapan wena kawru hari arrange karala denna kiyala wade simple. Mama oya tike kiwwe 30k kiyanne gewanna puluwan ganak hinda.

Nattam gewanne nathuwa idapan, ube card eka 250k adu nam nadu danna ba... Un boruwata baya karanawa witharai. Habai uba loan ganna innawanam case. Ekath 5 years walin passe CRIB eken auto ain wenawa. Habai card eka terminate wechcha dawase idala.

Credit Card walata baya wenna epa ban, Nadu dammoth palayan ( Nadu nemei watenne, Samatha Mandalayata) Lawyer ta 1500-2000 dawasat, kiyapan ubata gewanna puluwan maseta mechcharai kiyala. Ethakota judge order eka dunnam un kata waha ganna one.. Habai Cha hassle ekak.

 

[nadman]

Machanz Bank walin Credit card payments waladi apita karana jara weda,asadaranakam gena complain karanna place ekak thiyanwa neda? poddak danna kenek wistara kiyannako

ඔයාගේ 2019 දෙසැම්බර් repayment schedule එක delayed නිසා තමයි ඔහොම කියනවා ඇත්තේ.
ඔයාගේ repayment schedule එක හදනකොට මොකක් හරි document එකක් අත්සන් කලාද? සමහර වෙලාවට එකේ default interest ගැන දාල ඇති.
practical වැඩේ තමයි ඔයා බැංකුවට ගිහින් කථා කරන එක. නැත්නම් අපරාදේ නම නිකන් CRIB එකට වැටෙන එක.

500,000/- වලට වඩා අඩු මුදලකට නම් සමථ මණ්ඩලයට යන්නේ නැතුව නඩු දාන්න බැහැ. 500,000/- වලට වඩා අඩු මුදලකට බැංකුවට සමථ මණ්ඩලයට ගිහින් complain කරලා dispute එක settle වුනේ නැත්නම් certificate of nonsettlement එකක් අරන් දිසා අධිකරණයේ නඩු දාන්න පුළුවන්. හැබැයි ඔයා කියනවා වගේ මුදලක් ගන්න නඩු දාන එක බැංකුවට පාඩුයි.

ඔයාට බැංකුවේ නීතිඥයින්ගෙන් නම් එන්තරවාසියක් එවයි. බොහෝදුරට ඊට වඩා දෙයක් නම් වෙන එකක් නෑ.

වැඩේ settle කරන්නම බැරි නම් ඔයාට මෙතන කියල තියෙන විදිහට financial ombudsman ට apply කරලා බලන්න පුළුවන්.

 

[EON]

Ne ban.HSBC eke mage credit card eka hold karala Total outstanding eka payment plan ekak widiyata 01 walata hada gatta equal payment widiyata 2019 December. etakota corona case eka thibbe ne. mama masa 6kl witara eka digata gewwa. eeta passe lockdown kaledi saha passe apu tight ekath ekka eka digata payment danna beri una. eth mama puluwan unama part payment kara. 180000 k witara thibba mama 145,000 k witara oya widiyata gewala thiyanne. Den munge recovery walin katha karakla kiyanawa payment plan eke kale iwara nisa ekata interest ekak wedila 70,000 gaanak gewanna thiyanwalu
Munge ammalata $%^#$#@
mama kiwwa Corona issue eka thiyana kaleta kalin ne payment plan ekata giye Corona kiyanne mata witarak balapau case ekak nemei eka nisa mata Grace period ekak denna kiyala. Kochchara unta eka kiwwaath ae point ekata anemi unge agents la serin sere calls deela katha karanne. mama kiwwa ona nam CRIB dapalla hebei denna porondu wechcha ganata wada satha 5 k denne ne kiyala. Mun mata thawa gewanna thiyanne 30,000 ganak kiyala unma kiyapu ewa wala call records ehemath man gawa thiyanawa. eth mun dana point eka agreement kale iwara wechcha eka.
mokadda mekata karanna puluwan

ubamai nagena thiyanne ban. Covid nisa awa prashna ubawath unwath card plan danakota kalin agree wela na. anika uba prashne thibba dawas wala ehenam unta katha karala sahanayak illanna thibba. ehema illanneth nathuwa idala dan bella mulata hira unama ungen gema illala therumak na ..

 

[somadasa]

Machan mehemai, Uba waraddagena tiyennne. Dan machan ube card eka pitata wikunala iwarai.. Oya ubata katha karanne debt collector kenek(naya ekathu karannek) .. Uba mulinma hot line ekata katha karala kiyapan uba salli danawa eth katha karana aya tharjanaya karanawa, nattam kurunuharapa kiyanawa not nice kiyala. Eta passe kiyapan wena kawru hari arrange karala denna kiyala wade simple. Mama oya tike kiwwe 30k kiyanne gewanna puluwan ganak hinda.

Nattam gewanne nathuwa idapan, ube card eka 250k adu nam nadu danna ba... Un boruwata baya karanawa witharai. Habai uba loan ganna innawanam case. Ekath 5 years walin passe CRIB eken auto ain wenawa. Habai card eka terminate wechcha dawase idala.

Credit Card walata baya wenna epa ban, Nadu dammoth palayan ( Nadu nemei watenne, Samatha Mandalayata) Lawyer ta 1500-2000 dawasat, kiyapan ubata gewanna puluwan maseta mechcharai kiyala. Ethakota judge order eka dunnam un kata waha ganna one.. Habai Cha hassle ekak.

mala wathayak ban. Hu$%#lata kiwwa mama gewanne agree wechcha gaana witarai kiyala. 01 year settlemet plan eka demme 2019 december. Eth corona awe eeta tika kalekata passe ne. Mama 180,000 n 145,000 k wage denatama gewala thiyanne. ithuru tika gewanna me April end eka wenakan grace period ekak illuwe. ekata thamai mun pai talk tikak dunne 01 year settlemet plan eke time eka iwara nisa thawa interest ekak wadinawa kiyala. mama kiwwa aluthen dapu interest eka nam kohomath gewanne ne kalin thibba amount eka witarai gewanne kiyala. Mun ekata tama hari work ekak denne nethuwa mata call kara kara wada didi innawa

---

ubamai nagena thiyanne ban. Covid nisa awa prashna ubawath unwath card plan danakota kalin agree wela na. anika uba prashne thibba dawas wala ehenam unta katha karala sahanayak illanna thibba. ehema illanneth nathuwa idala dan bella mulata hira unama ungen gema illala therumak na ..

dapu post eka kiyawapan. corona sahana minissu illa illa nemei dunne
------ Post added on Mar 9, 2021 at 7:30 PM

---

ඔයාගේ 2019 දෙසැම්බර් repayment schedule එක delayed නිසා තමයි ඔහොම කියනවා ඇත්තේ.
ඔයාගේ repayment schedule එක හදනකොට මොකක් හරි document එකක් අත්සන් කලාද? සමහර වෙලාවට එකේ default interest ගැන දාල ඇති.
practical වැඩේ තමයි ඔයා බැංකුවට ගිහින් කථා කරන එක. නැත්නම් අපරාදේ නම නිකන් CRIB එකට වැටෙන එක.

500,000/- වලට වඩා අඩු මුදලකට නම් සමථ මණ්ඩලයට යන්නේ නැතුව නඩු දාන්න බැහැ. 500,000/- වලට වඩා අඩු මුදලකට බැංකුවට සමථ මණ්ඩලයට ගිහින් complain කරලා dispute එක settle වුනේ නැත්නම් certificate of nonsettlement එකක් අරන් දිසා අධිකරණයේ නඩු දාන්න පුළුවන්. හැබැයි ඔයා කියනවා වගේ මුදලක් ගන්න නඩු දාන එක බැංකුවට පාඩුයි.

ඔයාට බැංකුවේ නීතිඥයින්ගෙන් නම් එන්තරවාසියක් එවයි. බොහෝදුරට ඊට වඩා දෙයක් නම් වෙන එකක් නෑ.

වැඩේ settle කරන්නම බැරි නම් ඔයාට මෙතන කියල තියෙන විදිහට financial ombudsman ට apply කරලා බලන්න පුළුවන්.

mukuth sign kare ne ban. Call records witarai thiyanne. un kiwwe gewala iwara unama termination letter ekak enawa kiyala. mama 100 parak witara katha kara ban. un athare hariyata mage de coordinate wenne ne. ada okkoma wistara kiyala iwara unama heta ehen katha karana eka katha karanne mula idan mai!
Corona nIsa Masa 8 k witara okkoma hold una ne. ekamama unta kiwwa. matath mage salli mage clients lagen recover karaganna thiyanawa kiyala!
mokadda machan financial ombudsman kiyanne. mokadda ekata complain karama wenne? poddak saralawa kiyala deepanko
------ Post added on Mar 9, 2021 at 7:34 PM

 

[dilshan87]

Ne ban.HSBC eke mage credit card eka hold karala Total outstanding eka payment plan ekak widiyata 01 walata hada gatta equal payment widiyata 2019 December. etakota corona case eka thibbe ne. mama masa 6kl witara eka digata gewwa. eeta passe lockdown kaledi saha passe apu tight ekath ekka eka digata payment danna beri una. eth mama puluwan unama part payment kara. 180000 k witara thibba mama 145,000 k witara oya widiyata gewala thiyanne. Den munge recovery walin katha karakla kiyanawa payment plan eke kale iwara nisa ekata interest ekak wedila 70,000 gaanak gewanna thiyanwalu
Munge ammalata $%^#$#@
mama kiwwa Corona issue eka thiyana kaleta kalin ne payment plan ekata giye Corona kiyanne mata witarak balapau case ekak nemei eka nisa mata Grace period ekak denna kiyala. Kochchara unta eka kiwwaath ae point ekata anemi unge agents la serin sere calls deela katha karanne. mama kiwwa ona nam CRIB dapalla hebei denna porondu wechcha ganata wada satha 5 k denne ne kiyala. Mun mata thawa gewanna thiyanne 30,000 ganak kiyala unma kiyapu ewa wala call records ehemath man gawa thiyanawa. eth mun dana point eka agreement kale iwara wechcha eka.
mokadda mekata karanna puluwan

Waradda ithin umbe athe nisa karanna deyak na bun. Credit card manage karanna bari nam nogena inna eka thamai honda. Plan eka iwara nam warika kathawak na. Gewanna thiyena muku capital ekma gewala iwara wenakan poliya wadinawa mulu ganatama. Credit card gaddi umbala kiyawanne nathi unata agreement eke lassanata owa dala thiyenawa.

Puluwan ikmanata gewala dapan. Umbata naththam malata kisima loan ekak ganna wenne na CRIB blacklist unoth. Card eken hira wenawata wada hondai umba raththaran baduwak wage ugasata thiyala poliya gewana eka. Kal noyawa ikmanata mokakhari ekangathawayakata waren. Ona magulak likithawa illaganin. Record katha wadak na unta.

 

[EON]

mala wathayak ban. Hu$%#lata kiwwa mama gewanne agree wechcha gaana witarai kiyala. 01 year settlemet plan eka demme 2019 december. Eth corona awe eeta tika kalekata passe ne. Mama 180,000 n 145,000 k wage denatama gewala thiyanne. ithuru tika gewanna me April end eka wenakan grace period ekak illuwe. ekata thamai mun pai talk tikak dunne 01 year settlemet plan eke time eka iwara nisa thawa interest ekak wadinawa kiyala. mama kiwwa aluthen dapu interest eka nam kohomath gewanne ne kalin thibba amount eka witarai gewanne kiyala. Mun ekata tama hari work ekak denne nethuwa mata call kara kara wada didi innawa

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dapu post eka kiyawapan. corona sahana minissu illa illa nemei dunne
------ Post added on Mar 9, 2021 at 7:30 PM

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mukuth sign kare ne ban. Call records witarai thiyanne. un kiwwe gewala iwara unama termination letter ekak enawa kiyala. mama 100 parak witara katha kara ban. un athare hariyata mage de coordinate wenne ne. ada okkoma wistara kiyala iwara unama heta ehen katha karana eka katha karanne mula idan mai!
Corona nIsa Masa 8 k witara okkoma hold una ne. ekamama unta kiwwa. matath mage salli mage clients lagen recover karaganna thiyanawa kiyala!
mokadda machan financial ombudsman kiyanne. mokadda ekata complain karama wenne? poddak saralawa kiyala deepanko
------ Post added on Mar 9, 2021 at 7:34 PM

moratorium eka ona nam thaman request karanna ona. nathuwa uda dagena denne na. ehenam yako matath hambenna epai. moratorium eka dunne in written bank eken hari finance company eken hari request ekak karapu ayata witharai. reddak katha karanawa. marila ipaduna wagene