CREDIT CARD

[Asiththa]

Machnla,

I have a credit card limit of 50,000/-
If i want to purchase an item for 70,000/-, Can I pay my credit card 20,000 and purchase that item? (Will my credit limit get increased to 70,000/-?)


Called the Bank. They said that can be done, But its against the banking rules kiyala?. Any idea?

 

[miyuru4u]

No you have to call the bank and increase the credit limit to 70k

 

[Asiththa]

Tried

No you have to call the bank and increase the credit limit to 70k

I tried to increase. They need atleast 1year for that. what will happen if i pay 20K to my card?

 

[CoolMan88]

vendor ekka katha karala balanna 20k cash gewala 50k card eken gewanna puluwnda kiyala

 

[The_Killer]

I tried to increase. They need atleast 1year for that. what will happen if i pay 20K to my card?

Pay 20k to the merchant and reduce the item price. same thing right.? credit card Loading is prohibited.

 

[Asiththa]

Tried That

Pay 20k to the merchant and reduce the item price. same thing right.? credit card Loading is prohibited.

If I Pay 20K to Vendor I want get the special discount for credit card offers.

 

[nalinsen]

ප්‍රයිවට් බෑන්ක් එකක් නම් ලේසියෙන් ලිමිට් එක වැඩිකර ගත හැකි.

 

[Asiththa]

That cab be done

vendor ekka katha karala balanna 20k cash gewala 50k card eken gewanna puluwnda kiyala

But wont be able to get full discount for credit card offer.
Ekai Baluwe. Is this prohibited by law?

 

[The_Killer]

If I Pay 20K to Vendor I want get the special discount for credit card offers.

What is the said offer?

 

[Asiththa]

Softlogic Offer

What is the said offer?

35% off in Softlogic for AMEX cardholders

 

[The_Killer]

35% off in Softlogic for AMEX cardholders

yeah i though you had an AMEX card hence the limit is 50K.

35% off is without a min spend limit neh. Is this an online deal?

 

[Asiththa]

No

yeah i though you had an AMEX card hence the limit is 50K.

35% off is without a min spend limit neh. Is this an online deal?

Mimimum is 10K. Not Online. Valid for all softlogic and softlogic Max stores islandwide.

 

[The_Killer]

Mimimum is 10K. Not Online. Valid for all softlogic and softlogic Max stores islandwide.

Then you have no issue ne machan. Pay the 20K cash to the store and rest for the card to get monthly installment basis or whatever you'd like.

 

[Asiththa]

Thanks Bro

Then you have no issue ne machan. Pay the 20K cash to the store and rest for the card to get monthly installment basis or whatever you'd like.

Ehemawath karanawa... Rep Added ++

 

[The_Killer]

Ehemawath karanawa... Rep Added ++

එලාහ්. 12+ ටු යූ.

 

[Gamage2015]

Is this discount valid for smart phones?

 

[coolshano]

Machnla,

I have a credit card limit of 50,000/-
If i want to purchase an item for 70,000/-, Can I pay my credit card 20,000 and purchase that item? (Will my credit limit get increased to 70,000/-?)


Called the Bank. They said that can be done, But its against the banking rules kiyala?. Any idea?

Pay 20 k to ur merchant, then the rest can be paid with ur card

 

[sbr]

My valuable advice for you is,

never use credit cards.

it will indirectly make you a debter.

 

[The_Killer]

My valuable advice for you is,

never use credit cards.

it will indirectly make you a debter.

If you can't properly manage your card yes definitely. Always buy what you can pay within this month's salary. I have a credit limit of 4.5 Lakhs.

 

[ratedGTR]

No you cant do that
read terms and conditions first
whole value has to be paid by credit card or you wont be eligible for the discount

Then you have no issue ne machan. Pay the 20K cash to the store and rest for the card to get monthly installment basis or whatever you'd like.