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koko account
- DasunEranga
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Financial advise needed!
- Thread starter CoolToToo
- Start date
palaweni loan eka adaala ne ban. Umba FD daana rate ekata wada FD eka thiyala ganna loan rke rate eka aniwa weda. Mata mathaka widihata 2% k da koheda wedi wenawa. Nethnam babk ekata paduine. Umba e 2nd loan ekath gahanawa kiyanne salli athe thiyagena mul loan ekata amathara 2% rate ekata aluth loan ekak gahanawa wage. Ekai mama mulin kiwwe loan dekak kiyala oya karanna hadanne. Umba bank ekata gihin 1st loan eka gena kiyanna nethuwa ahapan umba laksha 20 ka FD ekak daala eken laksha 15 ka loan ekak gehuwoth umbata maaseta keeyak gewanna onada? Laksha 20 n maaseta ena interest eka keeyada kiyala.
Macho 1st loan eka ganne bank ekakin, 2nd fd dala fd loan eka ganne finance company ekakin
Ow awulak na umbata interest eka widihata gewana gana adu wenawa. 15.5% ta FD thiyenne kohe da?මචන් මේකයි සීන් එක, මගේ පොඩි වැඩකට මම ලක්ශ 20ක ලෝන් එකක් ගන්න ඉන්නෙ, මට 40ක් වගේ වාරිකයක් ගෙවන්න පුලුවන්,අවුලක් නෑ,මේ දවස් වල රේට් කොහොමද බැන්කු වල? 20ක් අරන් 40ක වාරිකයකින් ශේප් වෙන්න පුලුවන් වෙයිද 5 years walata?
තව මම බැලුවෙ ගන්න ලෝන් එක ෆික්ස් ඩිපොසිට් එකක් දාලා (15.5% rate), ඒකෙන් 75%ක ලෝන් එකක් ගන්න (ලක්ශ 15ක්) එතකොට මට අවුරුදු පහක් යද්දි ලෝන් එක ගත්ත ලක්ශ 20 ඉතුරුයි (මුදලෙ අගය අඩු වෙනව තමයි ඉතින්,මුකුත්ම නැති වෙනවට වඩා ඒක හොදනෙ බන්)
කිරියෙ ඉන්න එක්ස්පර්ට්ල ගෙන් මට උපදෙස් ටිකක් ඕන මේකට,මීට වඩා වෙන හොද විදි තියෙනව නම් කියන්න, මම හිතනවා හැමෝටම මේක වැදගත් වේවි කියලා
දන්නෙ නැත්තම් බම්ප් එකක්වත් දාගෙන යන්න
Umba Loan ekak aran FD dala aye ekenuth loan ekak gaththama dekak gewanna epai bun. FD rate ekata wada loan rate eka aniwa wadi. Umbata thawath padu wena eka wenne.
Umbata therenne nathi unata naya ugulaka patalenawa.
Umbata therenne nathi unata naya ugulaka patalenawa.
FD ekak daala salli loan ekak gattath ekai,normal loan ekak gattath ekai bn,bank always wins
Ube gaawa salli tiyenawa nam itin oka FD walata daala ai loan ganne mokatada bn,ehema gattath ekai,spend kalath ekai bng
Nikan hithapan uba FD ekak daala loan eka gannawa
Imagine u need to pay a 20,000 per month
itin eh 20,000 uba ube bank account ekata dammath ekai ne bng
Self control is the only thing u needed
Unless paying the payments to the bank, just save the money in your savings account, ultimately after 5 years both are the same
Self control nathan itin bank ekata FD eka daana eka hodai
But still without paying the amount u took u can't take the remaining balance
So nikan hari waarika gewaaganna bari unoth salli apathe yanawa
Ube gaawa salli tiyenawa nam itin oka FD walata daala ai loan ganne mokatada bn,ehema gattath ekai,spend kalath ekai bng
Nikan hithapan uba FD ekak daala loan eka gannawa
Imagine u need to pay a 20,000 per month
itin eh 20,000 uba ube bank account ekata dammath ekai ne bng
Self control is the only thing u needed
Unless paying the payments to the bank, just save the money in your savings account, ultimately after 5 years both are the same
Self control nathan itin bank ekata FD eka daana eka hodai
But still without paying the amount u took u can't take the remaining balance
So nikan hari waarika gewaaganna bari unoth salli apathe yanawa
mama kiyapu eka ye balapan ban
fd loan ekata interest installment ekak witharai enne
math dethun serayakma kiwwa ban. mu piliganne nehene.
mama kiyapu eka ye balapan ban
fd loan ekata interest installment ekak witharai enne
aulak ne. umba ehenam loan eka daala balala apitath thathwe kiyapanko apitath karala balanna ehenam.
aiyo haminenawa
na na ban, mata aththatama ona wenne 15k wage, ithin 20k loan ekak gannawa, ekata kohomath 40k gewanna wenawa kiyamu.
mama e 20 fd ekak danawa, eken interest eka 25k enawa monthly, ithin mama loan eka gatte fd danna newei ne, mata 15k ona, mama mage FD eken loan ekak gannawa 75%
e kiyanne 15 laks, ekata installment eka 21i ganak, mage 25 interest eken ara 21 gana kapunama thawa 4kuth athata ithuru wenawa, e 4 loan ekata gewana 40n adu unaama mama aththatama gewanne loan ekata 36i
5 years waladi mata ayeth 20 lacks labenawa....
Umbe mole matida harako
I have 2.5M deposit and I took a loan of 7 laks for 5 years
My loan installment is greater than my fixed deposit monthly income.
If you can understand what I mean
kiyata wage denna puluwanda rate eka? 20M?
repayment period and magen monawada ona karanne?
