Leasing ගැන Advice

[ltty head]

යාලුවනේ..........

පොඩි HELP එකක් ඕනි.......... Registered vehicles leasing ගැන...

අවශ්‍ය කරන documents ටික මෙච්චරයි..

Documents Required - Individual



Client



a) NIC Copy

b) Income details – 3 Salary slips/ Confirmation from Employer
c) Billing proof electricity bill / water bill ect
d) Current or Savings account statements for the last 6 Months
f) Completed Lease Application form and Asset Declaration.


Guarantors

a. NIC Copy

b. Income details – 3 Salary slips/ Confirmation from Employer
c. Billing proof electricity bill / water bill Ect…
d. Current or Savings account statements for the last 6 Months


1.) Legal Charges
2.) Stamp Duty
3.) Insurance
4.) Processing Fee

Asset/Vehicle - Performa Invoice/Valuation report/CR Copy

1 මට දැනගන්ඩ ඕනි why Performa Invoice & CR Copy...

2 අනිත් එක තමා Valuation report එකක් කොච්චර ඉක්මනින් ගන්ඩ පුලුවන්ද ? මට කට්ටියක් කිව්වා desilvamotorengineers good kiyala.. කොච්චර කාලෙකට ඕක valid ද? buyer ද seller ද must pay money for this and කීයක් විතර වෙයිද ?

3 Legal Charges, Stamp Duty and Processing Fee කීයක් විතර වෙයිද? roughly..

4 They said 3 working days it will take to process. is it true or it will take more ?

දන්නෙ නැති හින්දා අහන්නේ, lease company එකෙන් එනවද vehicle එක බලන්ඩ? නැත්නම් මට money දෙනවද ගිහින් owner ට pay කරන්ඩ කියලා?

ලොකු උදව්වක් වෙයි කව්රු හරි මට help එකක් දෙනවනම් මේක ගැන. මන් වගේ ඉන්න tax price උඩ යන්ඩ ඉස්සෙලා පොඩි වාහනයක් ගන්න කට්ටියටත් මේක ගොඩක් වැදගත් වෙයි..

because of tight work, වැඩිය leaves දාගන්නේ නැතුව වඩා පහුසු විදියක් තියෙනවනම් to do these, it will help a lot friends.

Thanks a lot and i really appreciate the prompt response...

 

[ltty head]

bump

bump

bump

බොහොම ඉස්තුති.. FRIENDS

 

[MeGusta]

man lease karala nan ne machan but magen ekenek lease karala gatta wahanayak,

valuation ekata lease company eken enawa owner ge gedarata,awe nattan genna ganna puluwan valuator kenekwa..dawasin valuation eka denawa,but samanyen laksha 3k witara aduwen tamai valuation eka denne...

dawas 3 nan denne ne boru bila sathiyak wath yanawa..issue ekak tibila RMV eke late wunoth sathiyak dekak wath yanawa..

CR copy eka illane validation ekata kohomath ubata money cheque eka denne vehicle eka leasing company ekata transfer wunata passe...

 

[Ayeshlive]

Bump machan. Mokenda lease eka ganna inne?

 

[ltty head]

bump,

lease eka ganne commercial leasing eken.

please any one who have experience tell me please

 

[ltty head]

bump please

 

[jimzum]

1 මට දැනගන්ඩ ඕනි why Performa Invoice & CR Copy...

Performa oni unregistered ewata. Ekath seller denne uba nemei.. CR copy ekak witharak athi okata.

2 අනිත් එක තමා Valuation report එකක් කොච්චර ඉක්මනින් ගන්ඩ පුලුවන්ද ? මට කට්ටියක් කිව්වා desilvamotorengineers good kiyala.. කොච්චර කාලෙකට ඕක valid ද? buyer ද seller ද must pay money for this and කීයක් විතර වෙයිද ?

Normally buyer gewanna oni valuation ekata.. Rs 2500 koheda De seliva eke. Oka seller aran dei uta salli dunnahama. Gedarata awith balanawanam extra 1000 gannawa. De silva nugegoda office ekata giyanam max paya 2k wage yaddi ganna puluwan. Matath karala sellerta original book aran yanna kiyanna..

3 Legal Charges, Stamp Duty and Processing Fee කීයක් විතර වෙයිද? roughly..

Normally oka value ekan 1-1.5 % wage ganak wenne. But mama NDB eken gaddi kiyak wath gewwe ne..


4 They said 3 working days it will take to process. is it true or it will take more ?

mama NDB eken gatha. But only 60% of the value gathe . eka hinda no guarantors . Ude 10ta mage documents tika dunna.. hawasa 4.30 weddi D/O eka hamba una.. Godak sellers la D/O ekata vahane release karanawa. . eka sellers ekka kalinna katha karaganna.. Sellerta thiyene book eka bank ekata denna. Bank eken RMV dala transfer karala thama sellerta chque eka issue karanne. Max 2 days yanawa.

 

[apple.buddika]

01: eka leasing eke namata harawagannawa. ekai ewa illanne. performa invoice enne unregistered nam wirharai. CR eke uba copy ekak dunnama athi. original eka vehicle eke current owner finance ekata gihin baradenna oone.

02: maximum 1 hours. buyer pay karanna oni.

03: totally depend on leasing company and lease amount.

04: ow. eee kale atulata karaganna puluwan. samaharu ude document dunnama hawasa wade karala iwarakaramu kiyanawa. matanam ehema bariwuna. kohomath minimum 3 days yanawa.

loan eka approve wunama uba leasing charges and insurance, RMV charges, stamp charges pay kalama DO (delivery order) ekak denawa. eka aran sellerta deela. higa mudalak tiyanwanam ekat gewala vehicle eka gedara geniyanna tiyenne. seller ube DO ekai original CR ekai aran finance ekata dunnama RMV dala transfer karala iwarawunama cheque eka issue karanawa sellerge namata.

 

[ltty head]

1 මට දැනගන්ඩ ඕනි why Performa Invoice & CR Copy...

Performa oni unregistered ewata. Ekath seller denne uba nemei.. CR copy ekak witharak athi okata.

2 අනිත් එක තමා Valuation report එකක් කොච්චර ඉක්මනින් ගන්ඩ පුලුවන්ද ? මට කට්ටියක් කිව්වා desilvamotorengineers good kiyala.. කොච්චර කාලෙකට ඕක valid ද? buyer ද seller ද must pay money for this and කීයක් විතර වෙයිද ?

Normally buyer gewanna oni valuation ekata.. Rs 2500 koheda De seliva eke. Oka seller aran dei uta salli dunnahama. Gedarata awith balanawanam extra 1000 gannawa. De silva nugegoda office ekata giyanam max paya 2k wage yaddi ganna puluwan. Matath karala sellerta original book aran yanna kiyanna..

3 Legal Charges, Stamp Duty and Processing Fee කීයක් විතර වෙයිද? roughly..

Normally oka value ekan 1-1.5 % wage ganak wenne. But mama NDB eken gaddi kiyak wath gewwe ne..


4 They said 3 working days it will take to process. is it true or it will take more ?

mama NDB eken gatha. But only 60% of the value gathe . eka hinda no guarantors . Ude 10ta mage documents tika dunna.. hawasa 4.30 weddi D/O eka hamba una.. Godak sellers la D/O ekata vahane release karanawa. . eka sellers ekka kalinna katha karaganna.. Sellerta thiyene book eka bank ekata denna. Bank eken RMV dala transfer karala thama sellerta chque eka issue karanne. Max 2 days yanawa.

Thanks a lot machan for these valuable information. rep ++

 

[ltty head]

01: eka leasing eke namata harawagannawa. ekai ewa illanne. performa invoice enne unregistered nam wirharai. CR eke uba copy ekak dunnama athi. original eka vehicle eke current owner finance ekata gihin baradenna oone.

02: maximum 1 hours. buyer pay karanna oni.

03: totally depend on leasing company and lease amount.

04: ow. eee kale atulata karaganna puluwan. samaharu ude document dunnama hawasa wade karala iwarakaramu kiyanawa. matanam ehema bariwuna. kohomath minimum 3 days yanawa.

loan eka approve wunama uba leasing charges and insurance, RMV charges, stamp charges pay kalama DO (delivery order) ekak denawa. eka aran sellerta deela. higa mudalak tiyanwanam ekat gewala vehicle eka gedara geniyanna tiyenne. seller ube DO ekai original CR ekai aran finance ekata dunnama RMV dala transfer karala iwarawunama cheque eka issue karanawa sellerge namata.

Many thanks.. rep ++

 

[ltty head]

1 මට දැනගන්ඩ ඕනි why Performa Invoice & CR Copy...

Performa oni unregistered ewata. Ekath seller denne uba nemei.. CR copy ekak witharak athi okata.

2 අනිත් එක තමා Valuation report එකක් කොච්චර ඉක්මනින් ගන්ඩ පුලුවන්ද ? මට කට්ටියක් කිව්වා desilvamotorengineers good kiyala.. කොච්චර කාලෙකට ඕක valid ද? buyer ද seller ද must pay money for this and කීයක් විතර වෙයිද ?

Normally buyer gewanna oni valuation ekata.. Rs 2500 koheda De seliva eke. Oka seller aran dei uta salli dunnahama. Gedarata awith balanawanam extra 1000 gannawa. De silva nugegoda office ekata giyanam max paya 2k wage yaddi ganna puluwan. Matath karala sellerta original book aran yanna kiyanna..

3 Legal Charges, Stamp Duty and Processing Fee කීයක් විතර වෙයිද? roughly..

Normally oka value ekan 1-1.5 % wage ganak wenne. But mama NDB eken gaddi kiyak wath gewwe ne..


4 They said 3 working days it will take to process. is it true or it will take more ?

mama NDB eken gatha. But only 60% of the value gathe . eka hinda no guarantors . Ude 10ta mage documents tika dunna.. hawasa 4.30 weddi D/O eka hamba una.. Godak sellers la D/O ekata vahane release karanawa. . eka sellers ekka kalinna katha karaganna.. Sellerta thiyene book eka bank ekata denna. Bank eken RMV dala transfer karala thama sellerta chque eka issue karanne. Max 2 days yanawa.

මචන් 2 more question please..

1# මගේ situation එක, මම ganna vehicle එක 22 lacks, mama 15 lacks ගෙවලා as down payment, ඉතුරු 7 walata thama leasing දාන්නේ.

Ethakota මම 15 lacks leasing company ekak ta gewawada, ethakota egolla straight a way 22 lacks walata cheque ekak issue karanawada seller ta ?

otherwise, මම 15 lacks and the D/O eka denawadha seller ta ?

2# who will fill these forms and get the letters ?

- MTA 8

- MTA 6

- Letter of No Objection from owner

- Letter of No Objection for one day transfer and it should be sealed by owner's area JP or Grama Seva niladari

http://www.motortraffic.gov.lk/web/...ation-of-ownership-tranfer&Itemid=122&lang=en

 

[Jack_Sparrow]

thawa last 3 months Bank Book/Statement copies oni neda

 

[ltty head]

thawa last 3 months Bank Book/Statement copies oni neda

Thanks machan. ow it depends with the leasing company. sama haru 3 months and sama haru 6 months.

 

[jimzum]

මචන් 2 more question please..

1# මගේ situation එක, මම ganna vehicle එක 22 lacks, mama 15 lacks ගෙවලා as down payment, ඉතුරු 7 walata thama leasing දාන්නේ.

Ethakota මම 15 lacks leasing company ekak ta gewawada, ethakota egolla straight a way 22 lacks walata cheque ekak issue karanawada seller ta ?

D/O ekai cash tikai dunnamam hari.. 50% walatath aduwen ganna nisa NDB eken gathoth guarantors la oni ne..


2# who will fill these forms and get the letters ?

- MTA 8
Bank will fill , you and seller will have to sign .
- MTA 6
Bank will fill , you and seller will have to sign .
- Letter of No Objection from owner
Bank eke letters thiyanawa.. Sellerta sign karanna..

- Letter of No Objection for one day transfer and it should be sealed by owner's area JP or Grama Seva niladari

Mewanam samanyen illane ne.. mokatath bank ekakin lease eka ganna try karanna.. leasing company walata wada rates hodi..

http://www.motortraffic.gov.lk/web/...ation-of-ownership-tranfer&Itemid=122&lang=en

 

[viennaa]

bump,

lease eka ganne commercial leasing eken.

please any one who have experience tell me please

Mage jeewitheta mama oya wesige puthala lagata yanne na ..

 

[MeGusta]

Mage jeewitheta mama oya wesige puthala lagata yanne na ..

why?

 

[dentac]

 

[Jack_Sparrow]

Mage jeewitheta mama oya wesige puthala lagata yanne na ..

mama lease ekak damma ehema awulak nane
mama early settle kala ekka

 

[Jack_Sparrow]

මචන් 2 more question please..

1# මගේ situation එක, මම ganna vehicle එක 22 lacks, mama 15 lacks ගෙවලා as down payment, ඉතුරු 7 walata thama leasing දාන්නේ.

Ethakota මම 15 lacks leasing company ekak ta gewawada, ethakota egolla straight a way 22 lacks walata cheque ekak issue karanawada seller ta ?

otherwise, මම 15 lacks and the D/O eka denawadha seller ta ?

2# who will fill these forms and get the letters ?

- MTA 8

- MTA 6

- Letter of No Objection from owner

- Letter of No Objection for one day transfer and it should be sealed by owner's area JP or Grama Seva niladari

http://www.motortraffic.gov.lk/web/...ation-of-ownership-tranfer&Itemid=122&lang=en

uba mehema karapan 15laks athin aran 7laks DO ekat aran ayiti karayata dila wahane aran waren. ayiti karalaya DO eka and potha dila, passe gannawa check eka


ubata oya wage ganak lease danne natiwa NDB wage bank ekakin dapanko personal loan ekak poth tiyanna mukut oni na ubata 22 laks ma cash dila wahane tawa adu karala ganna puluwan. lease kiwwama adu karanna amaruine tikak

 

[kudalla]

Machan, Commercial leasing eke 5 years valata lakshekata kiyada?