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Life Insurance
- Thread starter rgamsp
- Start date
As far as I know you should wait 2 years after you take your life insuarance. Also they only allow 2 childbirths.
But most importatntly your life insuarance should have the cover for maternity..
Or else you won't be able to claim it.
But most importatntly your life insuarance should have the cover for maternity..
Or else you won't be able to claim it.
In 3 months you can claim for hospital coverage for pregnancy complexions not for child birth. if the baby taken out as a result of complexion hospital charges will be paid off
Well , this statement is bit confusing for me.
When it come to the insurance claims, the root cause matters. Also, the pre-existing conditions does not cover under the policy. So what if the lady is pregnant at the time of taking the cover and she suffers a complexity in 3 months ? or 6 Months ?
In my opinion, though she is eligible for hospitalization, taking child out due to a complexion comes under the claims related to maternity section. So, the waiting period applicable for the maternity claims section is still in force, and the settlement of the claim would be subjective.
Please get it clarified from your agent or if you have the policy with you, please check whether policy does have an additional condition to overrule the maternity exclusion / waiting period.
If you have the policy document with you and if you could share a copy, without your personal info, i can vet it for you when time permits.
so pre planned csection or a natural birth have to on our own pocket ?
@pradeepsu don't have a plan now thinking of getting one that's why i asked you guys opinion
Sure, I can help you to get a suitable policy to match with your requirement and your pocket.
Could you please inbox me your date of birth and your wife's date of birth / age. and the amount which you can allocate in respect of your family life / medical insurance coverage.
