I have a same kind of experience. I went to them for a credit card and they offered me a limit which is even lower than my salary. What the hell?
And also got to know that if I know someone INSIDE i may be able to increase the limit.
I went to HSBC and got the card with a limit around 3 times as my salary.
Good for you.....
but if you use the Credit card few months then you can request for increase credit limit.



